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SGI

Senior Adjuster (Property)

Toronto, ON, Canada

Job type: Full-time
Apply by: Oct 2, 2026
Experience: 5 – 7 years’ experience in residential, commercial and liability claims handling.
Posting language: English
Posted: Sep 24, 2026

Apply About employer

Applications open in a new tab.

Original job description

Do you value integrity and innovation? How about passion and caring? Great! Us too, and that's why you'll fit right in. Our intentional culture promotes trust and participation, encouraging you to bring your heart and mind to work every day.

Out of Scope, Permanent, Full Time: Monday – Friday, 8:30 – 4:30 EASTERN Time

Location: Ontario Hybrid or remote work may be available to applicants residing in Ontario, Alberta or British Columbia. The successful candidate will be hired based on their current residence in one of these three provinces.

Salary: $75,455 - $102,194

Closes: October 1, 2026

General Accountability

Responsible for investigating, evaluating and settling property and liability insurance claims for SGI CANADA (Ontario). Collects, reviews and analyzes claims information to determine damage and values; interprets applicable acts, regulations and policy coverages; and negotiates claims settlements.

Key Accountabilities

Note: This section is not intended to be an exhaustive list of duties and responsibilities – other duties and responsibilities may be assigned.

Claims Investigation and Adjusting

Conducts interviews to establish and adjust reserves for claims
Investigates, examines, negotiates and settles complex property, commercial and liability claims.
Assigns and provides direction to Independent Adjusters and other service providers on claims when required.
Administers claims payments and settlements.
Recognizes, determines and pursues subrogation and salvage opportunities.
Confirms coverage in accordance with the policy wordings and applicable legislation and regulations.
May conduct site visits to determine the scope of the damage or loss.
Prepares files for legal action and represents the interests of the company in legal proceedings and/or other judicial, legal institutional, or regulatory groups or bodies.
Ensures required forms and documents are completed and maintains claim records and files in accordance with corporate standards and provincial regulations.
Engages appropriate expertise when needed to assess risk and coverage application as per company guidelines.
Responds to inquiries for challenging claims and advances to appropriate company representatives where added authority or input is required.
Responds to complex issues arising through claims handling and reaches equitable resolutions.

Customer Experience

Addresses coverage decision responses and payments in a concise and timely fashion.
Provides updates and information to all stakeholders to promote transparency and efficiency in the claims handling process.
Anticipates client needs and seeks to find solutions while adhering to company guidelines.

Relationship Management

Develops and maintains relationships and communication with broker partners to promote trust and confidence in claims processes and procedures.
Participates in and supports a team environment where collaboration and input is valued and respected by its members.
Acquires new information from industry sources and proposes ideas for process improvement and efficiencies.

Leadership

Actively contributes to and supports a culture of a high performing workforce.
Participates in divisional succession plans, ensuring ongoing professional and career development and supports development in others.
Supports a culture of leadership and accountability to effectively deliver on strategic and corporate strategies.
Is actively committed to leadership development across the company, supporting team and workforce readiness through mentoring, training and developmental opportunities.

Corporate Management

Enables the success of programs and policies that are in alignment with corporate, strategic and divisional strategies.
Manages risk in area of authority.
Ensures that the Health, Safety and Emergency Management Policy is applied in area of responsibility.

Education & Experience

A two-year diploma from an accredited post-secondary education institution in a relevant field of study such as Business. CIP is also an asset
5 – 7 years’ experience in residential, commercial and liability claims handling.

Knowledge, Skills and Abilities

Knowledge of Ontario’s property insurance legislation and regulations

Knowledge of property insurance policy wording.

Knowledge of the principles and practice of insurance and techniques related to the settlement of claims.

Skill in determining actual cash values, depreciation, repair and replacement costs applicable for property claims.

Time management skills with the ability to prioritize workload and meet strict deadlines.

Verbal and written communication skills, interpersonal and negotiation abilities and organizational skills.

We strive to be the kind of employer that employees recommend to a friend. We want our employees to want to come to work, and we look forward to your application!

At SGI, we’re committed to building a workplace where everyone feels seen and heard, and where every individual is respected. Our commitment to reconciliation includes actively hiring Indigenous people and creating opportunities for diverse talent to thrive. We offer more than a job; we embrace diverse backgrounds and experiences, provide a career with purpose, growth, and belonging. Join us and help shape a workplace where every voice matters and contributes to our shared success.

If you require an accommodation during the recruitment process, we invite you to submit your accommodation request to employeeleaves@sgi.sk.ca and we will work through your request with you. All information received will be kept confidential.

Remember, the position closes Thursday, October 1, 2026, so submit your application online by 11:59 p.m. SK time.

Pay Range:$75,455.00 - $102,194.00

Posting Close Date:

October 1, 2026

As you prepare to submit your application, and cover letter if applicable, please highlight the achievements that demonstrate why you're a great candidate for this role.

Apply About employer

More about this job

Responsibilities

The Senior Adjuster is responsible for investigating, evaluating, and settling complex property and liability insurance claims. They also manage relationships with broker partners and provide direction to independent adjusters to ensure equitable claim resolutions.

Requirements

Candidates must have a two-year diploma in a relevant field such as Business and 5-7 years of experience in residential, commercial, and liability claims handling. Knowledge of Ontario property insurance legislation and policy wording is required.

Skills

Claims investigation
Property insurance
Liability claims
Negotiation
Risk assessment
Subrogation
Salvage
Policy coverage interpretation
Time management
Verbal communication
Written communication
Interpersonal skills
Organizational skills
Claims adjusting
Conflict resolution

Visa sponsorship

Not detected in the job text

Keywords

Property Insurance
Liability Claims
Claims Adjusting
Subrogation
Salvage
Insurance Legislation
Risk Management
Policy Wording
Negotiation
Claims Reserves
Independent Adjusters
Customer Experience
Broker Relations
Ontario Insurance
Commercial Claims
Residential Claims
Regulatory Compliance
Legal Proceedings
Claims Settlement
Business Administration

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