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Added 7 mins ago
AG
Assistant Manager, Middle Office
Apex Group Ltd
Toronto, ON
- Full-time
Business Analyst for our Middle Office team supporting a major hedge fund client. A hybrid role partnering with clients, ops, and technology, delivering projects and enhancements while…
Added 7 mins ago
W
Financial Systems Analyst II
WorkSafeBC
Richmond, BC
- Full-time
We’re looking for an experienced Financial Systems Analyst to maintain, evaluate, and improve WorkSafeBC’s financial systems and our business operations and processes.
Added 7 mins ago
S
Business Analyst
SPECTRAFORCE
Toronto, ON
- Contract
We are seeking a detail-oriented and analytical Business Analyst II to support a content migration and validation initiative. The successful candidate will be responsible for comparing…
Added 8 mins ago
Senior Business Systems Analyst
OpenTable
Toronto, ON
The Senior Business Systems Analyst will join the Enterprise Systems Team within the Technology Operations organization and help build and deliver projects to increase business efficiency…
Added 37 mins ago
PC
Senior Product Analyst (Core Payment Products)
Payments Canada
ON · Ontario, Canada
- $88,500 to $147,500 CAD / year
- Full-time
Senior Product Analyst, Core Payment Products
Added 37 mins ago
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Business Analyst with KYC /Fraud/AML
Staffingine LLC
Mississauga, ON
- Full-time
5+ years of experience as a Business Analyst in Banking/Financial Services.
Added 37 mins ago
IG
Senior Financial Analyst
Insight Global
Toronto, ON · North York, ON
- $95,000 to $100,000 CAD / year
- Full-time
The Senior Financial Analyst is the primary finance partner for the Outside Sales team supporting commercial-account prospecting and growth. This visible role requires an analyst who can…
Added 38 mins ago
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Student, Data Analyst (Winter 2027)
Sun Life
Toronto, ON · Waterloo, ON · Sun Life Toronto One York
- Full-time
At Sun Life, we’re driven by our Purpose: helping our Clients achieve lifetime financial security and live healthier lives. Our values shape how we work: caring, authentic, bold, inspiring,…
Added 38 mins ago
C
Investment Strategy Analyst, Wealth Solutions Winter Co-op 2027
CIBC
Toronto, ON
- Full-time
…balanced portfolios, hosting calls, and contributing to reports on financial market themes. Your primary role as a summer Co-op student will be to contribute to our publications and…
Added 38 mins ago
CT
Senior Analyst, ORM & Third-Party Risk
Canadian Tire Corporation
Oakville, ON
- Full-time
Working closely with business owners, procurement, legal, technology, cybersecurity, compliance, and risk stakeholders, the Senior Analyst provides effective challenge and oversight…
Added 38 mins ago
IF
Senior Product Manager
Intact FC
Montreal, QC
- Full-time
…promise to provide support, opportunities and performance-led financial rewards at a workplace where you can shape the future, win as a team and grow with…
Added 38 mins ago
F
Quality Assurance Analyst II, Payments
FIS
Canada
- Full-time
As a Quality Assurance Analyst II for Payments, you are an experienced quality assurance professional specializing in settlement processing, payment systems, and transaction validation. You…
Added 54 mins ago
Senior Analyst, Financial Reporting
CMHC - SCHL
Toronto, ON · Ottawa, ON · Montreal, QC
Join the Business Optimization Planning team, in the Senior Analyst, Financial Reporting position. In this role, you will lead the creation, validation, and ongoing monitoring activities to…
Added 1 hour ago
H
Financial Analyst
Hays
Toronto, ON · Greater Toronto Area, Canada
- Contract
Experienced Senior Accountant or Financial Analyst who enjoys working across accounting, reporting, controls, and business initiatives.
Added 1 hour ago
KI
Senior Financial Analyst - Sales Accounting
Kruger Inc.
Montreal, QC
- Full-time
…accordance with standard accounting methods, and that proper financial controls are in place in each of the department's operating areas. The incumbent is also responsible for providing…
Added 1 hour ago
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Cost Analyst
Raise
Bedford, NS
- Contract
Manage special financial scenarios: accruals, prepayments, journals, etc. Prepare reports for and respond to inquiries from various parties including the trading business, product control,…
Added 1 hour ago
Senior Analyst, Strategy Modelling
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Calgary, AB
The Senior Analyst, Strategy Modelling builds and maintains the forecasting, scenario modelling and analytical capabilities used to evaluate business decisions, market changes and…
Added 1 hour ago
C
Settlements Analyst
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Calgary, AB
- Full-time
Bachelor’s degree in business administration, accounting, or related field
Added 1 hour ago
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Canadian Commercial Banking Associate
TD
Windsor, ON
- Full-time
TD Commercial Banking provides financial solutions to North American businesses. Our broad range of products and services allows us to meet the needs of our clients in every sector,…
Added 1 hour ago
M
Analyst, IT Vendor Management – New Grad Opportunity
McKesson
Mississauga, ON
- Full-time
The Analyst, Vendor Management Office (VMO) is an entry-level opportunity within McKesson Technology's Vendor Management Office, Operational Excellence & Governance division. The role is…
Added 1 hour ago
C
Financial Analyst, Defence & Security
CAE
Montreal, QC
- Full-time
In this role, the Financial Analyst will have direct responsibility over a portfolio of projects, with a primary focus on financial analysis, reporting and project accounting activities.…
Added 1 hour ago
MH
Monitoring and Response Lead
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Winnipeg, MB
- Full-time
Defined-benefit pension plan for long-term financial security.
Added 1 hour ago
SL
Business Analyst – KYC / Fraud & AML
Staffingine LLC
Mississauga, ON
- Full-time
The Business Analyst will work closely with business stakeholders, Compliance, Risk, Operations, and Technology teams to gather requirements, improve processes, and deliver effective…
Added 1 hour ago
RT
Business Analyst
Reveille Technologies,Inc
Mississauga, ON
- Full-time
5+ years of experience as a Business Analyst in Banking/Financial Services.
Added 1 hour ago
Sales Operations Analyst - 20-month contract
Brother Canada
Dollard-Des Ormeaux, QC · Mississauga, ON
Reporting to the Director, B2C Sales, the B2C Sales Operations Analyst supports the B2C Sales team by managing sales reporting, analytics, and operational processes. The role works closely…

Societe Generale

Senior Credit Analyst

Montreal, QC, Canada

Full-time

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Job details

Job type: Full-time
Apply by: Oct 31, 2026
Posting language: English
Posted: Oct 1, 2026

Original job description

Responsibilities

DEPARTMENT DESCRIPTION

Global Banking and Advisory (GLBA) combines wholesale coverage with world-class product financing and advisory expertise within one team.

GLBA Overview: We provide our issuer clients (corporates, financial institutions, public sector) with capital raising solutions, along with structured financing and commodities, forex, and interest rate hedging. Developing tailor-made products and providing strategic advice (capital structure advisory, financing schemes and capital markets) based on our worldwide expertise and in-depth sectorial knowledge, we aim to meet their financing needs. We are a top player across euro debt capital markets and won many international accolades over the years as a worldwide leader in export, project and natural resources & energy finance.

Credit Portfolio Management (“CPM”) Overview: CPM Manages the assets held across GLBA. CPM has three verticals: (i) corporates (investment grade and non-investment grade), (ii) real assets (real estate, energy, infrastructure, etc.) and (iii) financial assets (capital call facilities, middle market lending, etc.). CPM actively manages the portfolio of GLBA to maximize profitability and contribute to investment banking idea generation across M&A, ECM and Leveraged Finance for new transactions. We approve all transactions that enter the portfolio and actively work with investors to support the distribution of the portfolio across asset classes.

RESPONSIBILITIES INCLUDE THE FOLLOWING:

Manage a portfolio of large North American corporate clients in designated sector [TBD].
Prepare high quality credit applications and annual reviews on assigned portfolio, recommend appropriate credit limits, terms and conditions. This includes financial statements analysis (P&L, BS, and CF), a review of the client’s strategy, its business risk, industry dynamics, competitive environment;
Prepare and review financial projections, determine debt repayment capability as well as assure compliance with SGUS Credit Policies;
Propose and update Obligor Risk Ratings;
Actively follow and analyze credit risks (covenant compliance follow up, Unlikely-To-Pay events management, reporting of financial ratios and other key metrics, etc.)
Review all relevant legal documentation (i.e. credit agreements, Guarantee, ISDA, CSA) and propose changes as necessary to comply with SGUS policies;
Contribute to CPM mission on capital efficiency, asset rotation, portfolio hedging and profitability optimization;
Liaise with other CPM teams in the US, Europe and Asia, business lines, Bankers, legal & compliance, operations, and Risk department;
The responsibilities and duties associated with this role may evolve over time to meet changing business needs and the ongoing development of the position.

Required

Profile required

COMPETENCIES

Strong financial analytical skills;
Ability to assess credit terms and conditions including financial covenants, security and collateral;
Strong understanding of commercial and investment banking products;
Ability to work in a team including interacting with teams located in other locations (US, India, Europe);
Strong writing skills particularly assessing and summarizing financial transactions (credit requests, covenant waivers, etc.);
Strong understanding of the accounting, legal and regulatory issues governing relevant sectors;
Ability to investigate/research/synthesize data and make appropriate conclusions as to what is causing the observed results
Ability to analyze and evaluate counterparty risk and financial condition utilizing quantitative and qualitative data.

Technical Skills

Strong understanding of finance and accounting principles;
Experience preparing financial projections under various scenarios;
Proficiency using Word for written analysis and Excel for spreadsheet analysis
Knowledge of capital markets/traded products and committed financing facilities.

Prior Work Experience

8-10 years as credit analyst in a corporate and investment banking entity or related field;
Bachelor’s degree from accredited university

Languages: French and English

Ability to communicate in English, both orally and in writing, is a requirement as the person in this position will need to collaborate regularly with colleagues and partners in the United States.

Due to US Federal Securities law applying to this position, candidates who will apply for this position will be required to submit to an enhanced background screening, including the collection of their fingerprints by a third-party vendor selected by the Financial Industry Regulatory Authority (“FINRA”).

Business insight

Societe Generale is committed to offering an inclusive recruitment experience to all candidates. If you require any reasonable accommodations during the recruitment process, please do not hesitate to let our Recruiters know.

OUR CULTURE:

At Societe Generale, we live by our 4 core values of commitment, responsibility, team spirit and innovation. We are engaged and demonstrate consideration for others. We act ethically and with courage. We focus our talent and energy on collective success. We experiment and propose new ideas. This way, we maximize our ability to serve client needs and anticipate market changes. Societe Generale is committed to strengthening bonds with colleagues, communities, and the world in which we live, because relationships are at the heart of how we operate. For more information about our Culture and Conduct initiatives, please visit this link (https://americas.societegenerale.com/en/careers/get-know-culture/)

D&I:

Our Diversity & Inclusion Mission: Recruit, develop, advance, and retain a diverse workforce that is united in our efforts to enhance our competitive position and deliver innovative solutions to our clients.

Our Diversity & Inclusion Vision:

Engaged workforce that is demographically diverse in a way that reflects the communities in which we operate
Inclusive culture and workplace that recognizes employees' unique needs and utilizes their diverse talents
Engage our community and marketplace, and position the organization to meet the needs of all its clients

For more information about our D&I initiatives, please visit this link (https://americas.societegenerale.com/en/societe-generale-about/diversity-and-inclusion/)

HYBRID WORK ENVIRONMENT:

Societe Generale offers a hybrid work arrangement that offers employees the flexibility to work remotely, as well as on-site, in order to promote interaction and collaboration with colleagues while adhering to all SG standard protocols. Hybrid work arrangements vary based on business area. The applicable business lines will determine and communicate the work arrangements that best meet their business needs.

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More about this job

Responsibilities

Manage a portfolio of large North American corporate clients by preparing credit applications and annual reviews, analyzing financial performance and projections, recommending credit terms, and monitoring credit risks and covenant compliance. Review legal documentation and contribute to portfolio profitability, capital efficiency, asset rotation, and hedging while coordinating with internal teams across regions.

Requirements

Requires 8–10 years of credit analyst experience in corporate or investment banking or a related field, plus a bachelor’s degree. Candidates should have strong financial and credit analysis skills, experience preparing scenario-based projections, knowledge of banking products and capital markets, proficiency in Word and Excel, and strong written and spoken English; French is also listed.

Skills

Financial Analysis
Credit Risk Assessment
Financial Modeling
Financial Projections
Credit Applications
Credit Limit Assessment
Financial Covenant Analysis
Collateral Assessment
Obligor Risk Rating
Portfolio Management
Accounting Principles
Commercial Banking Products
Investment Banking Products
Capital Markets
Excel
Credit Writing

Visa sponsorship

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Keywords

Credit Portfolio Management
Corporate Credit
Credit Applications
Annual Reviews
Financial Statement Analysis
Profit And Loss
Balance Sheet
Cash Flow
Financial Projections
Debt Repayment Capacity
Credit Limits
Credit Terms And Conditions
Obligor Risk Ratings
Covenant Compliance
Unlikely-To-Pay Events
Credit Agreements
Guarantees
ISDA
CSA
Capital Efficiency
Asset Rotation
Portfolio Hedging
Profitability Optimization
Capital Markets
Committed Financing Facilities
Commercial Banking
Investment Banking
Excel
Word
Financial Services

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