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Added 4 months ago
Territory Sales Manager - Automotive
EBlock Inc.
Edmonton, AB
$60,000 to $72,000 CAD / year
Full-time
The Territory Sales Manager represents the company and manages relationships with customers. This role is focused on achieving targets and maintaining current relationships with dealerships…
Added 3 days ago
Automotive Sales Manager
Richmond Hill Toyota
Toronto, ON
Full-time
As we continue to grow and expand, Richmond Hill Toyota is seeking a high-performing, results-driven Automotive Sales Manager to join our leadership team.
Added 3 days ago
Account Manager - Automotive
EDealer
NB · New Brunswick, Canada
$60,000 to $80,000 CAD / year
Full-time
Our mission is to lead the online automotive marketing industry through innovation in design & development. An Account Manager should be committed to growing and supporting Dealers, Dealer…
Added 4 days ago
Account Manager (Automotive Vertical), Uber for Business
Uber
Toronto, ON
Full-time
…merchants are winning in their respective markets. As an Account Manager, you are the primary point of contact for a dedicated portfolio of merchants , serving as the face of Uber and their…
Added 5 days ago
Automotive Store Manager
Midas - Edmonton 5392
Edmonton, AB
$70,000 to $120,000 CAD / year
Other
We are looking for a seasoned manager with an entrepreneurial spirit who will assume responsibility for operations, financial performance, morale, and growth initiatives. The ideal…
Added 11 days ago
System Functional Safety Manager – Automotive Systems
CS GROUP
Montreal, QC
Full-time
We are looking for an experienced System Safety Manager with practical expertise in Automotive Functional Safety ISO26262 to join our dynamic team and contribute to the development of…
Added 11 days ago
System Functional Safety Manager – Automotive Systems
CS GROUP
Montreal, QC
Full-time
We are looking for an experienced System Safety Manager with practical expertise in Automotive Functional Safety ISO26262 to join our dynamic team and contribute to the development of…
Added 11 days ago
System Functional Safety Manager – Automotive Systems
Sopra Steria
Montreal, QC
Full-time
We are looking for an experienced System Safety Manager with practical expertise in Automotive Functional Safety ISO26262 to join our dynamic team and contribute to the development of…
Added 11 days ago
System Functional Safety Manager – Automotive Systems
Sopra Steria
Montreal, QC
Full-time
We are looking for an experienced System Safety Manager with practical expertise in Automotive Functional Safety ISO26262 to join our dynamic team and contribute to the development of…
Added 18 days ago
Automotive General Manager
AutoCanada
Brandon, MB
Full-time
Previous experience as a General Manager or in a senior automotive dealership leadership role
Added 19 days ago
Automotive General Manager
AutoCanada Inc.
Brandon, MB
Full-time
Previous experience as a General Manager or in a senior automotive dealership leadership role
Added 20 days ago
Client Success Manager - Automotive
Vicimus Inc.
Mississauga, ON
Full-time
Vicimus delivers innovative marketing and technology solutions that help automotive dealerships drive results, retain customers, and grow their businesses. We’re looking for a Client…
Added 20 days ago
Client Success Manager - Automotive
Vicimus Inc.
Brantford, ON
Full-time
Vicimus delivers innovative marketing and technology solutions that help automotive dealerships drive results, retain customers, and grow their businesses. We’re looking for a Client…
Added 28 days ago
Automotive Financial Services Manager
Westminster Toyota
New Westminster, BC
Full-time
…new state of the art dealership. We are looking for a Finance Manager to join our team. We are passionate about our Toyota’s and making sure our customers receive an exceptional customer…
Added 25 days ago
Automotive Sales Manager
PAG Direct
Richmond Hill, ON
Full-time
As we continue to grow and expand, Richmond Hill Toyota is seeking a high-performing, results-driven Automotive Sales Manager to join our leadership team.
Added 17 days ago
Automotive Financial Services Manager
Dueck Auto Group
Vancouver, BC
Full-time
Dueck Auto Group is seeking an experienced and driven Finance Manager to join one of the largest automotive groups in Metro Vancouver.
Added 1 month ago
Automotive Portfolio Manager
Steve Marshall Group
Abbotsford, BC
$80,000 to $180,000 CAD / year
Abbotsford Nissan, proudly part of the Steve Marshall Group, is looking for a motivated and relationship-focused Portfolio Manager to join our team.
Added 2 months ago
Store Manager- Automotive, Industrial and AG
Auto Electric Service Ltd.
Yorkton, SK
Full-time
…proud member of Auto Value, one of North America's largest automotive parts distribution networks - we are committed to quality, reliability, and customer…
Added 1 month ago
Automotive Project Manager
PBS Systems
Milton, ON
The Project Manager is responsible for leading and executing software conversion projects for PBS Systems’ automotive dealership clients. This role ensures successful project delivery by…
Added 1 month ago
Automotive Project Manager
PBS Systems
Milton, ON
The Project Manager is responsible for leading and executing software conversion projects for PBS Systems’ automotive dealership clients. This role ensures successful project delivery by…
Added 1 month ago
Program Manager - Automotive Fixtures
Gauge Rite Inc.
Tecumseh, ON
$70,000 to $85,000 CAD / year
Full-time
We're Hiring: Program Manager – Automotive Fixtures
Added 1 month ago
Automotive Inspection Manager
Clutch Technologies Inc.
Halifax, NS
…operational excellence. As we scale rapidly, we are looking for an Automotive Inspection Manager to lead our vehicle inspection department within our reconditioning facility. This role…
Added 2 months ago
Automotive Inspection Manager
Clutch
Toronto, Ontario
$85,000 to $100,000 USD / year
Full-time
…operational excellence. As we scale rapidly, we are looking for an Automotive Inspection Manager to lead our vehicle inspection department within our reconditioning facility. This role…
Added 17 days ago
Manager, Automotive Strategy Enablement
Scotiabank
Toronto, ON
The Manager will work in close collaboration with centre of excellence teams, automotive business partners, risk technology, front-line technology teams, compliance teams, and external…
Added 2 months ago
General Manager - Automotive (51st Street)
Boyd Autobody & Glass
Saskatoon, Saskatchewan
Full-time
The General Manager’s primary responsibility is providing an exceptional customer experience while leading and maintaining the day-to-day operation of the store in compliance with policies…

Scotiabank

Manager, Automotive Strategy Enablement

Toronto, ON, M5H 1B6, Canada

Experience: 2+ years in retail lending, technology, or risk management experience required
Posting language: English
Posted: Sep 2, 2026

Apply About employer

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Original job description

Requisition ID: 269175

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

The mandate of this role is to support with acquisition credit risk strategies and policy for the Automotive portfolio to optimize risk/return within Global Risk Management to meet Canadian Banking strategic priorities.

In this role, you will be responsible for the following key items

Monitor key performance indicators and leverage insights to develop & implement strategy.
Maintain current and in-depth knowledge of Automotive retail lending policies, strategies, and market trends
Drive digital risk automation through integration of modern digital risk technology and client centric policy design
Continuously leverage new toolsets and techniques in day-to-day responsibilities

The Manager will work in close collaboration with centre of excellence teams, automotive business partners, risk technology, front-line technology teams, compliance teams, and external vendors to ensure credit strategies are implemented accurately and consistent with the Risk Appetite Framework. Candidate will also be expected to drive continuous improvement in technology design, deployment/testing techniques, and best practices in compliance with governing regulations, internal policies and procedures.

Is this role right for you? In this role, you will:

Strategy Development & Implementation

Develop credit risk strategies for Automotive finance portfolio, leveraging a data driven approach to approve credit, set credit limit, and recommend risk adjusted pricing
Ensure successful implementation of strategy changes within the adjudication engine and perform post implementation validation
Ensure the design of development process adheres to regulatory and governance requirements.

Change management & Technology

Drive digital risk automation through integration of modern digital risk technology and client centric policy design
- Obtain subject matter experts in risk technology design, deployments, testing, validation processes across the retail footprint, especially using FICO DMP suites of software
- Ensure strict adherence to deployment, testing, documentation, and release management processes, and provide effective challenge to key stakeholders where required
- Perform post-implementation validation & track performance of digital risk implementation
Continuously leverage new toolsets and techniques in day-to-day responsibilities
Act as a change champion to transform the retail risk implementation model in alignment with ongoing technology migrations.

Portfolio Analytics and Oversight

Use a variety of Business Intelligence analytical and reporting tools (ex. SAS, SQL, Python, Power BI, Tableau) to provide dynamic reporting on key performance metrics to various stakeholders in GRM and business lines
Leverage existing portfolio monitoring and reports to drive insights, identify opportunities, and address any at-risk segments
Conduct Post-implementation validation of strategies implemented to ensure accurate implementation and alignment with expected results.

Automotive Financing Competitive Landscape

Stay informed of competitive landscape, partnering with the business line to ensure that as risk managers our processes, strategies and policies consider the changing landscape.
Develop and maintain relationships with external business partners (e.g., OEMs, third party vendors, credit bureaus and dealer portals) where required, to support in strategy build, or technology support.

Support Business Line Initiatives/projects

Ensure all business line strategic projects (i.e., new product launches, changes to existing product offerings, new channels, new acquisition framework, changes to approval strategies) are consistent with Risk Appetite Framework. Identify opportunities and make recommendations
Represent Risk's point of view and liaise with the stakeholders (operations, product owners, collections, technology, governance) throughout the organization to listen actively, communicate, and explain risk measures clearly and as appropriate identify, evaluate, and address credit risk that arises from the development, deployment, interpretation, and maintenance of Credit Risk Policy in support of new products/program development, portfolio performance issues, product enhancements, changes to the industry and regulatory landscape, and business operations

Governance & Oversight

Support GRM effective challenge function, ensure Credit Risk Proposals are prepared with strong financial and quantitative analysis, and that risks are effectively assessed and measured.
Obtain an understanding of the Automotive Credit strategies and policy, recommend enhancements, and document new processes and workflows to support succession planning.
Support investigations and solutioning for questions/findings from OSFI and Internal Audit in an appropriate /acceptable timeframe.

Inclusion & Scotiabank Values

Actively pursues effective and efficient operations of their respective ares in accordance with Scotiabank’s Values, our ScotiaBond, our Code of Conduct and vendor management policeis while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational, compliance, AML/ATF/sanctions and conduct risk
Champions a high-performance environment and contributes to an inclusive work environment.

Do you have the skills that will enable you to succeed in this role? - We'd love to work with you if you have:

A university degree is required (preferably a major with computer science, engineering economics, finance, or business)

2+ years in retail lending, technology, or risk management experience required
Experience in FICO based technologies such as Originations Manager, Triad, Decision Modeler, Blaze etc. is a strong asset
Strong technical skills in database and analytics, and testing tools such as SAS, SQL, MongoDB, Tableau, Power BI, XML and Postman; experience with non-relational databases and working knowledge of programming languages such as NodeJS, python, Java etc. is a strong asset
Excellent communication and business writing skills complemented with solid logical/deductive reasoning, sound judgement and creativity
Strong personal time management skills and curiosity to learn, explore, and discover is a must
Functional knowledge of retail credit risk lifecycles, credit and behaviour scoring, credit risk model designs and applications
Familiarity with project management techniques and agile working framework is an asset

What’s in it for you?

An inclusive & collaborative working environment that encourages creativity, curiosity, and celebrates success!
We offer a competitive rewards package: Performance bonus, Employee Share Ownership Program, and Pension Plan Matching, Health Benefits from day one!
Your career matters! You will have access to career development and progression opportunities.

Location(s): Canada : Ontario : Toronto

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

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More about this job

Responsibilities

The manager will develop and implement credit risk strategies for the automotive portfolio to optimize risk and return while driving digital risk automation. They will also provide portfolio oversight, conduct performance analytics, and ensure alignment with regulatory requirements and the bank's risk appetite framework.

Requirements

Candidates must have a university degree and at least 2 years of experience in retail lending, technology, or risk management. Proficiency in analytical tools like SAS, SQL, and Python, along with experience in FICO-based technologies, is required.

Skills

Credit risk strategy
Automotive retail lending
Digital risk automation
SAS
SQL
Python
Power BI
Tableau
FICO DMP
Data analysis
Project management
Agile framework
Risk appetite framework
Regulatory compliance
Business intelligence
Portfolio monitoring

Benefits

Performance bonus
Employee share ownership program
Pension plan matching
Health benefits

Visa sponsorship

Not detected in the job text

Keywords

Automotive finance
Credit risk
Strategy enablement
SAS
SQL
Python
Power BI
Tableau
FICO
Originations Manager
Triad
Decision Modeler
Blaze
MongoDB
XML
Postman
NodeJS
Java
Risk management
Retail lending
Agile
Business intelligence
Regulatory governance
Portfolio analytics
Change management
Credit scoring
Data-driven
Financial analysis
Compliance
Automotive portfolio

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