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RBC

Financing Specialist

Montreal, QC, Canada

Job type: Full-time
Apply by: Oct 3, 2026
Posting language: English
Posted: Sep 17, 2026

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Original job description

Job Description

What is the opportunity?

As a Financing Specialist, you are the credit expert within high performing commercial banking Client Relationship Teams. You engage directly with clients and contribute to an exceptional client experience by being a trusted strategic advisor who provides superior business, financial and credit advice, and support portfolio management. You partner with Relationship Managers, Commercial Financial Services, in credit discovery and advice leading to issuance of discussion papers and bringing new borrowing clients to RBC.

What will you do?

Leverage deep client discovery and financial analysis skills to meet client expectations for credit requests and completion of annual reviews

Provide quality business analysis and credit advice through presentation options that clearly articulate advantages and benefits to the client

Demonstrate RBC’s capability to provide creative financial solutions in a timely manner and deliver credit solutions that meet or exceed needs

Demonstrate a commitment to teamwork and collaboration by sharing best practices learned and assisting colleagues to meet the needs of all clients

Exercise due diligence in recommending credit applications, working in collaboration with Credit Adjudicators, especially in supporting risk processes and guidelines

What do you need to succeed?

Must-have

University degree, ideally in commerce, business administration, or equivalent experience - MBA, CPA, CFA would be interesting assets.

Proven understanding of financial, risk and credit analysis/structuring in support of exceptional client relationship management

Strong organizational skills, ability to manage multiple tasks while meeting time sensitive deadlines

Strong interpersonal, negotiation, and communication skills and client centricity

Experience with emerging resources, communications and technology (i.e., online data resources, web based meetings, social media, digital banking, and mobile applications)
Bilingualism (English and French) required, as you will regularly serve our clients with English and French-speaking needs.

Nice-to-have

Strong presentation skills

Minimum post-secondary diploma/degree, ideally in Commerce, Business Administration or related experience

Specialized industry expertise in a past role (e.g. real estate, healthcare, agriculture etc.)

Chartered Professional Accountant  designation (CPA) or Chartered Financial Analyst (CFA)

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

A comprehensive Total Rewards Program including performance based bonuses, flexible benefits and competitive compensation

Leaders who support your development through coaching and managing opportunities

Work in a dynamic, collaborative, progressive, and high-performing team

A unique opportunity for personal and professional growth

Job Skills

Adaptability, Business Development, Client Centricity, Communication, Critical Thinking, Curious Mindset, Financial Acumen, Practice Management

Additional Job Details

Address:

1 PLACE VILLE MARIE:MONTRÉAL

City:

Montréal

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

PERSONAL & COMMERCIAL BANKING

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-09-17

Application Deadline:

2026-10-03

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.

RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.

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More about this job

Responsibilities

The Financing Specialist acts as a credit expert within commercial banking teams, providing strategic financial advice and managing credit discovery processes. They are responsible for conducting financial analysis, preparing credit applications, and collaborating with relationship managers to deliver creative financial solutions to clients.

Requirements

Candidates must hold a university degree in commerce or business administration and possess a proven understanding of financial, risk, and credit analysis. Strong interpersonal, communication, and organizational skills are required, along with bilingual proficiency in English and French.

Skills

Financial analysis
Credit analysis
Risk management
Business analysis
Negotiation
Communication
Strategic advising
Portfolio management
Credit structuring
Organizational skills
Digital banking
Financial advice
Teamwork
Collaboration

Benefits

Performance based bonuses
Flexible benefits
Competitive compensation

Visa sponsorship

Not detected in the job text

Keywords

Commercial banking
Credit analysis
Financial analysis
Risk management
Portfolio management
Credit adjudication
Business administration
Commerce
MBA
CPA
CFA
Strategic advisor
Digital banking
Negotiation
Financial solutions
Credit structuring
Bilingualism
Data resources
Mobile applications

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