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Saputo Inc.

Credit, Representative

Montreal, QC, Canada
Saint-Laurent, QC, Canada

Pay: Salary: $ $48,505 - $63,635*
Job type: Full-time
Apply by: Oct 23, 2026
Experience: 5+ years’ experience in a commercial credit environment, having already made credit recommendations.
Posting language: English
Posted: Sep 23, 2026

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Original job description

At Saputo, we bring good to the table by making high-quality products, investing in our people, and supporting communities around the world . As a top 10 global dairy processor, we value contributions that matter and strive to foster an inclusive, growth-driven work environment. Ready to bring your best?

Overview of the Role:

The Credit Representative reports to the AR Manager and is responsible for the evaluation of overall company credit risk by managing the credit worthiness of new and existing businesses.

How you will make contributions that matter:

Process and evaluate daily credit applications, leveraging a strong understanding of legal entity structures to validate customer information, corporate documentation, ownership relationships, registered addresses, and financial data, ensuring accurate credit assessments and compliance with company policies.
Examine and analyze customer financial information, at a national level, including historical internal data (DSO, AS400, MicroStrategy, credit hold reports), and commercial banking reports, for both public and private companies,
Review / analyze credit reports, various financial and business data to make credit risk decisions or recommendations.
Knowledge of customer financial statements, including liquidity and risk ratios, would be an asset
Support trade relationships with credit agencies
Strong communication skills required to facilitate collaboration with key stakeholders, including sales, AR collection and customer master teams
Prepare and analyze weekly and monthly credit reports, making evaluations and recommendations.
Establish and improve credit controls for existing customer accounts.

You are best suited for the role if you have the following qualifications:

5+ years’ experience in a commercial credit environment, having already made credit recommendations.
Proficiency in Microsoft Office applications essential, strong knowledge of excel required.
Advanced analytical and organizational skills with attention to accuracy and detail.
Demonstrated problem solving/decision making skills.
Self-motivated with initiative.
Excellent customer service, communication, negotiation, and interpersonal skills.
Works well under pressure to meet strict deadlines.
Bachelor’s degree (preferably in Commerce) and/or Credit Certified Professional (CCP) designation obtained / or in process of obtaining, would be an asset
Bilingual (French and English) both spoken and written, is essential. The candidate must be able to communicate effectively with customers, sales, and financial teams across Quebec and Canada. Most supporting documentation from outside Quebec is exclusively in English.

We support and take care of our employees and their families by offering :

Generous and complete benefit coverage with group insurance
Group retirement plan with employer contribution
Telemedicine and assistance program for employees and their families
Employee Share Ownership Plan with an employer match Paid Parental Leave program
Paid time off: Sick days, floater days and volunteer day off
Opportunity to contribute to a collective RRSP & TFSA Training and development programs
Saputo Flex Program, flexible work environment (schedule/location/time off) according to department needs
Organized activities for employees and their families  
Advantageous discounts on Saputo products

Salary: $ $48,505 - $63,635*

Salary offers will vary commensurate with experience, education, skills, and training.

_____________________________________________________________________________________

STATEMENT ON AI

All applications are carefully considered by our Talent Acquisition team.

Artificial Intelligence tools may be used in screening applications.

Artificial Intelligence is not used to assess or select applications.

In Canada, Saputo is a leading cheese manufacturer and fluid milk and cream processor, with a portfolio of well-loved brands such as Dairyland, Armstrong, Neilson, Alexis de Portneuf, and many more. Whether your expertise lies in manufacturing, operations, supply chain management, sales, quality assurance, or in any other function, your role is integral to our success. You will make contributions that matter, all while working alongside colleagues who genuinely care about your success and who will roll up their sleeves to help.

The material contained herein is provided for informational purposes only. All open jobs offered by Saputo Inc. and all companies, corporations, partnerships, limited partnerships and other entities controlled by Saputo Inc. (collectively, “Saputo”) on Saputo's web site are subject to specific job skill requirements. The job skill requirements, qualifications, and preferred experience are determined by a Saputo subsidiary, office or department, and all positions are subject to local prevailing employment laws and restrictions. This would include immigration laws pertaining to work authorization requirements and any other applicable government permissions or compliance. The materials on this site are provided without warranties of any kind, either expressed or implied, including but not limited to warranties regarding the accuracy or completeness of the information contained on this site or in any referenced links. While Saputo attempts to update this site on a timely basis, the information is effective only as of the time and date of posting. Strict confidentiality will be observed at all times. Saputo is an equal opportunity employer. The information on this site is for information purposes only and is not intended to be relied upon with legal consequence.

We support employment equity. Saputo strives to embed diversity and inclusion in its operations and invites candidates from all horizons to join its family. Saputo welcomes and encourages applications from people with disabilities. Accommodations up to the point of undue hardships, are available on request for candidates taking part in all aspects of the selection process.

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More about this job

Responsibilities

Evaluate credit applications and assess the creditworthiness and risk of new and existing business customers using financial statements, credit reports, company records, and commercial banking information. Prepare credit reports and recommendations, maintain and improve account credit controls, and collaborate with sales, accounts receivable, collections, and customer master teams.

Requirements

Requires at least five years of commercial credit experience, including making credit recommendations, strong Excel and Microsoft Office proficiency, and advanced analytical, organizational, communication, and decision-making skills. A commerce bachelor's degree and/or Credit Certified Professional designation is an asset, and spoken and written French and English are essential.

Skills

Commercial Credit Analysis
Credit Risk Assessment
Credit Application Processing
Financial Statement Analysis
Financial Ratio Analysis
Credit Reporting
Credit Controls
Microsoft Excel
Microsoft Office
Analytical Skills
Problem Solving
Decision Making
Communication
Negotiation
Customer Service
Organization And Attention To Detail

Benefits

Group Insurance
Telemedicine And Employee Assistance Program
Employee Share Ownership Plan With Employer Match
Paid Parental Leave
Paid Sick Days
Floater Days
Paid Volunteer Day
Collective RRSP And TFSA
Training And Development Programs
Flexible Work Environment
Employee And Family Activities
Discounts On Company Products

Visa sponsorship

Not detected in the job text

Keywords

Commercial Credit
Credit Risk
Credit Applications
Creditworthiness
Legal Entity Structures
Corporate Documentation
Ownership Relationships
Financial Data
Financial Statements
Liquidity Ratios
Risk Ratios
Credit Reports
Commercial Banking Reports
Days Sales Outstanding (DSO)
AS400
MicroStrategy
Credit Hold Reports
Credit Agencies
Credit Recommendations
Credit Controls
Microsoft Office
Microsoft Excel
Accounts Receivable
Collections
Customer Master Data
Credit Certified Professional (CCP)
Commerce
French
English

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