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Stripe

Staff Software Engineer, Payments Intelligence

Toronto, ON, Canada

The annual US base salary range for this role is $224,000 - $406,800. · Full-time

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Job details

Pay: The annual US base salary range for this role is $224,000 - $406,800.
Job type: Full-time
Apply by: Nov 25, 2026
Experience: 10+ years of software engineering experience, including 5+ years of experience in a strategic technical leadership role
Posting language: English
Posted: Oct 26, 2026

Original job description

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.

About The Team

Payment Intelligence is comprised of multiple product teams building AI-first solutions to some of our customers’ biggest challenges, including fraud/abuse (Radar), payment optimizations (AuthBoost), Disputes, Authentication, and merchant analytics. We’re a mix of machine engineering engineers and full-stack software engineers impacting ~every Stripe transaction, creating revenue opportunities for Stripe and our customers, and helping protect the broader ecosystem.

We have the benefit and privilege of working on cutting edge technologies with incredible scale and reach while also working directly with our merchants every day to build the right products for their needs.

What you'll do

As a Staff Engineer on Payment Intelligence, you’ll work across our product portfolio to ensure we’re building in a consistent, efficient, and effective manner. Experience with large, distributed systems on the critical path will help candidates succeed, as will comfort working across the stack and interacting with ML teams and models.

Responsibilities

Define technical strategy for multiple experiences across the Payment Intelligence portfolio, with a focus on quality and performance
Champion a quality-first engineering culture - establish standards, tooling, and processes that make it easy to ship high-quality code at scale
Partner with some of Stripe’s largest merchants to co-build the future of payment-centric intelligence
Partner cross-functionally with product, design, and ML colleagues to ship the very best software possible
Work across the stack - contributing to infrastructure and foundational systems, but also FE, API, and ML-adjacent work.

Minimum Requirements

10+ years of software engineering experience, including 5+ years of experience in a strategic technical leadership role
Experience leading engineering team(s) working on Distributed systems, API design, and user facing products
Proven track record of delivering pragmatic solutions that accelerate business growth
Ability to drive projects at a high-level while also being hands on and contributing directly to technical solutions as necessary
Effective communication skills and a proven ability to work cross-team, cross-org, and cross-functionally.

Preferred Qualifications

Experience with payments systems and/or fraud detection
Familiarity with ML systems in production: model serving, training pipelines, observability, and evaluation
Prior experience with 0-1 product builds: you've started with a blank page and ended with a production system, and you have clear opinions about what makes that process go well or poorly
Experience across a range of software languages and frameworks; our stack includes Java, Ruby, Python, TypeScript, Kafka, Flyte, Airflow, and Mongo.
Experience navigating ambiguity in a fast-moving organization - you can make confident technical decisions with incomplete information and update gracefully when new constraints emerge

In-office expectations

Office-assigned Stripes in most of our locations are currently expected to spend at least 50% of the time in a given month in their local office or with users. This expectation may vary depending on role, team and location. For example, Stripes in Stripe Delivery Center roles in Mexico City, Mexico, Bengaluru, India, and Dublin, Ireland work 100% from the office. Also, some teams have greater in-office attendance requirements, to appropriately support our users and workflows, which the hiring manager will discuss. This approach helps strike a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility when possible.

Pay and benefits

The annual US base salary range for this role is $224,000 - $406,800. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location. Applicants interested in this role and who are not located in the US may request the annual salary range for their location during the interview process.

Additional benefits for this role may include: equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends.

We look forward to hearing from you.

At Stripe, we're looking for people with passion, grit, and integrity. You're encouraged to apply even if your experience doesn't precisely match the job description. Your skills and passion will stand out - and set you apart - especially if your career has taken some extraordinary twists and turns. At Stripe, we welcome diverse perspectives and people who think rigorously and aren't afraid to challenge assumptions. Join us.

Apply now

Please find our California applicant personal information notice here.

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More about this job

Responsibilities

Define technical strategy across Payment Intelligence products and establish standards, tools, and processes that support high-quality software at scale. Partner with merchants and cross-functional teams to build payment intelligence products, contributing across infrastructure, APIs, user-facing software, and machine-learning-adjacent systems.

Requirements

Requires 10+ years of software engineering experience, including 5+ years in strategic technical leadership, with experience leading teams working on distributed systems, API design, and user-facing products. Candidates should have a record of delivering pragmatic business solutions, be able to lead while contributing hands-on, and communicate effectively across teams and functions.

Skills

Technical Strategy
Distributed Systems
API Design
Technical Leadership
Full-Stack Software Engineering
Infrastructure Engineering
Machine Learning Systems
Payment Systems
Fraud Detection
Quality Engineering
Performance Optimization
Cross-Functional Collaboration
Project Leadership
Java
Python
TypeScript

Benefits

Equity
Company Bonus
401(k) Plan
Medical Benefits
Dental Benefits
Vision Benefits
Wellness Stipends

Visa sponsorship

Not detected in the job text

Keywords

Payment Intelligence
Payments
Fraud Detection
Abuse Prevention
Payment Optimization
Disputes
Authentication
Merchant Analytics
Artificial Intelligence
Machine Learning
Distributed Systems
API Design
Technical Strategy
Technical Leadership
Full-Stack Engineering
Infrastructure
Model Serving
Training Pipelines
Observability
Model Evaluation
Java
Ruby
Python
TypeScript
Kafka
Flyte
Airflow
MongoDB
Product Development
Quality Engineering

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