Find work in Canada.

A simpler way to find your next job.

Jobs in Canada

26+ jobs

Email me new jobs Save this search

Added 1 day ago
H
IT Project Manager
HrBrain
Featured · Posted directly by employer
Waterloo, ON
- $70 CAD / hour
- Contract
Strong understanding of Agile metrics and analytics, including maintenance of Scrum artifacts such as burndown charts.
Added just now
TP
Analyst, Terminal Services and Standards (Term Opportunity - One Year)
Toronto Pearson International Airport
Toronto, ON
- Temporary
Reporting to the Manager, Terminal Services and Standards, this position is responsible for but not limited to the new development and delivery of SOPs, guidance to the TOs and various…
Added just now
S
Community Resource Connector C&W
Sanya’k̓ula
Vancouver, BC
- Full-time
…Connector works under the general direction of the Program Manager as part of a multidisciplinary mental health and substance use team to provide a defined range of mental health and…
Added just now
R|
Project Manager
RI-MUHC | Research Institute of the MUHC | #rimuhc
Montreal, QC
- Contract
The Centre for Precision Psychiatry – Quebec (CPPQ) is seeking a project manager for our large-scale longitudinal mental health research project across three clinical research sites,…
Added just now
BC
Marketing Specialist
BK CONSULTING GABON
Canada
- Full-time
Experience with digital marketing tools such as Google Analytics, Google Ads, Meta Ads Manager, HubSpot, Mailchimp, or similar platforms.
Added just now
TG
Enterprise Compliance Intern
TMX Group
Toronto, ON
- $20 to $25 CAD / hour
- Full-time
Academic or practical exposure to data analytics tools or business case competitions.
Added just now
SC
Operations Analyst - Entry to Mid Level
Sustainability consulting
Canada
- Full-time
Familiarity with tools such as Power BI, Tableau, SQL, or similar analytics platforms is an advantage.
Added just now
IC
Junior Data Analys
Integ consulting
Canada
- Full-time
Career progression into Data Analyst, Business Analyst, BI Analyst, Data Scientist, or Analytics Manager roles.
Added just now
S-
Product Analyst, Global Capital Markets (GCM) Transformation - Toronto, ON
Scotiabank - Global Banking and Markets
Toronto, ON
- Full-time
…Markets. Working under the direction of an Associate Product Manager, the role contributes to product development through analysis, requirements gathering, documentation, stakeholder…
Added just now
T
Senior Financial Analyst
Trisura
Toronto, ON
- Full-time
Reporting to the Manager, Finance, the Senior Financial Analyst will play a key role in regulatory, reinsurance and financial reporting. The position will be responsible for preparing the…
Added just now
TS
Development Officer
The Stop Community Food Centre
Canada
- Other
Role Description Reporting to the Development Manager, the Development Officer is responsible for managing and growing a portfolio of current and prospective individual donors, with a focus…
Added just now
MS
GTM Strategy and Operations Manager
Mitek Systems
Canada
- Full-time
Added just now
SC
Senior Accountant
Steinbach Credit Union
Steinbach, MB
- Full-time
As a Senior Accountant, you’ll be a trusted member of our Finance team, reporting to the Manager, Accounting. You’ll own full-cycle accounting operations and play a hands-on role in…
Added just now
A
Regional Marketing Manager- Edmonton Store Support Centre Office
AutoCanada
AB · Edmonton, AB
- Other
We're looking for a Regional Marketing Manager who enjoys building relationships, thinking strategically, and bringing great ideas to life. You'll understand each store's business…
Added just now
NB
Human Resources Information Systems (HRIS) Analyst {NU C-26-053}
North Bay Regional Health Centre (NBRHC)
North Bay, ON
- $43.5 to $54.37 CAD / hour
- Full-time
Reporting to the Manager of Informatics & Information Systems, the HRIS Analyst works closely with Human Resources, Payroll, Finance, technical administrators, and Information Technology…
Added just now
DI
Research Supply Manager
Dig Insights
Toronto, ON · Greater Toronto Area, Canada
- Full-time
The Research Supply Manager runs the sourcing of external sample and fieldwork for Dig’s projects, and is accountable for the cost and margin outcome of those decisions on each project. The…
Added just now
S-
Associate Product Manager, Global Capital Markets (GCM) Transformation - Toronto, ON
Scotiabank - Global Banking and Markets
Toronto, ON
- Full-time
Associate Product Manager, Global Capital Markets (GCM) Transformation – Toronto, ON
Added just now
GE
Project Manager AI
Global ERP Solutions
Toronto, ON
- Full-time
We are seeking a results-driven and highly organized AI Project Manager to lead the planning, coordination, and successful delivery of AI-powered projects and solutions.
Added just now
VB
Specialist, Data Developer (Microsoft)
Vale Base Metals
Toronto, ON
- Full-time
In this position, you will play a key role in ensuring that data is reliable, accessible, and optimized for analytics, reporting, and AI initiatives - supporting improved decision-making,…
Added just now
CQ
Coordonnatrice ou coordonnateur aux communications / Communications Coordinator
CATALIS Québec
Montreal, QC
- Full-time
Connaissance des principes d’optimisation des contenus numériques (SEO/GEO) et des outils d’analytique web (Google Analytics) (atout).
Added just now
ES
Data Analyst - EA Sports FC
EA SPORTS
Vancouver, BC
- Full-time
The FC Data & Analytics team is seeking a Data Analyst to join our team based in Vancouver. Reporting to a Senior Manager, you will collaborate closely with production, product management,…
Added just now
CA
Senior Income Tax Analyst
Co-operators Assurance et services financiers
Burlington, ON
- Full-time
…tax assessments, handle tax payments and; support the Senior Manager Income Tax Compliance in managing the progress of any government audit of income tax returns, including insurance…
Added just now
U
Sales Manager, Field Sales
UNFI
Richmond, BC
- $90,200 to $142,200 CAD / year
- Full-time
Participate in annual calibration session with fellow peers and direct manager to ensure consistency in evaluations and establish a bench of talent for succession planning while level…
Added just now
HR
Purchasing Manager
Horizon Recruitment Inc
Vancouver, BC · Greater Vancouver Metropolitan Area
- $120,000 to $130,000 CAD / year
- Full-time
Horizon Recruitment is recruiting for a Purchasing Manager our client based in the BC lower mainland. This newly created role is required to support a growing business by strengthening…
Added just now
UO
Analyst, Finance Services
University of Calgary
Calgary, AB
- Full-time
Reporting to the Manager, Finance Services, the Analyst, Finance Services plays an important role in the delivery of finance support to the faculties/units. The incumbent is responsible for…
Added just now
B
Developing Investment Advisor, BMO Nesbitt Burns
BMO
Toronto, ON · FCP
- Full-time
Certified Financial Planner (CFP) or Chartered Investment Manager (CIM) designation is an asset .

Relay

Credit Risk Analyst

Toronto, ON, Canada

Full-time

Apply About employer

Applications open in a new tab.

Job details

Job type: Full-time
Apply by: Dec 9, 2026
Posting language: English
Posted: Nov 9, 2026

Original job description

Relay is a digital banking platform that gives self-made business owners the tools and know-how to be great with money - bringing clarity, confidence, and control to every dollar earned, so they can turn hard work into lasting success. We do this by replacing financial guesswork with real visibility, transforming cash flow from a constant source of stress into a clear signal owners can use to run stronger, more resilient businesses.

You will play a pivotal part on the Credit team, reporting to our VP, Credit. We are expanding our charge card offering, and this role helps decides who gets credit, how much, and when to pull it back. Your mission: put the right limits in the hands of Relay's largest customers and keep that portfolio healthy as it scales.

What You'll Be Doing

Underwrite our largest customers by hand. Spread income statements and balance sheets and set limits after manually reviewing the business and financial risk of those entities..
Watch the portfolio without watching every account. Build AI-assisted monitoring for financial and qualitative risk signals.
Build pre-approval lists for sales. Review existing Relay customers who don't yet have a card, and work with the Sales team on a cross-sell motion.
Partner closely with revenue. Explain credit decisions in plain language, work through requests for larger limits, and join customer conversations when we need their financials.
Keep credit policy current with our funding partner. Make sure what we approve stays within the policy our partner will fund, and update that policy as the portfolio grows.
Own charge card escalations. Be the expert Customer Experience escalates to for documentation requests, decline reasons and credit questions they can't resolve.
Build what isn't there yet. Find the next process, report or tool the function needs, and build it.

Who You Are

You've done manual commercial credit underwriting at a corporate or commercial card issuer, from large issuers to card-focused fintechs. US experience is not required.
You're strong at financial statement analysis. You can spread statements and defend a limit from the balance sheet, income statement and liquidity picture.
You use AI and data tools to work faster, and you can show how they've changed the way you underwrite or monitor a portfolio.
You work well with sales. You can explain a decline or a smaller limit without losing the relationship.
You figure out what work needs doing instead of waiting for the next case in the queue.

Bonus points

SQL, especially in Snowflake
Experience spreading statements in Heron or a similar tool
Familiarity with S&P or Moody's financial statement models and business credit bureaus
Experience as a risk partner embedded with a sales team

The Interview Process

Stage 1: A 45-minute Google Meet video call with a member of our Talent team
Stage 2: A 30-minute Google Meet video call with the Hiring Manager
Stage 3: A 45-minute Live Session with the Hiring Team
Stage 4: A 45-minute Google Meet video call with a member of our leadership team

Our Compensation Approach

We believe Relayers should feel rewarded for the impact they have on our mission and growth. Compensation follows impact. As impact increases, compensation grows, and we do not limit compensation changes to a once-a-year review cycle.

The annual salary range for this role is $72,900 CAD to $89,100 CAD.

For candidates who demonstrate full readiness for the defined scope of the role, the typical starting salary is $81,000 CAD. Offers below this point reflect candidates we believe can grow into the full scope of the role with support and development. Offers above this point reflect impact that meaningfully exceeds the role’s defined expectations or an expanded scope from day one.

We encourage you to have a conversation with your recruiter and ask questions about compensation throughout the hiring process. For more information on our compensation philosophy and perks and benefits, visit our Candidate Hub.

Why Relay Might Be the Perfect Fit For You

You push relentlessly for reinvention: You're always asking "how can this be better?" -- in your work, in your craft, in yourself. Comfort is a signal to push harder, not coast. You'd rather build something better than defend something familiar.
You crave autonomy: We trust our team with big challenges and the freedom to solve them. If you’re someone who takes initiative, is comfortable taking risks, and seeks input when needed, you’ll find the freedom here empowering.
You own your work: You take pride in your work, follow through on commitments, and feel a deep sense of responsibility for outcomes, not just tasks.
You build with AI, not just use it: You're actively embedding AI into how you work, pushing what's possible, and bringing your team along with you.
You care about impact, not noise: You care deeply about the substance of your work. You measure success by results, not recognition, and you let your work speak for itself.
You’re energized by complexity and ambiguity: You enjoy tackling problems that don’t come with a playbook. You’re comfortable building from scratch, iterating as you go, and collaborating to shape the best path forward.
You seek out feedback: You see directness as respect, not criticism. You actively seek input, sit with hard truths, and use feedback as fuel for improvement.
Small businesses are why we're here: Relay exists to help them thrive -- and that mission has to resonate with you.

Join Us

We're looking for people who are relentless, curious, and care deeply about the work. You're encouraged to apply even if your experience doesn't perfectly match the job description -- your perspective and drive matter more. We welcome diverse backgrounds and people who think critically, challenge the status quo, and want to help small businesses thrive.

If you require accommodations at any stage of the hiring process, please reach out to your Talent Partner.

Disclaimer: For compliance reasons, all offers of employment at Relay are conditional upon a successful background check and employment verification through Certn.

Important Notice: Relay’s recruitment team only contacts candidates and corresponds from official corporate email addresses ending in @relayfi.com. We will never ask for sensitive personal data (such as bank account details, credit card numbers, or social security/insurance numbers) during the initial application or interview stages.

Apply About employer

More about this job

Responsibilities

Manually underwrite large business customers for charge cards by analyzing financial statements, assessing risk, and setting appropriate credit limits. Monitor portfolio health using AI-assisted tools, support sales and customer teams with credit decisions, maintain funding-partner policy alignment, and build processes and tools as the function grows.

Requirements

Candidates should have experience in manual commercial credit underwriting at a corporate or commercial card issuer and strong financial statement analysis skills. They should be able to use AI and data tools to improve underwriting or portfolio monitoring, communicate credit decisions effectively, and work proactively with sales; SQL, Snowflake, Heron, financial statement models, and business credit bureau familiarity are advantageous.

Skills

Commercial Credit Underwriting
Financial Statement Analysis
Credit Risk Assessment
Credit Limit Setting
Portfolio Monitoring
AI-Assisted Risk Monitoring
Credit Policy Management
Liquidity Analysis
Sales Partnership
Customer Communication
SQL
Snowflake
Heron
Business Credit Bureaus
Process Development

Visa sponsorship

Not detected in the job text

Keywords

Commercial Credit Underwriting
Charge Cards
Credit Risk
Financial Statement Analysis
Income Statements
Balance Sheets
Liquidity Analysis
Credit Limits
Portfolio Monitoring
AI-Assisted Monitoring
Risk Signals
Credit Policy
Funding Partner
Pre-Approval Lists
Cross-Selling
Sales Partnership
Customer Experience
SQL
Snowflake
Heron
S&P Financial Statement Models
Moody's Financial Statement Models
Business Credit Bureaus
Financial Risk
Qualitative Risk

Report this job