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Scotiabank

Manager, Pricing

Toronto, ON, M5H 1H1, Canada

Apply by: Oct 3, 2026
Experience: 5+ years analytical and/ or Canadian Banking experience required
Posting language: English
Posted: Sep 28, 2026

Apply About employer

Applications open in a new tab.

Original job description

Requisition ID: 274239

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

The Role

The Manager, Pricing Operations is accountable for leading or supporting the execution of different Real Estate Secured Lending (RESL) pricing initiatives for residential mortgages and secured lines, and applying business knowledge to provide actionable insights and information to senior management.

This role requires strong communication skills, strong decision making skills and reasoned, independent thinking, attention to details and the ability to work effectively in a team environment. As a key member of the team, the incumbent is also responsible for the effective execution of the different operational activities within the group. The successful candidate will have an opportunity to work with multiple stakeholders across different levels in the Bank. The ability to work collaboratively in a team setting is critical for the success in this role.

Is this role right for you? In this role you will:

Lead pricing exception management and competitive review:

Review exception requests for mortgages and secured lines of credit.

Use thought leadership in evaluating exception requests that merit more flexibility for pricing requests while balancing profitability.

Provide insightful competitive review with the development of strong business relationship with the field across different distribution channels.

Monitor, track and report on rates authorized outside policy and make all necessary actions to change rates if necessary.

Manage pricing initiatives, reporting and financial analysis:

Daily pricing activities: review of daily activities with management and provide back-up when needed.

Lead the execution of different rate changes.

Regular reporting on pricing activity, authorizations, exception levels and competitive review.

Provide relevant reporting and insights on the exception process including comprehensive analysis for exception results across all channels for both pricing and policy requests.

Work collaboratively with team members or other RESL teams to advance the group's analytical and reporting initiatives including enhancing and upgrading current reports managed within the team.

Work with other team members to ensure data updates on pricing and mortgage systems and compensation platforms are updated in a timely and accurate manner.

Provide active support to the rest of the team in all recurring and operational activities.

Do you have the skills that will enable you to succeed in this role? – We’d love to work with you if you have:

5+ years analytical and/ or Canadian Banking experience required

Experience leading a team

Proven ability to work effectively in a team environment is highly favoured

Strong communication skills essential with management and sales force

Knowledge of the mortgage products and distribution channels is an asset

Knowledge of branch banking operation is an asset

Strong prioritizing, analytical, presentation and planning skills
University degree (BA, BSc or similar preferred)
Finance and/or banking accreditation is an asset
Proficient with MS Office

What’s in it for you?

A rewarding career opportunity to create a new mandate and change how the bank operates – putting capabilities first
An organization committed to making a difference in our communities – for you and our customers.
A competitive rewards program including bonus, flexible vacation, personal and sick days, and comprehensive benefits that start on your first day. 
Diversity, Equity, Inclusion & Allyship - We strive to create an inclusive culture where every employee is empowered to reach their fullest potential, respected for who they are, and are embraced through bias-free practices and inclusive values across Scotiabank. We embrace diversity and provide opportunities for all employees to learn, grow & participate through our various Employee Resource Groups (ERGs) that span across diverse gender identities, ethnicity, race, age, ability & veterans.
Accessibility and Workplace Accommodations - We value the unique skills and experiences every individual brings to the Bank and are committed to creating and maintaining an inclusive and accessible environment for everyone. Scotiabank continues to locate, remove and prevent barriers so that we can build a diverse and inclusive environment while meeting accessibility requirements.

Location(s): Canada : Ontario : Toronto

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

Apply About employer

More about this job

Responsibilities

Lead pricing exception reviews and competitive assessments for residential mortgages and secured lines of credit, balancing pricing flexibility with profitability. Manage rate changes, pricing reports and financial analysis, and coordinate accurate updates to pricing, mortgage and compensation systems.

Requirements

Requires at least five years of analytical and/or Canadian banking experience, experience leading a team, and strong communication, analytical, prioritization, presentation and planning skills. A university degree is preferred; mortgage and distribution-channel knowledge, branch banking experience, and finance or banking accreditation are assets.

Skills

Pricing Exception Management
Competitive Analysis
Financial Analysis
Reporting
Team Leadership
Analytical Skills
Communication
Decision-Making
Stakeholder Management
Mortgage Products
Canadian Banking
Planning
Presentation Skills
Microsoft Office
Data Management
Prioritization

Benefits

Bonus
Flexible Vacation
Personal Days
Sick Days
Comprehensive Benefits

Visa sponsorship

Not detected in the job text

Keywords

Real Estate Secured Lending
Residential Mortgages
Secured Lines Of Credit
Pricing Operations
Pricing Exceptions
Competitive Review
Rate Changes
Profitability
Financial Analysis
Pricing Reporting
Mortgage Systems
Compensation Platforms
Canadian Banking
Branch Banking
Distribution Channels
Microsoft Office
Business Insights
Data Updates
Finance Accreditation
Banking Accreditation

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