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Raymond James Ltd.

Registered Plans Associate - RRIF

Vancouver, BC, Canada

Job type: Full-time
Apply by: Oct 24, 2026
Experience: Minimum of 3 years’ experience within registered plans or financial services operation
Posting language: English
Posted: Sep 24, 2026

Apply About employer

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Original job description

At Raymond James, we develop, we collaborate, we decide, we deliver, and we improve together.

Raymond James Ltd. is Canada’s leading independent investment dealers offering high quality investment products and services to Canadians seeking customized solutions to their wealth management needs.

Registered Plans Associate - RRIF

How does the role impact the organization?

This role is critical to the administration and oversight of Registered Retirement Income Funds (RRIFs), supporting clients in the retirement income phase. The associate ensures accurate and timely processing of RRIF withdrawals, minimum payment requirements, and lifecycle events such as account conversions and estate settlements. The role contributes to regulatory compliance, operational efficiency, and a high-quality client experience by partnering with advisors, internal teams, and external stakeholders.

What will your role be responsible for?

Administer RRIF accounts with a focus on withdrawals, minimum annual payment calculations, payment scheduling, and tax withholding requirements
Process and maintain RRSP-to-RRIF conversions, spousal RRIF setups, and related account changes
Ensure compliance with CRA regulations, including minimum withdrawal rules, excess withdrawals
Providing support individually or in conjunction with other team members in investigating and resolving advisor queries within SLA deadlines.
Partner with Tax, Estates, Transfers, and New Accounts teams to resolve complex RRIF cases
Support year-end processing, including minimum withdrawal reviews and reconciliations
Participate in audits, regulatory reviews, and procedural updates related to RRIF processing
Identify opportunities to improve processes, reduce risk, and enhance service delivery
Other duties as assigned.

What can you expect from us?

Our most important investment is in people. Upon eligibility, Raymond James Ltd offers flexible workstyles, a competitive compensation and benefits package. Our benefits range from Health Benefits, RRSP Matching Program, Employee Stock Purchase Plan, Paid Time Off, Volunteer Days, Discretionary Bonuses, Tuition Reimbursement and many more! We also support internal promotion and community involvement.

What do we expect from you?

Fundamental knowledge of investment concepts, practices, and procedures used in the securities industry.
Proficient in Microsoft Office with a willingness and ability to learn new applications.
Excellent Customer service, organization, and prioritization skills
The ability to work within deadlines in a high-volume and demanding environment while maintaining a high level of service and an imperative attention to detail.
Demonstrate email, videoconferencing, and telephone etiquette and relationship management skills.
Work independently as well as collaboratively within a team environment.
Demonstrate a professional manner to establish and maintain effective working relationships at all levels of the organization.
Exercise tact and discretion in the handling of confidential information; and
Experience with Dataphile is an asset.
Communicate proficiently in French is an asset

Educational/Previous Experience Requirements

Minimum of 3 years’ experience within registered plans or financial services operation
Strong understanding of RRIF-specific rules, including minimum withdrawals, spousal elections, tax implications,
Demonstrated experience managing high-volume transactional workflows, including withdrawals, conversions, and transfers with a focus on accuracy and turnaround times

Licenses/Certifications

Successful completion of the Canadian Securities Course is an asset.

Licenses/Certifications

Successful completion of the Canadian Securities Course is an asset.

Salary Range: $59,000-$64,000 annually, in addition to competitive performance bonuses/incentives.

Actual compensation will be determined based on skills, experience, internal equity, and other job requirements.

This posting is for a current vacancy.

At Raymond James – we honor, value, respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic self, our organization, clients and communities thrive, it is part of our people-first culture. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.

Here at Raymond James we demonstrate our commitment to ensuring equal opportunities for all candidates. To request accommodations, candidates are instructed to contact Human Resources via email at recruitment@raymondjames.ca . By reaching out to this email address, candidates can communicate their specific requirements and discuss the necessary accommodations they may need to participate fully in the recruitment process.

We may use automated or AI-enabled tools to support parts of our recruitment and screening process, including screening, assessing or selecting applicants where applicable. These tools help us review applications efficiently, but they do not replace human decision-making.

Job

Operations

Primary Location

CA-BC-Vancouver-Vancouver

Organization

Operations

Schedule

Full-time

Status

Permanent Full-Time

Apply About employer

More about this job

Responsibilities

Administer RRIF accounts, including withdrawals, minimum payment calculations, tax withholding, account conversions, and year-end reviews, while ensuring compliance with CRA requirements. Resolve advisor and complex account queries with internal and external partners, support audits and reconciliations, and identify ways to improve operational efficiency and service.

Requirements

Requires at least three years of experience in registered plans or financial services operations, strong knowledge of RRIF rules and tax implications, and experience handling high-volume transactions accurately and promptly. Candidates should have investment-industry knowledge, strong customer service and organizational skills, proficiency with Microsoft Office, and the ability to work independently and collaboratively; Dataphile experience and French proficiency are assets, as is completion of the Canadian Securities Course.

Skills

RRIF Administration
Registered Plans
Minimum Withdrawal Calculations
Withdrawal Processing
Tax Withholding
RRSP-to-RRIF Conversions
Regulatory Compliance
Financial Operations
High-Volume Transaction Processing
Reconciliation
Client Service
Advisor Support
Microsoft Office
Dataphile
Attention to Detail
Process Improvement

Benefits

Health Benefits
RRSP Matching Program
Employee Stock Purchase Plan
Paid Time Off
Volunteer Days
Discretionary Bonuses
Tuition Reimbursement

Visa sponsorship

Not detected in the job text

Keywords

Registered Retirement Income Funds
RRIF
RRSP
CRA Regulations
Minimum Withdrawal Rules
Spousal RRIF
Tax Withholding
Tax Implications
Account Conversions
Estate Settlements
Payment Scheduling
Year-End Processing
Reconciliations
Regulatory Compliance
Audits
Financial Services Operations
Securities Industry
Dataphile
Microsoft Office
Canadian Securities Course
Advisor Queries
Transfers
New Accounts
High-Volume Workflows
Process Improvement

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