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Provincial Credit Union

Senior Account Manager

O'leary, PE, C0B 1V0, Canada

Salary Range: $100,629 - $118,388. · Full-time

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Job details

Pay: Salary Range: $100,629 - $118,388.
Job type: Full-time
Apply by: Nov 12, 2026
Posting language: English
Posted: Nov 2, 2026

Original job description

Senior Account Manager

Branch Location: Flexible Western PEI Location

At Provincial Credit Union, we’re more than a financial institution – we’re a people-first, purpose-driven organization, proudly recognized as one of Canada’s Top 100 Employers for 2026. Guided by our IMPACT values, we’re committed to building meaningful relationships, supporting business growth, and making a difference in the communities we serve.

The Senior Account Manager manages a complex portfolio of commercial lending and deposit relationships, partnering with business owners to understand their goals and navigate their evolving financial needs. This role serves as a trusted financial partner, providing expert advice and tailored financing solutions while managing complex credit relationships and portfolio risk. As a senior member of the Business Services team, the Senior Account Manager also shares expertise, mentors colleagues, contributes to departmental strategy, and helps shape the continued growth and direction of the department.

What You'll Do:

Manage a complex portfolio of commercial lending relationships, generally involving aggregate business borrowing needs of $1 million or more, higher-risk industries, or other lending complexities.
Build and maintain strong relationships with existing and prospective business members by understanding their financial needs, goals, and opportunities.
Assess, structure, process, and present commercial credit requests in accordance with lending policies and established approval limits.
Present and negotiate financing solutions, ensuring documentation, security, and loan closings are completed accurately and efficiently.
Provide proactive financial advice and identify opportunities to introduce business lending, deposit, and other Credit Union solutions.
Actively contribute to business development and growth by developing new relationships and expanding the Credit Union’s business member base.
Monitor and manage portfolio risk through regular credit reviews, interest rate renewals, site visits, security reviews, overdraft monitoring, and follow-up on delinquent accounts.
Mentor and support team members by sharing expertise, providing guidance, and contributing to the development of the Business Services team.
Travel to meet members at their place of business and between our branches from Wellington to Tignish, offering flexibility for the successful candidate to work from a location that best suits their circumstances..

What You Bring:

A Bachelor’s Degree in Business Administration or a College Diploma focused on Business/Commerce, Finance, Accounting, or a related field, or an equivalent combination of education and experience.
Demonstrated experience and success in business lending, sales, and relationship management within the financial services industry.
Strong financial acumen, including advanced experience analyzing financial statements and assessing commercial credit.
Sound judgment and the ability to manage complex lending relationships and risk.
Strong communication and interpersonal skills, with the ability to build trusted relationships with members and colleagues.
A collaborative approach and willingness to share knowledge and support the success of the team.
Strong organization and attention to detail, with the ability to manage competing priorities and work independently.

Why You’ll Love It Here:

We believe our employees deserve the same outstanding care we give our members. That’s why we offer:

A People-First Culture: Join a supportive team that values collaboration, positivity, and community impact.
Competitive Pay & Bonus Program: Market-aligned salary plus the opportunity for annual bonuses.
Comprehensive Benefits: Health and dental coverage, sick time, and a Defined Contribution Pension Plan & Group Retirement Savings Plan with up to 9% employer contribution.
Work-Life Balance: Three weeks’ vacation to start, plus four personal days and two volunteer days each year.
Career Growth: Tuition reimbursement, training opportunities, and career progression pathways.
Extra Perks: Annual fitness and clothing allowance, reduced employee loan and mortgage rates, and no service fees on banking transactions.
Salary Range: $100,629 - $118,388.

Additional Information

Bondability Requirement: Candidates must be bondable under a fidelity bond policy (includes a criminal and credit check).
Closing Date: November 12th, 2026.

Diversity & Inclusion

At Provincial Credit Union, we’re committed to creating an inclusive and equitable workplace. We welcome applications from all qualified individuals, and accommodations are available throughout the recruitment process.

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More about this job

Responsibilities

The Senior Account Manager oversees a complex portfolio of commercial lending and deposit relationships while providing expert financial advice to business owners. They are responsible for assessing credit requests, managing portfolio risk, and actively contributing to business development and team mentorship.

Requirements

Candidates must possess a Bachelor’s Degree or College Diploma in a business-related field along with demonstrated experience in commercial lending and relationship management. Strong financial acumen, analytical skills, and the ability to manage complex credit relationships are essential for this role.

Skills

Commercial lending
Relationship management
Financial analysis
Credit risk management
Business development
Portfolio management
Financial advice
Mentoring
Strategic planning
Negotiation
Credit review
Financial statement analysis
Communication
Interpersonal skills
Attention to detail

Benefits

Health coverage
Dental coverage
Sick time
Group Retirement Savings Plan
Vacation
Personal days
Volunteer days
Tuition reimbursement
Training opportunities
Fitness allowance
Clothing allowance
Reduced employee loan rates
Reduced mortgage rates
No service fees on banking

Visa sponsorship

Not detected in the job text

Keywords

Commercial Lending
Financial Services
Credit Union
Portfolio Management
Business Development
Risk Management
Financial Analysis
Relationship Management
Credit Review
Business Administration
Finance
Accounting
Mentorship
Strategic Planning
Loan Closings
Security Reviews
Overdraft Monitoring
Fidelity Bond
Banking
Commercial Credit

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