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Rogers Bank

Sr Mgr, Cred Risk Acquisition

Toronto, ON, Canada

Full-time

Apply on LinkedIn About employer

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Job details

Job type: Full-time
Apply by: Dec 12, 2026
Posting language: English
Posted: Nov 12, 2026

Original job description

We support and encourage employees to find long term success and explore opportunities that play to their individual strengths and passions. We value lateral moves as much as vertical promotions – we believe all roles should develop your skills, broaden your experience, and help you build a rewarding career at Rogers.

Who We’re Looking For

We are looking for an experienced and highly analytical Senior Manager, Credit Risk Strategy, Acquisition to lead the development and optimization of credit card acquisition strategies.

This role will have end-to-end accountability for acquisition credit risk strategy, from identifying opportunities and conducting advanced analytics through strategy design, implementation, testing, and ongoing performance monitoring. The successful candidate will play a key leadership role in balancing portfolio growth, credit quality, profitability, and customer experience.

What You Will Do

Acquisition strategy ownership

Lead the development, implementation, and ongoing optimization of credit card acquisition credit risk strategies, including credit eligibility, approval/decline criteria, score cut-offs, credit assignment, and risk-based segmentation.
Own acquisition strategy performance and continuously identify opportunities to improve approval rates, portfolio growth and profitability while maintaining credit losses within risk appetite.
Develop differentiated strategies across customer segments, channels, products.
Establish a robust champion/challenger framework to test new strategies, cut-offs, segmentation approaches, and decisioning methodologies.
Monitor new-account vintages and cohorts to identify emerging risks and ensure acquisition quality remains aligned with portfolio objectives and loss expectations.

Advanced analytics & strategy development

Translate analytical findings into clear, actionable credit strategies and business recommendations.
Partner with modelling team to evaluate and implement credit bureau attributes, internal data, alternative data, credit scores and predictive models.
Evaluate new data sources and analytical techniques that can improve risk differentiation and reduce unnecessary declines.
Develop measurement frameworks to quantify the incremental impact of strategy changes on accounts, balances, revenue, expected losses and profitability.
Credit decisioning & technology
Provide leadership and subject-matter expertise for acquisition decisioning platforms and modernization initiatives.
Partner closely with Technology to ensure accurate implementation, testing and deployment.
Establish appropriate strategy governance, documentation, quality assurance and post-production validation controls.

Portfolio oversight & risk management

Monitor acquisition performance across key risk and business metrics, including approval rate, credit quality, early delinquency, losses, utilization, balance growth and profitability.
Identify emerging risks, trends and opportunities and proactively recommend strategy changes.
Ensure acquisition strategies operate within established risk appetite, policies and governance requirements.
Partner with Finance on forecasting and planning to quantify the expected impact of acquisition strategies on portfolio growth, revenue and credit losses.
Develop clear reporting and executive-level recommendations on strategy performance and emerging credit trends.

Leadership & collaboration

Lead, coach and develop a high-performing team of credit risk strategy and analytics professionals.
Establish analytical standards and provide guidance on strategy design, testing, implementation and performance measurement.
Partner closely with Product, Marketing, Finance, Technology, Operations, Data teams to ensure acquisition initiatives achieve both growth and risk objectives.
Influence senior stakeholders by translating complex analytical findings into clear business recommendations.
Lead major acquisition initiatives from initial concept and business case through implementation and performance validation.

What You Bring

Bachelor's degree in Statistics, Mathematics, Economics, Finance, Business, Engineering, Computer Science, or another quantitative discipline. Master's degree is an asset.
7+ years of experience in credit risk, consumer lending, credit strategy, portfolio management or a closely related analytical discipline, with significant experience in credit card acquisition/origination strategy.
3+ years of people leadership or demonstrated leadership of complex analytical initiatives.
Strong hands-on analytical experience with SQL, Python, Power BI.
Experience working with credit decisioning platforms such as ACE/ADM or comparable decision engines is a must.
Strong understanding of champion/challenger testing, experimental design, strategy validation and performance monitoring.
Proven ability to convert complex analytical findings into practical strategies and communicate recommendations to senior leadership.
Strong business judgment and ability to balance growth, customer experience, profitability and credit risk.
Proven ability to lead cross-functional initiatives involving Risk, Product, Marketing, Finance and Technology.
Highly motivated self-starter who can operate effectively in a fast-paced environment and manage multiple complex priorities.

If you are selected to move forward in the recruitment process, here is what you can expect

A 15-minute phone screen with your recruiter, 1 hour interview with Hiring Manager, 30- minute final round virtual interview with Senior Director of the team. Best of luck!

To protect our people, brand and assets, a pre-employment background check will be conducted. As part of our selection process, all candidates must clear a criminal background check. Additionally, a credit check and drivers abstract may be required depending on the role.

Schedule Full time

Shift Day

Length of Contract Not Applicable (Regular Position)

Work Location 1 Mount Pleasant (083), Toronto, ON

Travel Requirements Up to 10%

Background Check(s) Required Criminal Record and Credit Check

Posting Category/Function Banking & Credit Risk

Requisition ID 344999

To support career growth, collaboration, and high-performing teams, all Corporate Employees are expected to work onsite. We believe that in-person connection strengthens our culture and drives industry-leading performance.

At Rogers, we believe the key to a strong business, is a diverse workforce where equity and inclusion are core to making everyone feel like they belong. We do this by embracing our diversity, celebrating our different perspectives, and working towards creating environments that empower our people to bring their whole selves to work. Everyone who applies for a job will be considered. We recognize the business value in creating a workplace where each team member has the tools to reach their full potential by removing any barriers for equal participation. We work with our candidates who are experiencing a disability throughout the recruitment process to ensure that they have what they need to be at their best. Please reach out to our recruiters and hiring managers to begin a conversation about how we can ensure that you deliver your best work. You matter to us! For any questions, please visit the Recruitment Process FAQ.

Posting Notes Rogers Bank || Canada (CA) || ON || Toronto || [[mfield2]] ||

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More about this job

Responsibilities

Lead the development, implementation, testing, and ongoing optimization of credit card acquisition risk strategies, balancing portfolio growth, credit quality, profitability, and customer experience. Manage strategy performance and governance, guide a team of risk and analytics professionals, and partner with cross-functional teams on decisioning, forecasting, and major acquisition initiatives.

Requirements

Requires a bachelor's degree in a quantitative or related discipline and at least seven years of relevant credit risk or consumer lending experience, including significant credit card acquisition or origination strategy experience. Candidates should have at least three years of people leadership or comparable initiative leadership, strong SQL, Python, and Power BI skills, and experience with credit decisioning platforms and strategy testing.

Skills

Credit Risk Strategy
Credit Card Acquisition
Credit Decisioning
SQL
Python
Power BI
Advanced Analytics
Champion/Challenger Testing
Experimental Design
Strategy Validation
Performance Monitoring
Portfolio Management
Credit Risk Modeling
People Leadership
Cross-Functional Collaboration
Executive Communication

Visa sponsorship

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Keywords

Credit Risk
Credit Card Acquisition
Credit Eligibility
Approval Criteria
Decline Criteria
Score Cut-Offs
Credit Assignment
Risk-Based Segmentation
Champion/Challenger Testing
Experimental Design
Credit Bureau Attributes
Alternative Data
Predictive Models
SQL
Python
Power BI
ACE/ADM
Credit Decisioning Platforms
Strategy Governance
Quality Assurance
Post-Production Validation
Portfolio Management
Early Delinquency
Credit Loss Forecasting
Profitability Analysis
Customer Experience
Risk Appetite
Credit Strategy
Performance Monitoring
Cross-Functional Leadership

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Jobs in Canada