Senior Analyst, Financial Planning & Analysis - RFA Mortgage Corporation

Senior Analyst, Financial Planning & Analysis – RFA Mortgage Corporation

Date: November 12, 2026

Location: Toronto, ON

Company: RFA Mortgage Corporation

Job Type: Permanent 

Vacancy Status: New role 

Compensation: $80,000 - $90,000 base salary with an annual bonus of up to 15%

Closing Date: November 27, 2026 

About RFA

Founded in 1996, RFA (Realty Financial Advisors) is a leading Canadian-owned real estate firm. Through RFA Bank of Canada and RFA Mortgage Corporation, RFA offers mortgage brokers a complete range of Prime and Alternative mortgage solutions.

The Opportunity

We’re looking to fill a Senior Analyst, Financial Planning & Analysis (FP&A) position at RFA Mortgage Corporation!

RFA Mortgage Corporation, a division of RFA (Realty Financial Advisors), specializes in Prime lending (Insured, Insurable and Uninsurable). Our goal is to be a long-term leader in the residential lending market by offering more than just competitive rates and compensation. At RFA Mortgage Corporation, we focus on delivering a unique value proposition in the Prime mortgage space, committed to innovation and exceptional service to meet a diverse range of borrower needs.

In this role, the Senior Analyst, FP&A will support management reporting, budget & forecasting cycles, and product analytics.

Core Responsibilities 

As a Senior Analyst, FP&A, you will:

Management Reporting

• Directly responsible for preparation and distribution of internal management reports, including monthly performance, KPI metrics, and department expenses.
• Lead the development of content updates including new KPI metrics and updated departmental views.
• Support preparation of quarterly board material as required.
• Monitor business performance and investigate variances and trends by partnering with Finance team or other departments.

Forecasting and Annual Budget Planning

• Responsible for updating forecast model with input data, testing assumptions for reasonability and reviewing model outputs.
• Support quarterly forecasting and annual budget cycles by coordinating department inputs, ensuring alignment with corporate strategy, and challenging assumptions as needed.
• Perform scenario/sensitivity analysis and validate business cases to review investment proposals.

Product Analytics and Financial Modelling

• Responsible for sourcing and validating data, performing analytics and building new models or reports (ex. Product margin model, price sensitivity, borrower behaviour).
• Test model outputs or findings, provide recommendations and continue maintaining models or new reporting dashboards.
• Collaborate with Sales on pricing and compensation offers using product analysis insights.
• Maintain awareness of market, macroeconomic and regulatory factors that may impact business.

Finance Support

• Partner with Finance team on month-end close accruals and continuous improvement initiatives.
• Support annual external audit requests with minimal supervision and participate in internal control testing as needed.
• Collaborate with Finance, Treasury, and IT teams to ensure data integrity and accuracy.

What You’ll Need to Succeed

• Undergraduate Degree in Business Administration, Finance or Accounting.
• At least 2-3 years of experience in accounting, corporate finance, product analytics or pricing role.
• Previous experience working in banking or mortgages/consumer lending.
• A CPA or CFA designation or progress towards CPA or CFA designation is an asset.

What Sets You Apart

• Demonstrated strong analytical and problem-solving skills.
• Ability to multi-task, work under pressure and meet deadlines.
• Ability to work independently and strong attention to detail.
• Excellent knowledge of Microsoft Office (Excel, PowerPoint).
• Previous experience with NetSuite or other ERP is an asset.
• Experience with programming languages (ex. Python, R, SQL, VBA, etc.) is an asset.

What We Offer at RFA

Along with a strong work culture, RFA offers a comprehensive benefits package, including:

• Health & Dental Care
• Vision Care
• RRSP Match
• Health & Wellness Spend
• Vacation & Personal Days
• Hybrid working environment
• EAP through Consult+

Ready to take the next step?

If this opportunity excites you and aligns with your skills and aspirations, we’d love to hear about how you can contribute to our team at RFA.

Accessibility 

Accommodation is available upon request for applicants and employees with disabilities. If you are contacted for a job opportunity, please advise us of any accommodations needed to ensure you have access to a fair and equitable process. Any information received relating to accommodation will be addressed confidentially.

Disclosure

Artificial Intelligence (A.I.) is not used to screen, assess, or select any applicants.