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Added 6 mins ago
SH
Unit Clerk
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- Full-time
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Added 6 mins ago
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Global product Marketing Manager
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Retirement Savings Program: Access to our retirement savings program (RRSP for Canada) /
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- $115,000 to $145,000 CAD / year
- Full-time
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Added 35 mins ago
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Added 35 mins ago
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Real Estate Portfolio Manager
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Added 36 mins ago
Director, Client Risk Management, Business Risk Management (English/Spanish)- International Banking
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Added 36 mins ago
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Health Promoter - African, Caribbean, and Black (ACB) population
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…populations through educational and prevention strategies, program development, and advocacy and engagement in order to reduce health…
Added 50 mins ago
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Senior Financial Analyst | Contract until September 2027
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- Full-time
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Added 50 mins ago
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Manager, Communications
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Director, Governance and Controls
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Added 51 mins ago
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Added 51 mins ago
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Sr. Hospitality Director
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Added 51 mins ago
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Added 51 mins ago
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Director-Global Tax Operations
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Added 1 hour ago
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Scotiabank

Senior Manager, Pricing Strategy & Optimization

Toronto, ON, M5C 2W1, Canada

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Job details

Apply by: Oct 24, 2026
Experience: 5+ years of experience in the financial services industry
Posting language: English
Posted: Oct 9, 2026

Original job description

Requisition ID: 276112

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

The Role:

The Senior Manager, Pricing Strategy and Optimization, contributes to the overall success of Retail Deposits and Investments in Canada and supports the Director, Pricing, Portfolio Management and Advisor Deposit Services in leading and overseeing the team, ensuring business strategies, plans and initiatives are executed / delivered in compliance with governing regulations, internal policies and procedures.

Is this role right for you? In this role you will:

Lead the development of pricing strategy recommendations using market intelligence, competitive activity, client behaviour, portfolio performance and funding objectives to develop pricing recommendations of the Retail Deposits and ADS business.
Leads the Pricing meeting providing key insights on competitor offers, pricing recommendations and exception trends.
Lead approved pricing changes across the Retail products and Advisor Deposit Services and cross-functional initiatives with analytics, technology, and product teams.
Lead advanced portfolio, client and market analytics to identify growth opportunities, optimize pricing strategies and improve business performance across Retail Deposits and Advisor Deposit Services.
Monitor competitor activity, market developments and macroeconomic trends to identify opportunities, risks and implications for pricing and portfolio strategy.
Partner with Analytics and Data teams to develop predictive models that improve pricing decisions, balance growth, retention and profitability.
Lead testing and experimentation frameworks, including pricing pilots, A/B testing and controlled market rollouts, to evaluate pricing opportunities and drive continuous improvement.
Identify and evaluate emerging technologies, including artificial intelligence and machine learning, to enhance pricing analytics, forecasting and decision-making capabilities.
Support strategic planning, business case development and prioritization of future pricing, product and portfolio initiatives.
Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.
Creates an environment in which their team pursues effective and efficient operations of their respective areas in accordance with Scotiabank’s Values, its Code of Conduct and the Global Sales Principles, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational, compliance, AML/ATF/sanctions and conduct risk.
Ensure initiatives are supported by appropriate processes, controls, procedures, communications, training and performance reporting and comply with governing regulations, internal policies and the Bank’s risk appetite.

Do you have the skills that will enable you to succeed in this role? We'd love to work with you if you have:

Bachelor’s degree / MBA preferred or product management experience
CFA designation would be beneficial
Ability to manage multiple priorities in order to achieve objectives and must be combined with a high degree of financial knowledge and modeling in order to meet deadlines
5+ years of experience in the financial services industry
Good understanding/experience in GIC and Savings market, products and services and processes
Familiarity with financial modelling and technical skills

What's in it for you?

Diversity, Equity, Inclusion & Allyship - We strive to create an inclusive culture where every employee is empowered to reach their fullest potential, respected for who they are, and are embraced through bias-free practices and inclusive values across Scotiabank.
We embrace diversity and provide opportunities for all employees to learn, grow & participate through our various Employee Resource Groups (ERGs) that span across diverse gender identities, ethnicity, race, age, ability & veterans.
Accessibility and Workplace Accommodations - We value the unique skills and experiences each individual brings to the Bank and are committed to creating and maintaining an inclusive and accessible environment for everyone. Scotiabank continues to locate, remove and prevent barriers so that we can build a diverse and inclusive environment while meeting accessibility requirements.
Upskilling through online courses, cross-functional development opportunities, and tuition assistance.
Competitive Rewards program including bonus, flexible vacation, personal, sick days and benefits will start on day one.
Community Engagement - no matter where you choose to work from; we offer opportunities for community engagement & belonging with our various programs such as hackathons, contests, Humans of Digital and much more!

Location(s): Canada : Ontario : Toronto

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

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More about this job

Responsibilities

The Senior Manager leads the development of pricing strategies and portfolio optimization for Retail Deposits and Advisor Deposit Services. They oversee cross-functional initiatives, manage market analytics, and ensure compliance with internal policies and risk appetite.

Requirements

Candidates should possess a Bachelor's degree or MBA, with at least 5 years of experience in the financial services industry. Strong financial modeling skills and a solid understanding of GIC and savings products are required.

Skills

Pricing strategy
Portfolio management
Financial modeling
Market intelligence
Data analytics
Predictive modeling
Product management
Competitive analysis
Risk management
Business case development
A/B testing
Artificial intelligence
Machine learning
Strategic planning
Retail deposits

Benefits

Bonus
Flexible vacation
Personal days
Sick days
Tuition assistance
Employee resource groups
Community engagement programs

Visa sponsorship

Not detected in the job text

Keywords

Pricing Strategy
Portfolio Management
Retail Deposits
Advisor Deposit Services
Financial Modeling
Market Intelligence
Predictive Models
A/B Testing
Artificial Intelligence
Machine Learning
Risk Appetite
Compliance
Business Case Development
GIC
Savings Market
Data Analytics
Product Management
Strategic Planning
Competitive Analysis
Financial Services

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