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Added 34 mins ago
Website Manager
OpTalent | Canada | Recruitment
Toronto, ON · Etobicoke, ON
$100,000 to $130,000 CAD / year
Full-time
Leading the SEO/GEO/AEO strategy is a critical part of this role. The Digital Experience Manager will be responsible for building and managing the company’s organic web presence in…
Added 35 mins ago
Senior Manager Process Re-Engineering
Royal Bank of Canada
Toronto, ON
Full-time
As the Senior Manager, Process Re-engineering, in Operations Process Engineering (OPE), you will report to the Director Operations Process Re-Engineering Practice & Optimization and play a…
Added 49 mins ago
Executive Director (VP-level), Workforce Strategy and Labour Relations.
Summit Search Group
Toronto, ON
Full-time
Reporting to the Chief Human Resources Officer, the Executive Director, Workforce Strategy & Labour Relations provides enterprise leadership for the organization's workforce strategy,…
Added 1 hour ago
Director of Analytics Engineering
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Toronto, ON · Vancouver, BC
Full-time
…business to scale intelligence, advance understanding, shape strategy, and turn insight into lasting growth across our four brand…
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Senior Manager, Global Design & Standards - Global AML
Scotiabank
ON · Mississauga, ON
Translate strategic priorities and direction set at the Director/VP level into actionable plans and deliverables. Support execution of key design initiatives aligned to the Target Operating…
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Senior Manager, Global Effectiveness & Initiatives - Global AML
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…productivity concerns or anomalies are identified and escalates to the Director, as…
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The University of British Columbia
Vancouver, BC
$7,158.42 to $10,292.25 CAD / month
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The Administrator reports to the Associate Director, Strategy and Operations, and receives direction from the Academic Director, Senior Manager Learning Applications, and other project…
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Director, Investment Product Platform
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Added 2 hours ago
Site Managing Director - Thunder Bay
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Thunder Bay, ON
We are seeking a visionary Site Managing Director to lead our Thunder Bay operations through a pivotal period of transformation and growth. This role extends beyond managing today's…
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Senior Director Fund Accounting
National Bank of Canada
Toronto, ON
Full-time
A career as a Senior Director within Fund Accounting, under Investment Operations, at National Bank means acting as an operational and strategic leader responsible for maintaining close…
Added 2 hours ago
Director -- Data Governance
Infotek Consulting Inc.
Toronto, ON
$80 to $96 CAD / hour
Contract
Our client is seeking a highly motivated and influential Director, Data Governance to drive the activation and execution of an enterprise data governance initiative.
Added 3 hours ago
Senior Director - Enterprise Performance, Evaluation and Strategic Initiatives
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Senior Director - Enterprise Performance, Evaluation and Strategic Initiatives
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Senior Director - Enterprise Performance, Evaluation and Strategic Initiatives
Durham Community Health Centre
Oshawa, ON
As a member of the Executive Leadership Team and strategic advisor to the CEO, the Senior Director provides enterprise leadership across strategy execution, performance intelligence,…
Added 3 hours ago
Senior Director - Enterprise Performance, Evaluation and Strategic Initiatives
Durham Community Health Centre
Whitby, ON
As a member of the Executive Leadership Team and strategic advisor to the CEO, the Senior Director provides enterprise leadership across strategy execution, performance intelligence,…
Added 3 hours ago
Senior Director - Enterprise Performance, Evaluation and Strategic Initiatives
Durham Community Health Centre
Pickering, ON
As a member of the Executive Leadership Team and strategic advisor to the CEO, the Senior Director provides enterprise leadership across strategy execution, performance intelligence,…
Added 3 hours ago
Senior Director - Enterprise Performance, Evaluation and Strategic Initiatives
Durham Community Health Centre
Ajax, ON
As a member of the Executive Leadership Team and strategic advisor to the CEO, the Senior Director provides enterprise leadership across strategy execution, performance intelligence,…
Added 3 hours ago
Business Project Manager - Digital Transformation
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Added 3 hours ago
Director Organizational Effectiveness
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The Director, Organizational Effectiveness reports into the SVP, Talent and leads enterprise-wide organizational effectiveness initiatives, including operating model implementation,…
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Director, Digital Platforms & Architecture
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…d’équipes technologiques, de plateformes et d’initiatives de…
Added 5 hours ago
Incubation Lab Administrator
University of British Columbia
Vancouver, BC · UBCV | University Services Building (USB)
$7,158.42 to $10,292.25 CAD / month
Full-time
The Administrator reports to the Associate Director, Strategy and Operations, and receives direction from the Academic Director, Senior Manager Learning Applications, and other project…
Added 5 hours ago
SAP Solutions Director
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Scotiabank

Manager, Portfolio Analytics & Insights

Toronto, ON, M5H 1B6, Canada

Experience: 3–5 years of experience in portfolio analytics, credit risk, or financial analytics
Posting language: English
Posted: Sep 24, 2026

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Applications open in a new tab.

Original job description

Requisition ID: 274774

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

The Manager, Portfolio Analytics & Insights is responsible for delivering high-quality portfolio monitoring, analytics, and insights for the Unsecured Lending portfolio.

The role operates as a senior individual contributor with emerging leadership responsibilities, supporting the Senior Manager/Director in driving data-driven decision-making, enhancing monitoring capabilities, and informing risk strategies. This position combines strong technical execution with business acumen and effective communication to translate portfolio performance into actionable insights for senior stakeholders.

Is this role right for you? In this role, you will:

Portfolio Monitoring & Analytics

Design, develop, and maintain portfolio monitoring dashboards and scorecards (Power BI or equivalent) covering:

Credit performance, delinquency trends, losses, PCL, vintages, and early warning indicators

Perform deep-dive analytics to investigate portfolio trends, variances, and emerging risks
Analyze performance across acquisition channels, programs, and segments to identify key risk drivers
Execute complex data extraction, transformation, and analysis using SQL, SAS, Python, and/or Excel

Insights Generation & Data Storytelling

Translate analytics into clear, structured, and actionable insights for senior leadership
Support development of executive-ready materials for governance forums, regulatory requests, and business reviews
Provide recommendations to improve portfolio performance, credit quality, and risk-adjusted returns
Deliver timely and high-quality responses to ad-hoc analytical requests

Data Management, Quality & Controls

Ensure data accuracy, integrity, and consistency across analytics outputs
Perform reconciliation, validation, and quality control checks across multiple data sources
Proactively identify and resolve data issues, gaps, or inconsistencies
Maintain documentation on data logic, definitions, and methodologies to support audit and governance requirements

Process Enhancement & Automation

Identify opportunities to improve efficiency, scalability, and consistency of analytics processes
Drive automation and standardization initiatives using SQL, SAS/Python, and BI tools
Contribute to the evolution of portfolio monitoring frameworks and data infrastructure

Stakeholder Collaboration & Business Support

Partner with stakeholders across Product, Finance, Collections, and Strategy teams to support initiatives such as:

New programs or policy changes
Credit strategy adjustments
Portfolio risk assessments

Provide subject matter expertise on portfolio performance and risk drivers
Build strong working relationships and influence decision-making through data-driven insights
Strong hands-on experience in data analysis and portfolio monitoring
Proficiency in SQL/SAS or Python (required)
Strong experience with Power BI or similar visualization tools
Ability to structure complex analyses and communicate insights effectively

Do you have the skills that will enable you to succeed in this role? - We'd love to work with you if you have:

3–5 years of experience in portfolio analytics, credit risk, or financial analytics
Experience in unsecured lending products (Credit Cards, ULOC, etc.) strongly preferred
Proven ability to manage end-to-end analytics deliverables
Bachelor’s degree in a quantitative or business discipline (e.g., Mathematics, Statistics, Economics, Finance, Computer Science) or compensating work experience
Graduate degree considered an asset
Strong hands-on experience in data analysis and portfolio monitoring
Proficiency in SQL/SAS or Python (required)
Strong experience with Power BI or similar visualization tools
Ability to structure complex analyses and communicate insights effectively
Strong analytical thinking and problem-solving skills
High attention to detail and data accuracy
Effective communication and data storytelling
Ability to balance multiple priorities in a fast-paced environment
Ownership mindset with a proactive approach to identifying opportunities

What’s in it for you?

An inclusive & collaborative working environment that encourages creativity, curiosity, and celebrates success!
We offer a competitive rewards package: Performance bonus, Employee Share Ownership Program, and Pension Plan Matching, Health Benefits from day one!
Your career matters! You will have access to career development and progression opportunities.

Location(s): Canada : Ontario : Toronto

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

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More about this job

Responsibilities

The Manager, Portfolio Analytics & Insights is responsible for delivering high-quality portfolio monitoring, analytics, and insights for the Unsecured Lending portfolio. This role involves driving data-driven decision-making, enhancing monitoring capabilities, and informing risk strategies through complex data analysis and effective communication with senior stakeholders.

Requirements

Candidates should have 3–5 years of experience in portfolio analytics, credit risk, or financial analytics, with a preference for experience in unsecured lending products. Proficiency in SQL, SAS, or Python is required, along with strong experience in data visualization tools like Power BI and a relevant bachelor's degree.

Skills

Portfolio analytics
Credit risk
SQL
SAS
Python
Power BI
Data visualization
Data storytelling
Financial analytics
Unsecured lending
Portfolio monitoring
Data extraction
Data reconciliation
Risk assessment
Stakeholder management
Problem-solving

Benefits

Performance bonus
Employee share ownership program
Pension plan matching
Health benefits

Visa sponsorship

Not detected in the job text

Keywords

Portfolio analytics
Credit risk
Unsecured lending
SQL
SAS
Python
Power BI
Data storytelling
Financial analytics
Data monitoring
Risk-adjusted returns
Governance
Regulatory compliance
Data reconciliation
Automation
Credit cards
ULOC
Data infrastructure
Stakeholder collaboration
Quantitative analysis
Business acumen
Dashboard development
Scorecards
Delinquency trends
Losses
PCL
Vintages
Early warning indicators
Data quality
Audit

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