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Stride Credit Union

Manager, Credit

Portage la Prairie, MB, Canada

Job type: Full-time
Apply by: Oct 25, 2026
Experience: You have post-secondary education plus 7-9 years of job-related experience, or an equivalent combination of education or experience
Posting language: English
Posted: Sep 25, 2026

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Original job description

The Manager, Credit provides leadership, oversight and direction to Stride Credit Union’s credit risk function. As leader of the Credit and Collections Department, this position works together with the Ag and Commercial and Retail lending functions to ensure Stride’s lending portfolio is effectively managed, reviewed and remains adherent to lending policies. The Manager, Credit spearheads initiatives that strengthen credit risk management, portfolio oversight, loss prevention and operational effectiveness.

What you'll get to do:

Provide leadership and oversight to the Credit and Collections Department, ensuring all credit applications are compliant with credit union policy and collections activities are in alignment with organizational goals
Assess credit applications by analyzing quantitative information, such as financial statements, risk models and banking system data, alongside qualitative factors such as market and economic conditions
Support the development, review and continuous refinement of credit risk policies, including the credit concentration policy and lending policy
Minimize lending risks through diligent and proactive financial reviews and an awareness of changing economic and industry trends
Review, challenge and provide recommendations on significant credit exposures, policy exceptions and emerging portfolio risks
Provide practical credit risk advice and respectfully challenge perspectives, enabling informed credit decisions that balance member needs, portfolio quality and organization objectives.
Recognize and communicate cross-sell and referrals opportunities identified in credit applications
Proactively review delinquency, recovery and write-off trends, and recommend initiatives that minimize organizational losses and improve member outcomes
Monitor and evaluate the performance of collection activities; holding the department accountable for results while identifying opportunities for continuous improvement
Proactively identify emerging risks and recommend actions to mitigate
Develop annual plans, departmental goals, and accountability frameworks that align with organizational priorities and drive measurable outcomes
Lead, coach, and develop team members fostering a high-performance and continuously improving culture

Who we are looking for:

You have post-secondary education plus 7-9 years of job-related experience, or an equivalent combination of education or experience
You are an experienced credit risk leader who balances prudent risk management with practical member focused solutions
You have a sound understanding of credit union policies, regulatory requirements and prudent lending practices
You have excellent communication, relationship building, analytical and decision making skills

Why join Stride Credit Union?

We offer an engaging work environment where creativity and autonomy are valued. You will receive a strong compensation package including a competitive salary, eligibility for bonuses and a matched pension plan. You will also receive additional benefits, such as:

Flexible work options, where available
Extended health, dental and vision benefits
Employee banking benefits (including free chequing accounts, low interest credit card and bonus rates on deposit and lending products)
Opportunities for professional development and career growth

This is a hybrid work opportunity, however, some travel to Stride Credit Union branches will be required based on business needs. The successful candidate must live in Manitoba and be willing to work in-branch as required.

If this sounds like something you are up for, we want to hear from you! To apply for this position, please submit your application directly through the Stride Credit Union careers website: tinyurl.com/stridecareers Applications submitted through LinkedIn may not be reviewed. We will review all applications on Friday, October 16th but this posting will remain open until the position is filled.

Stride Credit Union is committed to employing a diverse workforce and encourages all qualified individuals to apply. If you require accommodation related to the materials or activities used throughout the selection process, please let us know. We thank all candidates for their interest, however, only those selected for an interview will be contacted.

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More about this job

Responsibilities

Lead the Credit and Collections Department, overseeing credit application compliance, portfolio risk, collections performance, and adherence to lending policies. Assess significant exposures and emerging risks, advise lending teams, and develop departmental plans while coaching staff and driving measurable improvements.

Requirements

Requires post-secondary education and 7–9 years of related experience, or an equivalent combination of education and experience. Candidates should have credit risk leadership experience, knowledge of credit union policies and regulatory requirements, and strong communication, relationship-building, analytical, and decision-making skills.

Skills

Credit Risk Management
Credit Analysis
Financial Statement Analysis
Portfolio Oversight
Credit Policy Development
Lending Risk Assessment
Collections Management
Loss Prevention
Risk Mitigation
Regulatory Compliance
Decision Making
Communication
Relationship Building
Leadership
Coaching and Development
Continuous Improvement

Benefits

Competitive Salary
Bonus Eligibility
Matched Pension Plan
Flexible Work Options
Extended Health Benefits
Dental Benefits
Vision Benefits
Employee Banking Benefits
Professional Development Opportunities
Career Growth Opportunities

Visa sponsorship

Not detected in the job text

Keywords

Credit Risk
Credit and Collections
Credit Applications
Credit Union
Lending Policies
Credit Concentration Policy
Financial Statements
Risk Models
Banking System Data
Portfolio Oversight
Credit Exposures
Policy Exceptions
Delinquency
Recovery
Write-Offs
Collections Activities
Loss Prevention
Regulatory Requirements
Prudent Lending Practices
Economic Trends
Industry Trends
Cross-Selling
Referrals
Departmental Planning
Performance Accountability
Team Leadership

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