Sr Mgr, Cred Risk Acquisition

We support and encourage employees to find long term success and explore opportunities that play to their individual strengths and passions. We value lateral moves as much as vertical promotions – we believe all roles should develop your skills, broaden your experience, and help you build a rewarding career at Rogers.

Who we’re looking for:

We are looking for an experienced and highly analytical Senior Manager, Credit Risk Strategy, Acquisition to lead the development and optimization of credit card acquisition strategies.

This role will have end-to-end accountability for acquisition credit risk strategy, from identifying opportunities and conducting advanced analytics through strategy design, implementation, testing, and ongoing performance monitoring. The successful candidate will play a key leadership role in balancing portfolio growth, credit quality, profitability, and customer experience.

What you will do:

Acquisition strategy ownership:

• Lead the development, implementation, and ongoing optimization of credit card acquisition credit risk strategies, including credit eligibility, approval/decline criteria, score cut-offs, credit assignment, and risk-based segmentation.
• Own acquisition strategy performance and continuously identify opportunities to improve approval rates, portfolio growth and profitability while maintaining credit losses within risk appetite.
• Develop differentiated strategies across customer segments, channels, products.
• Establish a robust champion/challenger framework to test new strategies, cut-offs, segmentation approaches, and decisioning methodologies.
• Monitor new-account vintages and cohorts to identify emerging risks and ensure acquisition quality remains aligned with portfolio objectives and loss expectations.

Advanced analytics & strategy development:

• Translate analytical findings into clear, actionable credit strategies and business recommendations.
• Partner with modelling team to evaluate and implement credit bureau attributes, internal data, alternative data, credit scores and predictive models.
• Evaluate new data sources and analytical techniques that can improve risk differentiation and reduce unnecessary declines.
• Develop measurement frameworks to quantify the incremental impact of strategy changes on accounts, balances, revenue, expected losses and profitability.
• Credit decisioning & technology
• Provide leadership and subject-matter expertise for acquisition decisioning platforms and modernization initiatives.
• Partner closely with Technology to ensure accurate implementation, testing and deployment.
• Establish appropriate strategy governance, documentation, quality assurance and post-production validation controls.

Portfolio oversight & risk management:

• Monitor acquisition performance across key risk and business metrics, including approval rate, credit quality, early delinquency, losses, utilization, balance growth and profitability.
• Identify emerging risks, trends and opportunities and proactively recommend strategy changes.
• Ensure acquisition strategies operate within established risk appetite, policies and governance requirements.
• Partner with Finance on forecasting and planning to quantify the expected impact of acquisition strategies on portfolio growth, revenue and credit losses.
• Develop clear reporting and executive-level recommendations on strategy performance and emerging credit trends.

Leadership & collaboration:

• Lead, coach and develop a high-performing team of credit risk strategy and analytics professionals.
• Establish analytical standards and provide guidance on strategy design, testing, implementation and performance measurement.
• Partner closely with Product, Marketing, Finance, Technology, Operations, Data teams to ensure acquisition initiatives achieve both growth and risk objectives.
• Influence senior stakeholders by translating complex analytical findings into clear business recommendations.
• Lead major acquisition initiatives from initial concept and business case through implementation and performance validation.

What you bring:

• Bachelor's degree in Statistics, Mathematics, Economics, Finance, Business, Engineering, Computer Science, or another quantitative discipline. Master's degree is an asset.
•  7+ years of experience in credit risk, consumer lending, credit strategy, portfolio management or a closely related analytical discipline, with significant experience in credit card acquisition/origination strategy.
• 3+ years of people leadership or demonstrated leadership of complex analytical initiatives.
• Strong hands-on analytical experience with SQL, Python, Power BI.
• Experience working with credit decisioning platforms such as ACE/ADM or comparable decision engines is a must.
• Strong understanding of champion/challenger testing, experimental design, strategy validation and performance monitoring.
• Proven ability to convert complex analytical findings into practical strategies and communicate recommendations to senior leadership.
• Strong business judgment and ability to balance growth, customer experience, profitability and credit risk.
• Proven ability to lead cross-functional initiatives involving Risk, Product, Marketing, Finance and Technology.
• Highly motivated self-starter who can operate effectively in a fast-paced environment and manage multiple complex priorities.

If you are selected to move forward in the recruitment process, here is what you can expect:

A 15-minute phone screen with your recruiter, 1 hour interview with Hiring Manager, 30- minute final round virtual interview with Senior Director of the team. Best of luck!

To protect our people, brand and assets, a pre-employment background check will be conducted. As part of our selection process, all candidates must clear a criminal background check. Additionally, a credit check and drivers abstract may be required depending on the role. ​

Schedule: Full time Shift: Day Length of Contract: Not Applicable (Regular Position) Work Location: 1 Mount Pleasant (083), Toronto, ON Travel Requirements: Up to 10% Background Check(s) Required: Criminal Record and Credit Check Posting Category/Function: Banking & Credit Risk Requisition ID: 344999

To support career growth, collaboration, and high-performing teams, all Corporate Employees are expected to work onsite. We believe that in-person connection strengthens our culture and drives industry-leading performance.

At Rogers, we believe the key to a strong business, is a diverse workforce where equity and inclusion are core to making everyone feel like they belong. We do this by embracing our diversity, celebrating our different perspectives, and working towards creating environments that empower our people to bring their whole selves to work. Everyone who applies for a job will be considered. We recognize the business value in creating a workplace where each team member has the tools to reach their full potential by removing any barriers for equal participation. We work with our candidates who are experiencing a disability throughout the recruitment process to ensure that they have what they need to be at their best. Please reach out to our recruiters and hiring managers to begin a conversation about how we can ensure that you deliver your best work. You matter to us! For any questions, please visit the Recruitment Process FAQ.  

Posting Notes: Rogers Bank || Canada (CA) || ON || Toronto || [[mfield2]] ||