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Added 7 mins ago
SD
Beauty Specialist, Hourly Full Time Flexible Shifts
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- Full-time
Join a locally owned and operated store to help deliver health, beauty and convenience services in your community, and keep the customer at the centre of everything you do.
Added 7 mins ago
PC
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Added 7 mins ago
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- Full-time
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Added 22 mins ago
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…allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience,…
Added 22 mins ago
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Added 37 mins ago
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Wealth Planner - North Delta (20-Month Contract)
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Added 37 mins ago
Legal Counsel - Disputes & Regulatory Lawyer
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Added 37 mins ago
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Beauty Specialist, Hourly Full Time Day
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Cambridge, ON
- Full-time
Join a locally owned and operated store to help deliver health, beauty and convenience services in your community, and keep the customer at the centre of everything you do.
Added 52 mins ago
SI
Claims Examiner
Sovereign Insurance
Montreal, QC
- Full-time
At Sovereign Insurance, a wholly owned subsidiary of The Co-operators General Insurance Company, we believe leadership is shaped by purpose, collaboration, and meaningful contribution. When…
Added 52 mins ago
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Added 1 hour ago
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Associate Trust Officer - 12 Month Full-Time Contract
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We're looking for an enthusiastic full-time permanent Talent Coordinator to join our Talent Acquisition team. Reporting to the Senior Manager, Talent Acquisition, you'll play a key role in…
Added 1 hour ago
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Added 1 hour ago
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Senior Data Engineer
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Added 1 hour ago
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Talent Acquisition Coordinator
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- $45,000 to $55,000 CAD / year
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Added 1 hour ago
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Sovereign Insurance

Claims Examiner

Montreal, QC, Canada

Expected salary range $60,574 to $100,956 · Full-time

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Job details

Pay: Expected salary range $60,574 to $100,956
Job type: Full-time
Experience: A minimum of 3-10 years claims experience with an emphasis on multi-line claims.
Posting language: English
Posted: Nov 6, 2026

Original job description

Company: Sovereign Insurance Department: SOV - Claims Employment Type: Regular Full-Time Work Model: Hybrid (2 days in office) Language: Bilingualism in English and French is required.

The Opportunity:

At Sovereign Insurance, a wholly owned subsidiary of The Co-operators General Insurance Company, we believe leadership is shaped by purpose, collaboration, and meaningful contribution. When you grow, we grow - your success crowns ours.

We value diverse perspectives, bold ideas, and people who lift others up. Here, your initiative matters, and your efforts help build the resilience of the Canadian businesses and communities we serve.

That shared commitment strengthens our culture and moves us forward - together. That’s the Crown Effect.

Our Claims Management Team is looking for a dynamic self-starter with a broad claims handling background. Utilizing previous experience and established corporate philosophies, policies, procedures and standards, the successful candidate will oversee a diverse portfolio of commercial property and liability claims.

How you will create impact:

Setting up and investigating claims as assigned within authority level on a full handle and examining basis, providing control and direction to adjusters, appraisers, and solicitors to ensure claims advance in a timely manner.
Reviewing and interpreting the insurance policy wordings, loss information and drafting coverage letters as required.
Maintaining extensive knowledge of insurance coverage, settlement methods, procedure, investigation methods, and creative negotiation skills and file management.
Reporting on loss and expense reserves within established guidelines.
Liaising, collaborating and maintaining good relationships with the underwriting team, submitting risk information where appropriate.
Attend training, meetings and industry events as an individual and team contributor as needed.

To join our team:

A minimum of 3-10 years claims experience with an emphasis on multi-line claims.
You hold a valid AMF (Autorité des marchés financiers) license as a claims adjuster (property and commercial mandatory) and active at the time of application and maintain it in good standing as a condition of employment.
Previous experience in handling commercial property and equipment breakdown claims is an asset.
Previous experience with Guidewire (ClaimCenter) required.
Proficiency in both English and French is essential to the main duties in this role, including servicing and communicating primarily with majority anglophone and francophone clients, groups, and teams. The essential non-French duties are not assignable to adjacent or other team members.

How you will succeed:

You thrive on delivering our exceptional client experience through positive and engaging relationships; embracing accountability to achieve effective results.
You ensure your day to day actions are in harmony with the company’s purpose, vision, and values even when challenged.
You are open and adaptable to changing conditions with a natural curiosity to explore and try new approaches.
You value cooperative and collaborative dialogue because diverse perspectives offer more creative and productive solutions.

What you need to know:

Detail oriented work that requires a high degree of mental concentration for extended periods of time.
You will provide support to clients who are experiencing a personal or financial loss. A high degree of confidentiality and discretion is required.
You will be attending mediations, settlement conferences and court proceedings as required.

What’s in it for you?

Room to grow with confidence - build your career, contribute your ideas, and see the impact of your work.
A culture that values you - inclusive, collaborative, and respectful, where different perspectives are encouraged and heard.
Rewards that recognize you and the work you do - competitive salary and variable compensation, benefits and pension, paid time off, development and recognition programs.
Support for your well-being - a holistic approach to physical, mental, social, and financial wellness.
Pride in purpose - being part of a Canadian organization dedicated to protecting Canadian businesses and the communities they serve while giving back through volunteering, donations, and national initiatives that help build a more sustainable future.

Salary information

Expected salary range $60,574 to $100,956

Salary placement

The salary amount for the successful candidate is determined by Sovereign in its discretion and will vary depending on several criteria including but not limited to: local market conditions, geography and relevant job-related factors such as knowledge, skills, qualification, experience and education.

Incentive pay

Employees may also have the opportunity to participate in incentive programs and earn additional compensation tied to individual and/or business performance, or other business metrics.

Apply About employer

More about this job

Responsibilities

The Claims Examiner will oversee a diverse portfolio of commercial property and liability claims by investigating, directing adjusters, and interpreting policy wordings. They are responsible for maintaining accurate loss and expense reserves while collaborating with underwriting teams to ensure effective risk management.

Requirements

Candidates must have 3-10 years of claims experience and hold a valid AMF license as a claims adjuster. Proficiency in both English and French is essential, along with experience using Guidewire ClaimCenter software.

Skills

Claims handling
Commercial property claims
Liability claims
Insurance coverage interpretation
Negotiation
File management
Guidewire ClaimCenter
Risk assessment
Bilingualism
Communication
Analytical skills
Attention to detail
Conflict resolution

Benefits

Competitive salary
Variable compensation
Benefits
Pension
Paid time off
Development programs
Recognition programs
Well-being support

Visa sponsorship

Not detected in the job text

Keywords

Claims Examiner
Commercial Property
Liability Claims
Insurance
AMF License
Guidewire
ClaimCenter
Risk Management
Underwriting
Negotiation
Policy Interpretation
Claims Adjuster
Bilingual
Financial Loss
Settlement
Mediation

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