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Royal Bank of Canada

Associate

Toronto, ON, M9W 0A4, Canada

Job type: Full-time
Apply by: Oct 8, 2026
Posting language: English
Posted: Sep 22, 2026

Apply About employer

Applications open in a new tab.

Original job description

Job Description

What is the opportunity?

Join our Global Transaction Banking team as a GTB Associate and own the growth of high-potential client relationships. You'll be the trusted advisor for our Core segment clients, driving meaningful outcomes through strategic relationship management and deep product expertise. Working alongside senior Relationship Managers and VPs, you'll identify expansion opportunities, strengthen strategic client partnerships across all bank segments, and directly contribute to both retention and revenue growth - making a tangible impact on client success and your own career trajectory.

What will you do?

Relationship Building & Client Management

Develop and maintain strong relationships with key client contacts, extending beyond day-to-day interactions.
Act as the escalation point for critical client issues.
Share industry insights (regulatory changes, market trends) proactively.
Leverage RBC’s enterprise-wide relationships to identify growth opportunities.
Maintain a strong in-person client calling cadence.

Sales & Revenue Growth

Identify and execute cross-sell/up-sell opportunities (e.g., payments flow, FX products, high-quality deposits, real-time rail solutions).
Analyze, recommend, and present pricing strategies to leadership.
Support GTB revenue growth, prioritizing high-margin fee-based revenue and deposit balance increases.
Grow fee-based revenue through new client acquisitions and pricing reviews.
Implement the Global Transaction Banking Strategy to deepen existing relationships and acquire new clients.

Risk & Compliance Management

Handle credit activities (intra-day limits, overdraft coverage).
Manage escalations from Due Diligence/AMLC/Compliance (sanctions, regulatory notices).
Ensure adherence to RBC’s risk management principles, adjusting client pricing as needed.
Stay updated on AML risks and regulatory changes (AI, Stablecoin, tokenized deposits, payments regulations).

Strategic Initiatives & Innovation

Drive AI adoption (Aiden) across GTB for automation and insights.
Develop AI-driven analytics to enhance client experience.
Support enterprise initiatives in FX and US Cash Management.
Strengthen capabilities in key areas (payments, FX, real-time rail products).

Operational Excellence

Establish and review service level standards (SLS) for clients.
Maintain updated client account plans (organization charts, product summaries, issue logs).
Manage action items from client meetings.
Continuously enhance personal and team product knowledge.

What do you need to succeed?

Must have’s

Undergraduate or Graduate degree in Finance, Accounting, Economics, or a related field.
3–5 years in a client-facing role, with expertise in cash management, wire payments, and corporate banking solutions.
Understanding of wire payments, ACH, and GTB products.
Exceptional written and verbal communication.
Strong relationship management and financial acumen.
Ability to work independently in a fast-paced environment.
Proficiency in AI, digital banking trends, and regulatory compliance

Nice-to-Have

Bilingualism in English and French, both written and spoken

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable.
Leaders who support your development through coaching and managing opportunities
Ability to make a difference and lasting impact.
Work in a dynamic, collaborative, progressive, and high-performing team.
Flexible work/life balance options.
Opportunities to do challenging work.
Opportunities to take on progressively greater accountabilities.
Access to a variety of job opportunities across business.

Job Skills

Business Oriented, Communication, Customer Relationship Management (CRM), Customer Service Management, Group Problem Solving, Interpersonal Relationship Management, Interpersonal Relationships, IT Service Management (ITSM), Long Term Planning, Team Management

Additional Job Details

Address:

RBC CENTRE, 155 WELLINGTON ST W:TORONTO

City:

Toronto

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

CAPITAL MARKETS

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-09-22

Application Deadline:

2026-10-08

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.

Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.

RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.

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More about this job

Responsibilities

The Associate will manage high-potential client relationships by providing strategic advice and identifying cross-sell opportunities for transaction banking products. They are also responsible for overseeing risk and compliance activities while driving the adoption of AI-driven analytics to enhance client service.

Requirements

Candidates must hold an undergraduate or graduate degree in Finance, Accounting, Economics, or a related field. A minimum of 3–5 years of experience in a client-facing corporate banking role with expertise in cash management and wire payments is required.

Skills

Relationship management
Cash management
Wire payments
Corporate banking
Financial acumen
Risk management
Compliance
AI adoption
Data analytics
Pricing strategy
Client acquisition
Communication
Regulatory compliance
ACH
FX products

Benefits

Bonuses
Flexible benefits
Competitive compensation
Commissions
Stock options
Coaching
Flexible work/life balance

Visa sponsorship

Not detected in the job text

Keywords

Global Transaction Banking
Relationship Management
Cash Management
Wire Payments
Corporate Banking
FX Products
Pricing Strategy
Risk Management
Compliance
AMLC
AI
Aiden
Digital Banking
ACH
Financial Acumen
Client Acquisition
Revenue Growth
Stablecoin
Tokenized Deposits
Regulatory Changes
Service Level Standards
Account Planning
Capital Markets
Finance
Accounting
Economics

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