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Scotiabank

Senior Analyst, Loan Loss

Toronto, ON, M5H 3Y2, Canada

Apply by: Oct 3, 2026
Posting language: English
Posted: Sep 25, 2026

Apply About employer

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Original job description

Requisition ID: 274466

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

Support the management, maintain, and administer the Bank’s capital stock portfolio, serving as the key contact with the Transfer Agent and Trustee and as the internal point of contact for inquiries related to capital shares and other equity instruments. This role is responsible for monitoring Treasury-issued share reserves, preparing analytical reporting for Finance and senior management, supporting regulatory filing requirements under continuous disclosure obligations, and coordinating related special projects.

Provide accounting and reporting support to Canadian Banking Finance and Global Risk Management for the settlement of write-offs and recoveries on impaired retail and commercial loans. Prepare quarterly credit loss ratio reporting for All-Bank results and key business lines, including Canadian Banking, International Banking, Global Wealth Management, and Global Banking and Markets.

Is this role right for you? In this role you will:

Oversee the administration of the Bank’s capital stock portfolio and coordinate activities with the Transfer Agent and Trustee to ensure accurate and effective execution of share-related programs.
Maintain strong controls over Treasury-issued common share reserves, including monitoring, reconciliation, and reporting for shareholder and stock option plans.
Review and reconcile Transfer Agent, Trustee, Capital Stock, and General Ledger records to ensure the accuracy and integrity of financial information.
Manage common share dividend disbursements and interest payments related to other equity instruments, including U.S. AT1 and LRCN notes.
Authorize and review accounting transactions, billings, and documentation associated with the Bank’s capital stock portfolio.
Prepare and submit regulatory and continuous disclosure reporting to stock exchanges, regulatory bodies, and other external stakeholders.
Deliver monthly, quarterly, annual, and ad hoc analytical reporting on the Bank’s shares and equity instruments to Finance and senior management.
Coordinate and execute special projects related to capital stock administration, including stock splits, issuer bid programs, shareholder initiatives, and other corporate actions.
Prepare, monitor, and manage budgets related to Transfer Agent and Trustee fees and associated capital stock expenses.
Support the authorization and issuance of Treasury shares for shareholder and stock option plans.
Authorize General Ledger vouchers, inter-branch transactions, forms, cheque requisitions, and other financial transactions related to capital stock activities.
Prepare quarterly credit loss ratio reporting and provide accounting and reporting support for write-offs and recoveries across key business lines and All-Bank reporting.

Do you have the skills that will enable you to succeed in this role? We’d love to work with you if you have:

You have post-secondary education in Finance, Accounting, Business Administration, or a related discipline.
You have strong knowledge of accounting principles, financial reporting, and internal control processes.
You have experience supporting capital stock administration, equity instrument accounting, or related financial operations.
You have strong analytical and problem-solving skills with the ability to interpret and communicate financial information accurately.
You have excellent written and verbal communication skills and can effectively engage with business partners, Finance teams, senior management, and external service providers.
You have strong organizational skills and the ability to manage multiple priorities, deadlines, and special projects.
You have advanced proficiency with Microsoft Excel, Word, and related reporting tools.
You have the ability to review, reconcile, and analyze large volumes of financial and operational data with a high degree of accuracy.
It would be an asset if you hold, or are actively pursuing, a professional accounting designation.
It would be an asset if you have knowledge of securities, capital stock administration, and related accounting processes.
It would be an asset if you have knowledge of equity capital instruments, including prospectus terms and related reporting requirements.
It would be an asset if you have familiarity with regulatory and stock exchange reporting requirements, including filings with securities commissions, OSFI, and public stock exchanges.

What’s in it for you?

A rewarding career path with diverse opportunities for professional development
An organization committed to making a difference in our communities – for you and our customers.
A competitive rewards program includes annual bonus, flexible vacation, personal and sick days, and comprehensive benefits that start on your first day. 
Diversity, Equity, Inclusion & Allyship - We strive to create an inclusive culture where every employee is empowered to reach their fullest potential, respected for who they are, and are embraced through bias-free practices and inclusive values across Scotiabank. We embrace diversity and provide opportunities for all employees to learn, grow & participate through our various Employee Resource Groups (ERGs) that span across diverse gender identities, ethnicity, race, age, ability & veterans.
Accessibility and Workplace Accommodations - We value the unique skills and experiences every individual brings to the Bank and are committed to creating and maintaining an inclusive and accessible environment for everyone. Scotiabank continues to locate, remove and prevent barriers so that we can build a diverse and inclusive environment while meeting accessibility requirements.

Location(s): Canada : Ontario : Toronto

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

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More about this job

Responsibilities

The Senior Analyst oversees the administration of the Bank’s capital stock portfolio and coordinates activities with the Transfer Agent and Trustee. They also prepare analytical reporting on credit loss ratios and provide accounting support for loan write-offs and recoveries across various business lines.

Requirements

Candidates must have post-secondary education in Finance, Accounting, or a related discipline along with strong knowledge of financial reporting and internal controls. Proficiency in Microsoft Excel and the ability to manage large volumes of financial data with high accuracy are essential for this role.

Skills

Financial reporting
Accounting principles
Capital stock administration
Analytical skills
Problem-solving
Microsoft Excel
Microsoft Word
Reconciliation
Regulatory reporting
Data analysis
Communication skills
Budget management
Internal controls
Equity instrument accounting

Benefits

Annual bonus
Flexible vacation
Personal days
Sick days
Comprehensive benefits

Visa sponsorship

Not detected in the job text

Keywords

Capital stock
Loan loss
Financial reporting
Accounting
Treasury
Transfer Agent
Trustee
Equity instruments
Regulatory filing
Credit loss ratio
General Ledger
Dividends
Stock options
Reconciliation
Budgeting
Securities
OSFI
Finance
Data analysis
Internal controls

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