Jobs in Canada

25+ jobs

Group jobs by employerEmail me new jobs Save this search

Added 32 mins ago
Software Development Manager, WW Prime - Member Growth - Onboarding
Amazon
Vancouver, BC
- Experience in communicating with users, other technical teams, and senior leadership to collect requirements, describe software product features, technical designs, and product strategy
Added 47 mins ago
T
Senior Manager, Wealth & Insurance Compliance, Compliance Programs and Transformation (5136)
TD
Toronto, ON
- Full-time
Reporting to the Vice President, Wealth and Insurance Compliance, the Senior Manager, Wealth & Insurance Compliance, Compliance Programs and Transformation is a senior Compliance leader…
Added 47 mins ago
T
TDS Operations Analyst III
TD
Toronto, ON
- Full-time
Reporting to the Director, Corporate Lending & Trade Finance Operations Change, the Operations Analyst III is a senior individual contributor within CLO Business Support (BST), providing…
Added 1 hour ago
AE
Client Development Manager
Apogee Enterprises, Inc.
Montreal, QC · Alumicor - Montreal
- Full-time
· Analyse and monitor product margins and summarize findings for presentation to senior management.
Added 1 hour ago
Senior Technical Program Manager, Central
Lyft
Toronto, ON
Lyft considers working in the office at least 3 days per week to be an essential function of this hybrid role
Added 1 hour ago
ER
Product Development Specialist / Spécialiste, développement de produits
Earth Rated
Montreal, QC
- Full-time
As Product Development Specialist, you will be the engine behind Earth Rated's portfolio evolution - identifying, prioritizing and executing product renovations, extensions and high-impact…
Added 1 hour ago
PG
Sr Manager, Treasury & Capital Markets
Peoples Group
Toronto, ON · Vancouver, BC
- Full-time
The Senior Manager, Treasury & Capital Markets is responsible for leading the Bank's Asset Liability Management (ALM) activities and supporting the effective management of balance sheet…
Added 1 hour ago
RB
Senior Manager, Liquidity Risk Measurement
Royal Bank of Canada
Toronto, ON
- Full-time
Reporting to the Director, Treasury Risk Management, the Senior Manager, Liquidity Risk Measurement oversees the effective use, development, and maintenance of Corporate Treasury's (CT) QRM…
Added 1 hour ago
Strategic Sourcing - Strategic Sourcing Specialist
Mohawk Medbuy Corporation (MMC)
ON · Thunder Bay, ON · Kingston, ON · London, ON · Toronto, ON · Oakville, ON · Burlington, ON · Chatham-Kent, ON
Reporting to the Senior Manager, Strategic Sourcing, this position is responsible for providing support to lead and implement strategic sourcing processes which achieve the best possible…
Added 1 hour ago
O
Senior Manager, Lottery Research & Insights
OLG
Sault Ste. Marie, ON · Toronto, ON · York Mills Office
- Full-time
…insights, and shaping business strategy through research as Senior Manager Lottery Research & Insights. In this role, you will serve as OLG's customer and research expert, leveraging…
Added 2 hours ago
ST
Senior Full Stack Developer
Searidge Technologies
Ottawa, ON
- Full-time
Role Profile Title: Senior Full Stack Developer Location: Ottawa Industry: Technology | Aviation Employment Type: Full-time, Permanent Reporting To: Technology Development Manager Role…
Added 2 hours ago
S
Manager, Unsecured Credit Risk
Scotiabank
Toronto, ON
- Full-time
Translate analytics into clear, structured, and actionable insights for senior leadership
Added 2 hours ago
NB
Chief Business Analyst IT Insurance sector
National Bank of Canada
Montreal, QC
- Full-time
Within the IT Insurance sector, you are part of a large team of more than 30 colleagues and report to the Senior Asset Manager. We aim to offer you maximum flexibility to promote your…
Added 2 hours ago
MM
Strategic Sourcing Specialist
Mohawk Medbuy Corporation
Toronto, ON · Greater Toronto Area, Canada
- Full-time
Reporting to the Senior Manager, Strategic Sourcing, this position is responsible for providing support to lead and implement strategic sourcing processes which achieve the best possible…
Added 2 hours ago
Software Development Manager, Tax Engine
Amazon
Vancouver, BC
…of the diverse products in Amazon catalogue. The Engineering manager works closely with Tax specialists, Product team , Applied scientists - tackling a growing portfolio of core-science…
Added 2 hours ago
MM
Strategic Sourcing Associate
Mohawk Medbuy Corporation
Toronto, ON · Greater Toronto Area, Canada
- Full-time
Reporting to a Senior Manager, Strategic Sourcing or Director, Strategic Sourcing, this position is responsible for coordinating and supporting the Sourcing Team through all stages of the…
Added 2 hours ago
Strategic Sourcing - Strategic Sourcing Associate
Mohawk Medbuy Corporation (MMC)
ON · Thunder Bay, ON · Kingston, ON · London, ON · Toronto, ON · Oakville, ON · Burlington, ON · Chatham-Kent, ON
Reporting to a Senior Manager, Strategic Sourcing or Director, Strategic Sourcing, this position is responsible for coordinating and supporting the Sourcing Team through all stages of the…
Added 2 hours ago
A
Intern, Software Developer, Stagiaire en Développement Logiciel
Autodesk
Montreal, QC
- Full-time
You will report to the Senior Manager, Software Development Manager based in Canada, and the role is a hybrid based in Montreal. This is an exciting opportunity to be part of and to help…
Added 3 hours ago
M
GRO – Marketing & Strategy
Manulife
Toronto, ON
- Full-time
Support product strategy and intake: Partner with the Product Manager to support the intake process, helping communicate proposed solutions, gather feedback and prepare materials for review…
Added 3 hours ago
EH
ECH - Manager, Marketing (12-Month Contract)
Empire Homes
Vaughan, ON
- Contract
Empire Homes is seeking a Marketing Manger! Under the direction of the Senior Director, Marketing, you will be responsible for playing a crucial role in driving the company’s growth through…
Added 3 hours ago
R
Senior Manager, Liquidity Risk Measurement
RBC
Toronto, ON
- Full-time
Reporting to the Director, Treasury Risk Management, the Senior Manager, Liquidity Risk Measurement oversees the effective use, development, and maintenance of Corporate Treasury's (CT) QRM…
Added 3 hours ago
DI
Senior Specialist, Data Governance
Definity Insurance Company
Toronto, ON
- Full-time
Reporting to the Data Governance Tooling and Reporting Manager, this role will be a key member of the EDO, accountable for aiding in the delivery and support of our Data governance platform…
Added 3 hours ago
Sr Product Manager Digital Solutions
Sonova AG
Kitchener, ON
…and deliver meaningful business impact? We’re looking for a Senior Product Manager, Digital Solutions to help shape the future of Unitron’s digital…
Added 3 hours ago
SG
Sr Product Manager Digital Solutions
Sonova Group
Kitchener, ON
- Full-time
…and deliver meaningful business impact? We’re looking for a Senior Product Manager, Digital Solutions to help shape the future of Unitron’s digital…
Added 3 hours ago
OM
Senior Planner, Connections Planning
Omnicom Media
Toronto, ON
- Full-time
The role of a Senior Media Planner is to manage our media planning product through preparing and presenting media plans, proposals, and analysis. This role requires you to work as part of…

Scotiabank

Manager, Unsecured Credit Risk

Toronto, ON, Canada

Full-time

Apply on LinkedIn About employer

Applications open in a new tab.

Job details

Job type: Full-time
Apply by: Dec 12, 2026
Experience: 3–5 years of experience in portfolio analytics, credit risk, or financial analytics
Posting language: English
Posted: Nov 12, 2026

Original job description

Requisition ID: 279237

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

The Manager, unsecured Credit Risk is to lead the development of any of originations or account management credit risk strategies and ongoing portfolio management for unsecured lending products (credit cards, unsecured lines of credit, etc.), to optimize risk/return for Canadian Banking within Global Risk Management.

This position combines strong technical execution with business acumen and effective communication to translate portfolio performance into actionable insights for senior stakeholders.

Is this role right for you? In this role, you will:

Develop Credit Risk Strategies

Develop and implement originations and account management strategies, policies, and procedures for Unsecured Lending portfolios using analytics, empirical decision models, and competitive analysis.
Leverage champion/challenger frameworks and incorporate credit bureau, third-party, and non-traditional data sources to continuously enhance strategies and optimize credit decisions and line assignments.
Independently conduct analysis, including data extraction and manipulation using advanced tools, translating data into actionable insights and delivering business intelligence through effective storytelling.
Analyze portfolio trends to identify changes in credit quality, utilization, client behavior, and performance, and develop early-warning indicators to detect population shifts and emerging risks related to unsecured accounts.
Assess client relationship depth across products to support segmentation, targeting, and optimized treatment strategies.
Monitor and evaluate existing strategies to identify opportunities, process gaps, and system limitations; recommend enhancements to ensure alignment with risk appetite and avoid unintended risk exposure.
Perform forward-looking risk assessments to ensure strategies remain within defined risk appetite while balancing growth objectives.
Drive automation and simplification of processes, including the development of risk thresholds, controls, and monitoring frameworks for execution and performance tracking.
Promote best practices, leverage advanced analytical tools, and provide governance over strategy design, deployment, and policy enhancements related to originations and account management.

Support Business Line Initiatives / Projects

Translate analytics into clear, structured, and actionable insights for senior leadership
Support development of executive-ready materials for governance forums, regulatory requests, and business reviews
Provide recommendations to improve portfolio performance, credit quality, and risk-adjusted returns
Deliver timely and high-quality responses to ad-hoc analytical requests

Data Management, Quality & Controls

Ensure data accuracy, integrity, and consistency across reporting and analytics outputs
Perform reconciliation, validation, and quality control checks across multiple data sources
Proactively identify and resolve data issues, gaps, or inconsistencies
Maintain documentation on data logic, definitions, and methodologies to support audit and governance requirements

Stakeholder Collaboration & Business Support

Partner with stakeholders across Product, Finance, Collections, and Strategy teams to support initiatives such as:
- New programs or policy changes
- Credit strategy adjustments
- Portfolio risk assessments
Provide subject matter expertise on portfolio performance and risk drivers
Build strong working relationships and influence decision-making through data-driven insights

Skills

Do you have the skills that will enable you to succeed in this role? - We'd love to work with you if you have:

Strong hands-on experience in data analysis and portfolio monitoring
Proficiency in SQL/SAS or Python (required)
Strong experience with Power BI or similar visualization tools
Ability to structure complex analyses and communicate insights effectively
3–5 years of experience in portfolio analytics, credit risk, or financial analytics
Experience in unsecured lending products (Credit Cards, ULOC, etc.) strongly preferred
Proven ability to manage end-to-end analytics deliverables
Bachelor’s degree in a quantitative or business discipline (e.g., Mathematics, Statistics, Economics, Finance, Computer Science) or compensating work experience
Graduate degree considered an asset
Strong analytical thinking and problem-solving skills
High attention to detail and data accuracy
Effective communication and data storytelling
Ability to balance multiple priorities in a fast-paced environment
Ownership mindset with a proactive approach to identifying opportunities

What’s in it for you?

An inclusive & collaborative working environment that encourages creativity, curiosity, and celebrates success!
We offer a competitive rewards package: Performance bonus, Employee Share Ownership Program, and Pension Plan Matching, Health Benefits from day one!
Your career matters! You will have access to career development and progression opportunities.

Location(s): Canada : Ontario : Toronto

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

Apply on LinkedIn About employer

More about this job

Responsibilities

Develop and monitor credit risk strategies for unsecured lending products, using portfolio analytics to optimize risk-adjusted returns and identify emerging risks. Deliver actionable insights and governance materials, maintain data quality and controls, and collaborate with business partners on credit policies and portfolio initiatives.

Requirements

Requires 3–5 years of experience in portfolio analytics, credit risk, or financial analytics, with unsecured lending experience strongly preferred. Candidates need hands-on analytical skills, proficiency in SQL, SAS, or Python, experience with Power BI or similar tools, and a bachelor's degree in a quantitative or business discipline or equivalent work experience.

Skills

Credit Risk Strategy
Portfolio Analytics
SQL
SAS
Python
Power BI
Data Analysis
Portfolio Monitoring
Unsecured Lending
Credit Risk Modeling
Data Visualization
Data Storytelling
Data Quality Control
Stakeholder Collaboration
Risk Assessment
Champion-Challenger Testing

Benefits

Performance Bonus
Employee Share Ownership Program
Pension Plan Matching
Health Benefits
Career Development Opportunities

Visa sponsorship

Not detected in the job text

Keywords

Unsecured Credit Risk
Credit Cards
Unsecured Lines Of Credit
Originations
Account Management
Credit Risk Strategies
Portfolio Management
SQL
SAS
Python
Power BI
Credit Bureau Data
Third-Party Data
Champion-Challenger Frameworks
Empirical Decision Models
Portfolio Analytics
Risk Appetite
Risk-Adjusted Returns
Early-Warning Indicators
Data Extraction
Data Manipulation
Data Reconciliation
Data Validation
Data Quality Controls
Governance
Credit Policy
Portfolio Monitoring
Business Intelligence
Canadian Banking
Global Risk Management

Report this job

Work requirements

Jobs in Canada