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Added 1 day ago
TU
Associate Recruiter Admissions Advisor
The University of British Columbia
Vancouver, BC
- $5,692.25 to $8,179.5 CAD / month
- Full-time
The Associate Recruiter Admissions Advisor is responsible for the implementation of a comprehensive undergraduate recruitment and admission process to ensure the university achieves new…
Added 1 day ago
RD
Senior Associate
RBC Dominion Securities
Toronto, ON
- Full-time
RBC Dominion Securities is a relationship-focused investment and wealth management firm that consistently ranks #1 in Canada. We are proud of our collaborative, supportive culture that…
Added 1 day ago
TC
Senior Financial Analyst
TJX Canada – Winners, Marshalls, HomeSense
Mississauga, ON
- $76,620 to $107,268 CAD / year
- Full-time
We're looking for a Senior Financial Analyst to drive strategic decision-making across our global supply chain operations. In this high-impact role, you'll partner closely with Supply Chain…
Added 1 day ago
UO
Associate Recruiter Admissions Advisor
University of British Columbia
Vancouver, BC · UBCV | Brock Hall (BRCK)
- $5,692.25 to $8,179.5 CAD / month
- Full-time
The Associate Recruiter Admissions Advisor is responsible for the implementation of a comprehensive undergraduate recruitment and admission process to ensure the university achieves new…
Added 1 day ago
RB
Senior Associate
Royal Bank of Canada
Toronto, ON
- Full-time
RBC Dominion Securities is a relationship-focused investment and wealth management firm that consistently ranks #1 in Canada. We are proud of our collaborative, supportive culture that…
Added 1 day ago
SP
Manager, Global P2C Innovation Readiness & Enablement
Salesforce Partner Canada
Toronto, ON
- Full-time
Are you passionate about planning, coordinating, and delivering training programs tailored to diverse stakeholders? Do you excel at recommending learning interventions based on stakeholder…
Added 1 day ago
SR
Senior Human Resources Advisor
Saskatchewan Research Council (SRC)
Saskatoon, SK
- Full-time
Join SRC at an exciting time of growth and innovation. We are focused on helping Saskatchewan lead in critical minerals, low-carbon energy, climate resilience and future industrial…
Added 1 day ago
TT
Senior Financial Analyst
The TJX Companies, Inc.
Mississauga, ON · CAN Home Office Mississauga ON
- $76,620 to $107,268 CAD / year
- Full-time
We're looking for a Senior Financial Analyst to drive strategic decision-making across our global supply chain operations. In this high-impact role, you'll partner closely with Supply Chain…
Added 1 day ago
Global Mobility Tax - Manager - Montreal
EY
Montreal, QC
We offer a competitive compensation package where you’ll be rewarded based on your performance and recognized for the value you bring to our business. In addition, our Total Rewards package…
Added 1 day ago
R
Senior Associate
RBC
Toronto, ON
- Full-time
RBC Dominion Securities is a relationship-focused investment and wealth management firm that consistently ranks #1 in Canada. We are proud of our collaborative, supportive culture that…
Added 1 day ago
Global Mobility Tax - Manager - Vancouver
EY
Vancouver, BC
We offer a competitive compensation package where you’ll be rewarded based on your performance and recognized for the value you bring to our business. In addition, our Total Rewards package…
Added 1 day ago
Senior Communications Advisor
City of Edmonton
AB
Urban Planning and Economy is looking for two highly creative, strategic, and collaborative Senior Communications Advisors to lead a team of communications professionals in the development…
Added 1 day ago
WM
Key Account Manager (China E-Commerce and Customer Success)
WPIC Marketing + Technologies
Canada
- Full-time
This is not a Sales or Business Development Key Account Manager role. You'll serve as the strategic advisor and primary relationship owner for a portfolio of international brands, helping…
Added 1 day ago
HI
Senior Analyst, Investment Analytics and AI Automation
Hillsdale Investment Management Inc.
Toronto, ON · Greater Toronto Area, Canada
- Full-time
The IIS Team is responsible for creating investment content and institutional deliverables to serve clients and support new business development. Through a solutions-oriented approach, the…
Added 1 day ago
SS
Human Resources Business Partner
Summit Search Group
Regina, SK
- Full-time
Working closely with senior leadership, department leaders, managers, and the HR team, the HRBP serves as a trusted advisor across a broad range of human resources matters. This role…
Added 1 day ago
DI
Counsel, Claims Litigation
Definity Insurance Company
Toronto, ON
- Full-time
Independent carriage of tort litigation files, which includes attending at trials and appeals, contested motions, cross-examinations, examinations for discovery and mediations, preparing…
Added 2 days ago
I
Senior Metallurgist - Kamloops, BC
Intertek
Kamloops, BC
- Full-time
Intertek (BML) is a global leader in the provision of metallurgical testing, process flowsheet development and interpretation of mineralogical analyses. With headquarters in, Kamloops, BC,…
Added 2 days ago
EI
Senior Terrestrial Biologist / Ecologist
Egis in Canada
Mississauga, ON
- $120,000 to $135,000 CAD / year
- Full-time
We are seeking a Senior Terrestrial Biologist or Ecologist for our Ecological Services Team in Mississauga. The successful candidate will be involved in a variety of monitoring and…
Added 2 days ago
CH
Manager
Covenant Health Canada
AB · Edmonton, AB
- Full-time
You are a collaborative leader who is energized by advancing research and innovation. You bring both strategic vision and operational excellence, enabling researchers and clinicians to…
Added 2 days ago
MU
HR Partner JO 79249
McMaster University
Hamilton, ON
- Contract
The HR Partner provides a full range of Human Resources management services and support to the one or more clinical departments within the Faculty of Health Sciences to optimally support…
Added 2 days ago
W
Senior Strategy Advisor
WorkSafeBC
Richmond, BC
- Full-time
…consultant looking to make a meaningful impact? We are seeking a Senior Strategy Advisor within the Office of Strategy Management to serve as a trusted advisor to senior leadership, helping…
Added 2 days ago
MC
Manager, Revenue Accounting & Reporting
Make-A-Wish Canada
Pickering, ON
- Full-time
Oversee the management of all revenue data to produce relevant, accurate and timely monthly revenue reporting to support senior leadership decision making:
Added 2 days ago
SL
AVP, Corporate Underwriting Risk & Governance
Sun Life
Toronto, ON · ON · Ontario Telecommuters
- Full-time
When you join Sun Life, you'll work with passionate colleagues and empowering leaders who support your growth and celebrate your contributions, so you can make a meaningful difference in…
Added 2 days ago
D
Vice President (Manager), M&A Corporate Finance
Deloitte
Toronto, ON
- Full-time
With the support of Analysts and Senior Associates, lead the preparation of market documents, including pitch materials, confidential offering memoranda, management & board presentations
Added 2 days ago
C
Business Planning Consultant
Co-operators
Moncton, NB · Guelph, ON · Toronto, ON · Burlington, ON
- Full-time
…their books of business, providing growth recommendations, and contract management activities. This role encompasses extensive research, strategic development, and collaboration with…

Sun Life

AVP, Corporate Underwriting Risk & Governance

Toronto, ON, Canada
ON, Canada
Ontario Telecommuters, Canada

Full-time

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Job details

Job type: Full-time
Apply by: Nov 9, 2026
Experience: Minimum 15 years of progressive life and health underwriting experience.
Posting language: English
Posted: Oct 23, 2026

Original job description

You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do.

At Sun Life, we're driven by our Purpose: helping our Clients achieve lifetime financial security and live healthier lives. Our values shape how we work: caring, authentic, bold, inspiring, and impactful.

When you join Sun Life, you'll work with passionate colleagues and empowering leaders who support your growth and celebrate your contributions, so you can make a meaningful difference in our Clients' lives.

Discover how you can make a difference in the lives of individuals, families and communities around the world.

Job Description:

About the Role

The Corporate AVP, Underwriting Risk & Governance is accountable for maintaining the organization's underwriting philosophy, risk appetite, technical standards, and governance framework across all life and health insurance businesses. The role serves as a corporate risk subject matter expert on mortality, morbidity, product, underwriting, and fraud risks, providing underwriting risk management guidance to business units globally, with particular emphasis on emerging risks, high-net-worth markets, and the impact of underwriting and product design decisions on long-term business performance.

The incumbent will lead the evaluation and approval of underwriting and product-related risk initiatives, assess the mortality and morbidity implications of underwriting requirement changes, product innovations, and distribution strategies, and ensure alignment with corporate risk management objectives, with primary focus on our Asia business units and Private Wealth business. The role provides technical leadership to underwriters and input to actuarial, product development, and risk management teams on underwriting-specific risk while championing sound underwriting practices, risk governance, and sustainable growth.

Operating in a highly collaborative, consultative, and project-oriented environment, the Corporate AVP, Underwriting Risk & Governance will lead complex initiatives across the Asia business units and jurisdictions, influence business unit underwriting leadership and risk management decision-making, and represent the organization on underwriting and insurance industry matters under the direction of the Corporate Chief Underwriter.

Key Responsibilities

Enterprise Underwriting Governance

Support and champion corporate underwriting philosophy, risk appetite, and underwriting governance standards.
Provide enterprise oversight of underwriting practices across life, health, critical illness, disability, and medical reimbursement products.
Evaluate proposed changes to underwriting requirements, underwriting evidence, accelerated underwriting programs, automation initiatives, and digital underwriting solutions.
Assess and communicate the mortality and morbidity implications associated with underwriting and product design changes.

Mortality and Morbidity Risk Management

Evaluate mortality and morbidity risks associated with existing and proposed products, underwriting methodologies, and distribution strategies.
Assess the impact of product features, underwriting evidence requirements, and benefit structures on expected mortality and morbidity outcomes.
Partner with actuarial, product, and risk management teams to monitor emerging experience trends and recommend mitigation strategies.
Provide technical leadership on mortality and morbidity risk management across multiple markets.

Product and Anti-Selection Risk Assessment

Assess product design features for anti-selection, fraud, claims, and sustainability risks.
Identify underwriting controls, medical requirements, and risk management measures necessary to mitigate adverse selection and fraud exposure.
Provide risk guidance during new product development and product enhancement activities.
Evaluate the potential impact of product design changes on underwriting outcomes and claims experience.

Fraud Risk Oversight

Identify emerging fraud risks and vulnerabilities within underwriting and product frameworks.
Recommend underwriting, medical, and operational controls designed to mitigate fraud exposure.
Partner with claims, investigations, and risk management teams to identify trends and strengthen preventive measures.

High-Net-Worth and Complex Risk Expertise

Provide technical leadership on high-net-worth and Private Wealth underwriting practices, particularly within Asian markets.
Evaluate large face amount and complex financial underwriting cases.
Monitor market developments and emerging risk trends impacting high-net-worth and Private Wealth business.
Support business units in developing prudent underwriting strategies for complex and high-exposure risks.

Retention and Reinsurance Management

Provide leadership and guidance regarding retention management practices.
Evaluate retention limits, concentration risk, and reinsurance effectiveness.
Partner with reinsurance stakeholders as permitted to ensure alignment between underwriting strategies and risk transfer objectives.

Strategic Leadership

Lead complex cross-functional underwriting initiatives involving multiple business units, jurisdictions, and product lines.
Influence senior leaders and business partners on underwriting, mortality, morbidity, and product risk matters.
Provide strategic recommendations balancing growth opportunities with responsible risk management.
Serve as a trusted advisor to the Corporate Chief Underwriter on emerging underwriting and insurance risks.

Technical Thought Leadership

Research emerging medical, underwriting, product, and industry developments.
Participate in the development and maintenance of underwriting manuals, medical guidelines, and risk assessment standards.
Translate emerging medical evidence and industry research into practical underwriting guidance.
Represent the organization externally through industry associations, conferences, forums, and professional organizations.

What you'll need to succeed

Minimum 15 years of progressive life and health underwriting experience.
Minimum 5 years holding an individual underwriting approval authority of at least $30 million (preferred).
Significant experience assessing complex mortality and morbidity risks.
Experience underwriting high-net-worth and large face amount business, including exposure to Asian insurance markets.
Demonstrated experience evaluating underwriting implications of life, health, disability, critical illness, hospital indemnity, and medical reimbursement products.
Proven experience leading complex underwriting, governance, or risk initiatives across multiple business units or jurisdictions.
Experience working with reinsurance and retention management frameworks.
Experience developing underwriting philosophy, guidelines, manuals, and risk governance standards.
Proven ability to influence business risk management and underwriting leaders.
Strong strategic thinking and risk assessment capabilities.
Exceptional communication, presentation, and stakeholder management skills.
Ability to work independently with minimal direction while managing multiple concurrent priorities.
Strong collaboration skills with the ability to drive alignment across diverse stakeholders.
Comfortable operating in a dynamic environment focused on governance, consultation, project leadership, innovation, and enterprise risk oversight rather than production underwriting activities.

Preferred Designations

FALU
FLMI
Additional designations in risk management, supplemental health, or related disciplines.

What's in it for you

Being a member of the Sun Life family, a group of people united by our Purpose: to help Clients and Employees achieve lifetime financial security and live healthier lives.
In 2024, Sun Life ranked among the top 100 most sustainable global corporations by Corporate Knights for the 15th consecutive year, leading Canadian insurers.
We are proud to be on the 2024 Best Workplaces in Canada list by Great Place to Work.
We’re also listed as one of the Best Workplaces for Women and Best Workplaces with Most Trusted Executive Teams.
Our unique Sabbatical Program gives you the opportunity to take up to 6 weeks off, every five years.
Care Days available for self-care or care of others (i.e., family or others you may support) and Sick Days to support your well-being.

The Base Pay range is for the primary location for which the job is posted. It may vary depending on the work location of the successful candidate or other factors. In addition to Base Pay, eligible Sun Life employees participate in various incentive plans, payment under which is discretionary and subject to individual and company performance. Certain sales focused roles have sales incentive plans based on individual or group sales results.

Diversity and inclusion have always been at the core of our values at Sun Life. A diverse workforce with wide perspectives and creative ideas benefits our Clients, the communities where we operate and all of us as colleagues. We welcome applications from qualified individuals from all backgrounds.

Persons with disabilities who need accommodation in the application process, or those needing job postings in an alternative format, may e-mail a request to thebrightside@sunlife.com.

We are proud to be a hybrid organization that offers our employees the choice and flexibility to work from both the office and virtually based on the needs of the business, our Clients and you.

We may use artificial intelligence to support candidate sourcing, screening, interview scheduling.

We thank all applicants for showing an interest in this position. Only those selected for an interview will be contacted.

Salary Range:

155,000/155 000 - 225,000/225 000

Job Category:

Underwriting - Individual

Posting End Date:

08/11/2026

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More about this job

Responsibilities

The AVP of Corporate Underwriting Risk & Governance is responsible for maintaining the organization's underwriting philosophy, risk appetite, and governance framework across global life and health insurance businesses. This role provides technical leadership on mortality, morbidity, and product risks while driving complex cross-functional initiatives to ensure sustainable growth.

Requirements

Candidates must possess at least 15 years of progressive life and health underwriting experience, including significant expertise in high-net-worth and complex risk assessment. A proven track record of leading underwriting governance initiatives and influencing senior stakeholders is essential for this role.

Skills

Corporate Underwriting
Risk Governance
Mortality Risk Management
Morbidity Risk Management
High-Net-Worth Underwriting
Financial Underwriting
Reinsurance Management
Strategic Leadership
Stakeholder Management
Product Risk Assessment
Fraud Risk Oversight
Technical Underwriting
Risk Appetite Frameworks
Regulatory Compliance
Data Analysis

Benefits

Sabbatical Program
Care Days
Sick Days
Incentive plans

Visa sponsorship

Not detected in the job text

Keywords

Underwriting
Risk Management
Governance
Mortality
Morbidity
Life Insurance
Health Insurance
High-Net-Worth
Private Wealth
Reinsurance
FALU
FLMI
Compliance
Strategic Planning
Fraud Prevention
Product Development
Actuarial
Risk Appetite
Underwriting Manuals
Digital Underwriting
Anti-Selection
Retention Management
Stakeholder Management
Financial Underwriting
Asia Markets

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