Jobs in Canada

25+ jobs

Group jobs by employerEmail me new jobs Save this search

Added 7 mins ago
PG
Sr Manager, Treasury & Capital Markets
Peoples Group
Toronto, ON · Vancouver, BC
- Full-time
The Senior Manager, Treasury & Capital Markets is responsible for leading the Bank's Asset Liability Management (ALM) activities and supporting the effective management of balance sheet…
Added 7 mins ago
CC
Insurance Representative, Level 2 - Non Union
Coastal Community
Port Mcneill, BC
- Full-time
As an Insurance Representative, Level 2, you will effectively cross-sell the services of Coastal Community Insurance Services (2007) Ltd. and Coastal Community Credit Union. You will report…
Added 7 mins ago
CF
Member Services Supervisor
Crunch Fitness Canada
Waterloo, ON
- $20 CAD / hour
- Full-time
CPR/AED certification required (can be obtained within 30 days of hire)
Added 7 mins ago
A
Director, Mechanical & Electrical, Atlantic
AtkinsRéalis
St. John's, NL · Bedford, NS
- Full-time
The role combines regional business leadership with active client engagement and selected involvement in strategic projects and pursuits. It requires close collaboration with Market…
Added 7 mins ago
ST
Association Manager
STEMCELL Technologies
Burnaby, BC · Canada - Malachite, BC, Burnaby, Production Way, Onsite
- Full-time
Malachite Management, part of the STEMCELL Group of Companies, is looking for an Association Manager to team up with our Board of Directors and lead our operations.
Added 7 mins ago
A
Senior Manager, Corporate Accounting
AtkinsRéalis
Montreal, QC
- Full-time
The Corporate Manager, Controllership & Corporate Reporting is responsible for overseeing corporate accounting operations, financial reporting, internal controls, statutory compliance, and…
Added 7 mins ago
C
Field and Partner Marketing Manager
Cisco
Toronto, ON
- Full-time
Solide compréhension du paysage canadien des TI et des entreprises, y compris une bonne connaissance des partenaires et des fournisseurs de services canadiens de niveau 1.
Added 7 mins ago
RU
Oracle NetSuite Customer Success Manager
RSM US LLP
Vancouver, BC
- Full-time
We are the leading provider of professional services to the middle market globally, our purpose is to instill confidence in a world of change, empowering our clients and people to realize…
Added 7 mins ago
OT
Senior Product Marketing Manager
Open Text Corporation
Richmond Hill, ON · Waterloo, ON
- Other
We are seeking a Senior Product Marketing Manager to support the OpenText Digital Fax portfolio and its go-to-market motion. This role will own and activate the market story for modern,…
Added 7 mins ago
RB
Manager, IT/Cyber Risk Management
Royal Bank of Canada
Toronto, ON
- Full-time
The IT and Cyber Risk Manager is responsible for supporting the 1st line oversight management of technology and cyber risks for Personal and Commercial Banking segments. In this role you…
Added 7 mins ago
R
Senior Business Deposit Specialist
RBC
Burlington, ON
- Full-time
Five or more years of experience in deposits and investments, ideally as a Commercial Relationship Manager, Treasury Solutions Specialist, or alternative lines of business with a focus on…
Added 21 mins ago
Watertight Lining Solutions - WLS Operations Manager
PUC People & Culture Team
Sault Ste. Marie, ON
…cost-effective alternative to replacement. The WLS Operations Manager is a key member of WLS’s leadership team, responsible for overseeing mobile field operations and ensuring crews are…
Added 21 mins ago
Specialist, Marketing Data & Web Operations
Reliance Home Comfort
Toronto, ON
Diploma or Bachelor’s degree in Marketing, Business, Computer Science, Information Systems, Analytics, or a related field.
Added 21 mins ago
Strategic Sourcing - Strategic Sourcing Specialist
Mohawk Medbuy Corporation (MMC)
ON · Thunder Bay, ON · Kingston, ON · London, ON · Toronto, ON · Oakville, ON · Burlington, ON · Chatham-Kent, ON
Reporting to the Senior Manager, Strategic Sourcing, this position is responsible for providing support to lead and implement strategic sourcing processes which achieve the best possible…
Added 21 mins ago
SD
Assistant Front Store Manager, Hourly Full Time Day
Shoppers Drug Mart
Toronto, ON
- Full-time
Join a locally owned and operated store to help deliver health, beauty and convenience services in your community, and keep the customer at the centre of everything you do.
Added 21 mins ago
SD
Cashier Manager, Hourly Part Time Day Greenlight Requisition
Shoppers Drug Mart
Moncton, NB
- Part-time
Join a locally owned and operated store to help deliver health, beauty and convenience services in your community, and keep the customer at the centre of everything you do.
Added 21 mins ago
SD
Merchandiser, Hourly Part Time Day
Shoppers Drug Mart
Victoria, BC
- Part-time
Join a locally owned and operated store to help deliver health, beauty and convenience services in your community, and keep the customer at the centre of everything you do.
Added 21 mins ago
SD
Merchandiser, Hourly Part Time Day Greenlight Requisition
Shoppers Drug Mart
Sarnia, ON
- Part-time
Join a locally owned and operated store to help deliver health, beauty and convenience services in your community, and keep the customer at the centre of everything you do.
Added 21 mins ago
SD
Merchandiser, Hourly Part Time Flexible Shifts
Shoppers Drug Mart
Airdrie, AB
- Part-time
Join a locally owned and operated store to help deliver health, beauty and convenience services in your community, and keep the customer at the centre of everything you do.
Added 21 mins ago
CF
Soldier On Outreach Coordinator
Canadian Forces Morale and Welfare Services (CFMWS)
Ottawa, ON
- Full-time
The successful candidate must live within the area of selection or be willing to relocate at their own expense
Added 21 mins ago
M
IT Infrastructure Project Manager
McKesson
Mississauga, ON
- Full-time
We are seeking an IT Infrastructure Project Manager to lead and deliver technology-driven initiatives within McKesson’s healthcare ecosystem. In this role, you will manage multiple…
Added 21 mins ago
K
Senior Tax Manager
KPMG
Hamilton, ON
- Full-time
Contribute to practice growth by building client relationships, identifying opportunities for additional services, and supporting business development initiatives
Added 21 mins ago
OV
Manager, Office of Research - Full Time Temporary (Until Approx. November 2027) - Markham Stouffville Hospital
Oak Valley Health
Markham, ON
- Full-time
We are looking for an enthusiastic Manager, Office of Research to oversee the day-to-day operation of the research program. Responsibilities can include: Identify, develop and implement new…
Added 22 mins ago
W
(CAN) Self Checkout Attendant
Walmart
Nelson, BC
- Part-time
Supports the promotion of company sponsored programs, including credit card services, product protection plans, and charitable initiatives, when applicable.
Added 22 mins ago
DA
Automotive Service Advisor
Dueck Auto Group
Richmond, BC
- Full-time
…growing and looking for individuals who can contribute to our business operations today and into the future. We provide highly competitive compensation plans and offer extended health and…

Scotiabank

Manager, Unsecured Credit Risk

Toronto, ON, Canada

Full-time

Apply on LinkedIn About employer

Applications open in a new tab.

Job details

Job type: Full-time
Apply by: Dec 12, 2026
Experience: 3–5 years of experience in portfolio analytics, credit risk, or financial analytics
Posting language: English
Posted: Nov 12, 2026

Original job description

Requisition ID: 279237

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

The Manager, unsecured Credit Risk is to lead the development of any of originations or account management credit risk strategies and ongoing portfolio management for unsecured lending products (credit cards, unsecured lines of credit, etc.), to optimize risk/return for Canadian Banking within Global Risk Management.

This position combines strong technical execution with business acumen and effective communication to translate portfolio performance into actionable insights for senior stakeholders.

Is this role right for you? In this role, you will:

Develop Credit Risk Strategies

Develop and implement originations and account management strategies, policies, and procedures for Unsecured Lending portfolios using analytics, empirical decision models, and competitive analysis.
Leverage champion/challenger frameworks and incorporate credit bureau, third-party, and non-traditional data sources to continuously enhance strategies and optimize credit decisions and line assignments.
Independently conduct analysis, including data extraction and manipulation using advanced tools, translating data into actionable insights and delivering business intelligence through effective storytelling.
Analyze portfolio trends to identify changes in credit quality, utilization, client behavior, and performance, and develop early-warning indicators to detect population shifts and emerging risks related to unsecured accounts.
Assess client relationship depth across products to support segmentation, targeting, and optimized treatment strategies.
Monitor and evaluate existing strategies to identify opportunities, process gaps, and system limitations; recommend enhancements to ensure alignment with risk appetite and avoid unintended risk exposure.
Perform forward-looking risk assessments to ensure strategies remain within defined risk appetite while balancing growth objectives.
Drive automation and simplification of processes, including the development of risk thresholds, controls, and monitoring frameworks for execution and performance tracking.
Promote best practices, leverage advanced analytical tools, and provide governance over strategy design, deployment, and policy enhancements related to originations and account management.

Support Business Line Initiatives / Projects

Translate analytics into clear, structured, and actionable insights for senior leadership
Support development of executive-ready materials for governance forums, regulatory requests, and business reviews
Provide recommendations to improve portfolio performance, credit quality, and risk-adjusted returns
Deliver timely and high-quality responses to ad-hoc analytical requests

Data Management, Quality & Controls

Ensure data accuracy, integrity, and consistency across reporting and analytics outputs
Perform reconciliation, validation, and quality control checks across multiple data sources
Proactively identify and resolve data issues, gaps, or inconsistencies
Maintain documentation on data logic, definitions, and methodologies to support audit and governance requirements

Stakeholder Collaboration & Business Support

Partner with stakeholders across Product, Finance, Collections, and Strategy teams to support initiatives such as:
- New programs or policy changes
- Credit strategy adjustments
- Portfolio risk assessments
Provide subject matter expertise on portfolio performance and risk drivers
Build strong working relationships and influence decision-making through data-driven insights

Skills

Do you have the skills that will enable you to succeed in this role? - We'd love to work with you if you have:

Strong hands-on experience in data analysis and portfolio monitoring
Proficiency in SQL/SAS or Python (required)
Strong experience with Power BI or similar visualization tools
Ability to structure complex analyses and communicate insights effectively
3–5 years of experience in portfolio analytics, credit risk, or financial analytics
Experience in unsecured lending products (Credit Cards, ULOC, etc.) strongly preferred
Proven ability to manage end-to-end analytics deliverables
Bachelor’s degree in a quantitative or business discipline (e.g., Mathematics, Statistics, Economics, Finance, Computer Science) or compensating work experience
Graduate degree considered an asset
Strong analytical thinking and problem-solving skills
High attention to detail and data accuracy
Effective communication and data storytelling
Ability to balance multiple priorities in a fast-paced environment
Ownership mindset with a proactive approach to identifying opportunities

What’s in it for you?

An inclusive & collaborative working environment that encourages creativity, curiosity, and celebrates success!
We offer a competitive rewards package: Performance bonus, Employee Share Ownership Program, and Pension Plan Matching, Health Benefits from day one!
Your career matters! You will have access to career development and progression opportunities.

Location(s): Canada : Ontario : Toronto

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

Apply on LinkedIn About employer

More about this job

Responsibilities

Develop and monitor credit risk strategies for unsecured lending products, using portfolio analytics to optimize risk-adjusted returns and identify emerging risks. Deliver actionable insights and governance materials, maintain data quality and controls, and collaborate with business partners on credit policies and portfolio initiatives.

Requirements

Requires 3–5 years of experience in portfolio analytics, credit risk, or financial analytics, with unsecured lending experience strongly preferred. Candidates need hands-on analytical skills, proficiency in SQL, SAS, or Python, experience with Power BI or similar tools, and a bachelor's degree in a quantitative or business discipline or equivalent work experience.

Skills

Credit Risk Strategy
Portfolio Analytics
SQL
SAS
Python
Power BI
Data Analysis
Portfolio Monitoring
Unsecured Lending
Credit Risk Modeling
Data Visualization
Data Storytelling
Data Quality Control
Stakeholder Collaboration
Risk Assessment
Champion-Challenger Testing

Benefits

Performance Bonus
Employee Share Ownership Program
Pension Plan Matching
Health Benefits
Career Development Opportunities

Visa sponsorship

Not detected in the job text

Keywords

Unsecured Credit Risk
Credit Cards
Unsecured Lines Of Credit
Originations
Account Management
Credit Risk Strategies
Portfolio Management
SQL
SAS
Python
Power BI
Credit Bureau Data
Third-Party Data
Champion-Challenger Frameworks
Empirical Decision Models
Portfolio Analytics
Risk Appetite
Risk-Adjusted Returns
Early-Warning Indicators
Data Extraction
Data Manipulation
Data Reconciliation
Data Validation
Data Quality Controls
Governance
Credit Policy
Portfolio Monitoring
Business Intelligence
Canadian Banking
Global Risk Management

Report this job

Work requirements

Jobs in Canada