Find work in Canada.

323,092 jobs across our Canadian network. How we count

Jobs in Canada

25+ jobs

Email me new jobs Save this search

Added 13 mins ago
Senior Project Manager - PL#83205
Peter Lucas
Regina, SK
Full-time
Lead project execution across engineering, procurement, construction, commissioning, and closeout
Added 13 mins ago
The Adobe DAM Lead Engineer
Carbonsoft
Canada
Contract
The Adobe DAM Lead Engineer serves as the primary client-facing technical lead responsible for managing Adobe Experience Manager (AEM) Assets/DAM support and enhancement services.
Added 13 mins ago
Databricks Manager
Avanade
Toronto, ON
Full-time
As a Lead Solution Architect within our Data & AI Practice, you'll leverage a client-centric approach to understand our client’s challenges and opportunities to deliver solutions and…
Added 13 mins ago
Automotive Detailer - Car Washer - Bowmanville
Enterprise
Bowmanville, ON
Full-time
…the industry. As an Auto Detailer and Car Washer, you will lead our commitment to exceptional cleaning practices, exceeding standard protocols to ensure the health and safety of…
Added 13 mins ago
Expert en sinistres II risques divers
Intact
Ajax, ON
Full-time
Coordinate resources (independent adjusters, legal, engineers, etc) to lead analysis and assessment of coverages under the policy
Added 13 mins ago
Automotive Detailer - Car Washer - Lindsay
Enterprise
Peterborough, ON
Full-time
…the industry. As an Auto Detailer and Car Washer, you will lead our commitment to exceptional cleaning practices, exceeding standard protocols to ensure the health and safety of…
Added 13 mins ago
Disability Management and Benefits Specialist (Temporary)
Ottawa Community Housing Corporation (OCH)
Ottawa, ON
$84,943.85 to $106,907.9 CAD / year
Full-time
Coordinate, lead and support activities that enable the planning, development and delivery of a broad range of programs, initiatives and activities related to attendance and disability…
Added 13 mins ago
CAN Driver
FedEx Canada
Clairmont, AB
Part-time
Accomplishes accurate and timely selection and inspection of assigned packages and the subsequent reporting of stop counts and missorts
Added 13 mins ago
Senior Analyst, Investments
Lankin Investments
Vaughan, ON
Full-time
Lead implementation of new acquisitions processes or platforms
Added 13 mins ago
C1R EPC Retube Project Director
AtkinsRéalis
Mississauga, ON
Full-time
Team Leadership and Coordination: Assemble and lead a multidisciplinary project team, ensuring effective communication and collaboration among engineers, designers, project controls,…
Added 13 mins ago
Automotive Detailer - Car Washer - Richmond Hill
Enterprise
Richmond Hill, ON
Full-time
…the industry. As an Auto Detailer and Car Washer, you will lead our commitment to exceptional cleaning practices, exceeding standard protocols to ensure the health and safety of…
Added 13 mins ago
Technical Specialist / Spécialiste technique
Canadian Nuclear Safety Commission – Commission canadienne de sûreté nucléaire
Ottawa, ON
Full-time
Reporting to the Director, the Technical Specialist provides the following key technical services in support of CNSC Operations within technical area of specialization:
Added 13 mins ago
Community Services Program Coordinator
The Salvation Army in Canada
Whitby, ON
Full-time
Added 13 mins ago
Automotive Detailer (Trucks)
Enterprise
Ottawa, ON · Kanata, ON
Part-time
…the industry. As an Auto Detailer and Car Washer, you will lead our commitment to exceptional cleaning practices, exceeding standard protocols to ensure the health and safety of…
Added 13 mins ago
Manager, Customer Insights
Allshores
Halifax, NS
Full-time
Support the development and lead the execution of the enterprise Voice of the Customer strategy, roadmap, survey calendar, reporting cadence, and stakeholder engagement model.
Added 13 mins ago
Automotive Detailer - Car Washer - Temporary Full Time
Enterprise
Halifax, NS
Full-time
…the industry. As an Auto Detailer and Car Washer, you will lead our commitment to exceptional cleaning practices, exceeding standard protocols to ensure the health and safety of…
Added 13 mins ago
Warehouse Associate - Shipping and Receiving
Metrie
Dartmouth, NS
Full-time
Reporting responsibilities: You will report directly to the Warehouse Supervisor and will be a key member of our Metrie Distribution team at Dartmouth NS .
Added 13 mins ago
Director, Controllership & Treasury
Kassen Recruitment
Toronto, ON
$150,000 to $170,000 CAD / year
Full-time
Reporting to senior finance leadership, this position will play a key role in strengthening the organization's finance infrastructure. You'll oversee financial close and consolidation…
Added 13 mins ago
Senior Office Coordinator
Earnscliffe
Vancouver, BC
Full-time
We are seeking a Senior Coordinator, reporting to the Chief of Staff and working closely with BC leadership, to support the operations of our Vancouver office and key corporate initiatives.…
Added 14 mins ago
Senior IT Business Lead Analyst, Payments and Cash Management, Vice President
Citi
Mississauga, ON
Full-time
The IT Business Lead Analyst is a senior-level position responsible for liaising between business users and technologists to exchange information in a concise, logical and understandable…
Added 14 mins ago
Consultant, Risk Governance
CIBC
Toronto, ON
Full-time
You’ll join our Governance Risk Controls team reporting into the Sr Manager, Risk, Governance and Controls. As a Consultant Governance, Risk & Controls, you’ll work in growing area of the…
Added 14 mins ago
Manager, Reliability Project Implementation
Cenovus Energy
Calgary, AB
Full-time
Build stakeholder alignment for project execution through proactive communication, cross functional collaboration and clear reporting of progress, challenges and successes.
Added 14 mins ago
Merchandising Manager
Canadian Tire Corporation
Laval, QC
Full-time
Lead regional planning for merchandising, advertising, and promotional initiatives across Quebec with Dealers and Corporate partners ensuring business objectives alignment.
Added 14 mins ago
Commercial Operations Specialist - MRO
Bird Construction
Fort McMurray, AB · Edmonton, AB · Calgary, AB
Full-time
Experience with Power BI, SAP, Primavera P6, or other cost management and reporting systems.
Added 14 mins ago
Project Manager I - Transportation Development Review
Halton Region
Oakville, ON
If you are looking for a role where you can lead a team towards the delivery of municipal infrastructure projects for the residents of Halton, we want to hear from you. Over the next 10…

Scotiabank

Manager, Unsecured Credit Risk

Toronto, ON, M5H 1B6, Canada

Experience: 3–5 years of experience in portfolio analytics, credit risk, or financial analytics
Posting language: English
Posted: Sep 29, 2026

Apply About employer

Applications open in a new tab.

Original job description

Requisition ID: 275151

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

The Manager, unsecured Credit Risk is to lead the development of any of originations or account management credit risk strategies and ongoing portfolio management for unsecured lending products (credit cards, unsecured lines of credit, etc.), to optimize risk/return for Canadian Banking within Global Risk Management.

This position combines strong technical execution with business acumen and effective communication to translate portfolio performance into actionable insights for senior stakeholders.

Is this role right for you? In this role, you will:

Develop Credit Risk Strategies

Develop and implement originations and account management strategies, policies, and procedures for Unsecured Lending portfolios using analytics, empirical decision models, and competitive analysis.
Leverage champion/challenger frameworks and incorporate credit bureau, third-party, and non-traditional data sources to continuously enhance strategies and optimize credit decisions and line assignments.
Independently conduct analysis, including data extraction and manipulation using advanced tools, translating data into actionable insights and delivering business intelligence through effective storytelling.
Analyze portfolio trends to identify changes in credit quality, utilization, client behavior, and performance, and develop early-warning indicators to detect population shifts and emerging risks related to unsecured accounts.
Assess client relationship depth across products to support segmentation, targeting, and optimized treatment strategies.
Monitor and evaluate existing strategies to identify opportunities, process gaps, and system limitations; recommend enhancements to ensure alignment with risk appetite and avoid unintended risk exposure.
Perform forward-looking risk assessments to ensure strategies remain within defined risk appetite while balancing growth objectives.
Drive automation and simplification of processes, including the development of risk thresholds, controls, and monitoring frameworks for execution and performance tracking.
Promote best practices, leverage advanced analytical tools, and provide governance over strategy design, deployment, and policy enhancements related to originations and account management.

Support Business Line Initiatives / Projects

Translate analytics into clear, structured, and actionable insights for senior leadership
Support development of executive-ready materials for governance forums, regulatory requests, and business reviews
Provide recommendations to improve portfolio performance, credit quality, and risk-adjusted returns
Deliver timely and high-quality responses to ad-hoc analytical requests

Data Management, Quality & Controls

Ensure data accuracy, integrity, and consistency across reporting and analytics outputs
Perform reconciliation, validation, and quality control checks across multiple data sources
Proactively identify and resolve data issues, gaps, or inconsistencies
Maintain documentation on data logic, definitions, and methodologies to support audit and governance requirements

Stakeholder Collaboration & Business Support

Partner with stakeholders across Product, Finance, Collections, and Strategy teams to support initiatives such as:

New programs or policy changes
Credit strategy adjustments
Portfolio risk assessments

Provide subject matter expertise on portfolio performance and risk drivers
Build strong working relationships and influence decision-making through data-driven insights

Do you have the skills that will enable you to succeed in this role? - We'd love to work with you if you have:

Strong hands-on experience in data analysis and portfolio monitoring
Proficiency in SQL/SAS or Python (required)
Strong experience with Power BI or similar visualization tools
Ability to structure complex analyses and communicate insights effectively

3–5 years of experience in portfolio analytics, credit risk, or financial analytics
Experience in unsecured lending products (Credit Cards, ULOC, etc.) strongly preferred
Proven ability to manage end-to-end analytics deliverables

Bachelor’s degree in a quantitative or business discipline (e.g., Mathematics, Statistics, Economics, Finance, Computer Science) or compensating work experience
Graduate degree considered an asset

Strong analytical thinking and problem-solving skills
High attention to detail and data accuracy
Effective communication and data storytelling
Ability to balance multiple priorities in a fast-paced environment
Ownership mindset with a proactive approach to identifying opportunities

What’s in it for you?

An inclusive & collaborative working environment that encourages creativity, curiosity, and celebrates success!
We offer a competitive rewards package: Performance bonus, Employee Share Ownership Program, and Pension Plan Matching, Health Benefits from day one!
Your career matters! You will have access to career development and progression opportunities.

Location(s): Canada : Ontario : Toronto

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

Apply About employer

More about this job

Responsibilities

The Manager of Unsecured Credit Risk leads the development and implementation of originations and account management strategies to optimize risk and return for unsecured lending products. They are responsible for analyzing portfolio trends, developing actionable insights for senior stakeholders, and ensuring strategies align with the bank's risk appetite.

Requirements

Candidates must have 3–5 years of experience in portfolio analytics or credit risk, with proficiency in SQL, SAS, or Python. A bachelor's degree in a quantitative or business discipline is required, along with strong analytical, problem-solving, and communication skills.

Skills

SQL
SAS
Python
Power BI
Credit risk
Portfolio analytics
Data analysis
Financial analytics
Data visualization
Risk assessment
Strategic planning
Stakeholder management
Data storytelling
Unsecured lending
Business intelligence

Benefits

Performance bonus
Employee share ownership program
Pension plan matching
Health benefits

Visa sponsorship

Not detected in the job text

Keywords

Credit Risk
Unsecured Lending
SQL
SAS
Python
Power BI
Portfolio Management
Data Analysis
Financial Analytics
Risk Appetite
Champion/Challenger Frameworks
Credit Bureau Data
Business Intelligence
Data Storytelling
Governance
Regulatory Compliance
Segmentation
Forecasting
Automation
Banking
Quantitative Analysis
Strategy Development
Risk Assessment
Performance Tracking
Stakeholder Management

Report this job