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Added 1 min ago
TS
Associate – Payables and Receivables Product Management, Transaction Banking Product
TD Securities
Toronto, ON
- Full-time
…Markets (GM) that collaborate to provide high quality integrated financial…
Added 31 mins ago
NB
Advisor, AAF Group and CDC
National Bank of Canada
Montreal, QC
- Full-time
Possess knowledge of financial services, Capital Markets, and related regulatory requirements.
Added 31 mins ago
NB
Associate
National Bank of Canada
Sorel-Tracy, QC
- Full-time
National Bank Financial – Wealth Management is the fifth largest investment brokerage firm in Canada. We have close to 1,000 investment advisors who manage the assets of more than 400,000…
Added 31 mins ago
UT
Finance Project Manager # 26-23962
US Tech Solutions
Montreal, QC
- $80 USD / hour
- Contract
Minimum 8-10 years of related experience, preferably within Financial Services Industries in international environments
Added 31 mins ago
NB
Banking Advisor D
National Bank of Canada
Montreal, QC
- Full-time
Added 31 mins ago
NB
Banking Advisor
National Bank of Canada
Montreal, QC
- Full-time
Added 1 hour ago
HP
Project Manager
Hartree Partners
Toronto, ON
- Full-time
…supporting key Finance functions, including Credit, Treasury, Financial Planning & Analysis (FP&A), Tax, Accounting, and Financial Reporting. The IT Project Manager will serve as a critical…
Added 2 hours ago
PV
Hospital Manager
P3 Veterinary Partners
Timmins, ON
- Internship
Collaborate with Department Leads to set individual and Hospital non-financial performance goals. These include specific patient care and client experience metrics
Added 2 hours ago
W
Business Intelligence Analyst
Wiraa
Canada
- Full-time
…monthly management insights related to performance opportunities, financial rate and volume variance analysis, and resource allocation. The role also involves understanding regulatory…
Added 2 hours ago
M
Staff Data Engineer
MeeruAI
Canada
- Full-time
…finance and accounting teams operate. We connect to enterprise financial systems - ERPs, CRMs, billing platforms, HRIS - and apply machine learning to turn fragmented operational data into…
Added 2 hours ago
PG
Financial Accountant
PLC Group
Mississauga, ON
- Full-time
PLC Group is seeking a detail-oriented, hands-on Accountant to support Canadian finance operations and international business units. Reporting to the Financial Controller, you will manage…
Added 2 hours ago
T
Associate, Transaction Banking Product Development
TD
Toronto, ON
- Full-time
…Markets (GM) that collaborate to provide high-quality integrated financial…
Added 2 hours ago
T
Associate – Payables and Receivables Product Management, Transaction Banking Product
TD
Toronto, ON
- Full-time
…Markets (GM) that collaborate to provide high quality integrated financial…
Added 3 hours ago
SE
Director of Assurance | Principal-Level Candidates Welcome | Partnership Track
Smart4 Energy
Ottawa, ON
- Full-time
Review complex engagement files, financial statements and related reporting.
Added 3 hours ago
NA
FINANCIAL MANAGEMENT ANALYST
Naval Air Warfare Center Training Systems Division (NAWCTSD)
Cherry Point, AB
- Full-time
You will perform comprehensive financial management analysis supporting all phases of budget formulation, justification, execution, and financial operations for organizational programs and…
Added 3 hours ago
SA
Restaurant Operations Manager
SSP America
Mississauga, ON
- Internship
…Restaurant General Managers accountable for operational excellence, financial performance, and brand…
Added 4 hours ago
Student, Business/ Commerce, Accounting, Finance, Calgary (May 2027)
Cenovus Energy
Calgary, AB
Assist in the preparation of external and legal entity financial documents for regulatory bodies and other stakeholders.
Added 4 hours ago
BF
financial accountant
Bevo Farms Ltd
Langley (District), BC · Langley, BC
- Full-time
Added 4 hours ago
CO
City Manager
City of Bixby
Montreal, QC · Urban agglomeration of Montreal, QC
- Full-time
To keep the council fully advised as to the financial condition of the city, both present and future.
Added 4 hours ago
SM
Manager, Finance, Performance & Analytics
Stevenson Memorial Hospital
Alliston, ON
- Full-time
Reporting to the Vice President, Corporate Services & Chief Financial Officer, the Manager, Finance, Performance and Analytics supports the hospital's strategic objectives, performance…
Added 5 hours ago
L&
Capital Raising & Investor Relations Associate
Life & Me
ON · Ontario, Canada
- Full-time
Support financial research, market analysis, company valuation materials, and investor due diligence.
Added 5 hours ago
MS
Onboarding Engagement Project Manager, AVP
Morgan Stanley
Calgary, AB
- Full-time
…division of Morgan Stanley Wealth Management, provides workplace financial solutions that build employee financial confidence, foster loyalty and help our corporate clients attract and…
Added 5 hours ago
CA
Loan Administrator
Crédit Agricole CIB
Montreal, QC
- Full-time
…Compliance policies and procedures as issued from time to time; Financial Security requirements, including, but not limited to, the prevention of Financial Crime and Fraud including…
Added 5 hours ago
HT
Manager, Internal Controls
Husky Technologies
Bolton, ON
- Full-time
…Internal Controls will play a critical role in Husky’s global financial reporting. This includes the design and improvement of new and existing internal controls over financial reporting,…
Added 5 hours ago
HT
Internal Auditor (Business Control & IT)
Husky Technologies
Bolton, ON
- Full-time
The Internal Auditor is responsible for identifying, assessing, and evaluating business, financial, operational, and information technology risks across the organization. The role supports…

Sun Life

Senior Underwriter

AB, Canada
BC, Canada
MB, Canada
NB, Canada
NS, Canada
Toronto, ON, Canada
Waterloo, ON, Canada
ON, Canada
Montreal, QC, Canada
Quebec, QC, Canada
SK, Canada
Sun Life Montreal Metcalfe, Canada

Hybrid

Full-time

Apply About employer

Applications open in a new tab.

Job details

Job type: Full-time
Workplace: Hybrid
Apply by: Nov 19, 2026
Experience: At least 3 years of experience as an individual life insurance underwriter
Posting language: English
Posted: Oct 21, 2026

Original job description

You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do.

At Sun Life, we're driven by our Purpose: helping our Clients achieve lifetime financial security and live healthier lives. Our values shape how we work: caring, authentic, bold, inspiring, and impactful.

When you join Sun Life, you'll work with passionate colleagues and empowering leaders who support your growth and celebrate your contributions, so you can make a meaningful difference in our Clients' lives.

Discover how you can make a difference in the lives of individuals, families and communities around the world.

Job Description:

Location: Hybrid, Work from Home

As a Senior Underwriter, you will join one of Canada’s largest insurers. We are recognized not only for our strength in the market, but also for our commitment to our employees. We offer various paths for advancement, including individual life insurance, health insurance, risk management, people management, innovation, and field sales. In addition, we have a strong mentorship program so you can learn from other experienced underwriters.

If you’re ready to take the next step in your career journey, while being supported in an environment that values it’s people, their ambitions, and expertise, this is where you belong.

Life is brighter under the sun

By joining our team at Sun Life, you can expect:

A hybrid work environment, offering you the best of in-office collaboration and the flexibility of working from home
Flexible benefits from your first day, meeting your needs and those of your loved ones
Our share ownership program and pension plan give you the opportunity to invest in Sun Life through company matching contribution opportunities
An annual bonus based on company performance and individual performance
Paid vacation based on experience, 5 care days available to take care of yourself or others (e.g., your family or others you may support), and 10 personal sick days to support your well-being
Our unique sabbatical program gives you the opportunity to take up to 6 weeks of leave every 5 years
An investment in non-profit organizations that matter to you
A maternity/paternity leave salary top-up program so you can focus on your growing family

What will you do?

Analyze medical, personal, and financial information to assess eligibility for life insurance and critical illness insurance applications, relying on quantitative and qualitative data to make informed decisions
Assess and classify risk using underwriting guidelines and your professional judgment; obtain additional information (e.g., medical evidence) or refer files as needed
Make timely and well-founded decisions within your authority and submit files that exceed those limits for co-signature
Collaborate with reinsurers to negotiate the best possible outcomes for complex or adverse decisions
Engage internal partners, business leaders, and advisors to deliver an advisor- and client-focused experience grounded in expertise, empathy, and trust
Communicate decisions clearly and confidently to advisors and, when necessary, to clients’ physicians - explaining the rationale in a respectful, transparent, and easy-to-understand way
Respond to inquiries from advisors and managing general agents while protecting confidentiality
Document decisions and related rationales, ensuring notes are clear and concise and demonstrate a thoughtful assessment of risk
Promote continuous improvement by identifying opportunities to improve underwriting quality, efficiency, and consistency. Also contribute ideas that support innovation, automation, and better outcomes for clients, advisors, and Sun Life
Maintain strong medical knowledge and stay current on underwriting approaches, trends, and risk factors

What do you need to succeed?

At least 3 years of experience as an individual life insurance underwriter
Existing signing authority in life insurance and critical illness insurance
Analytical skills, judgment, problem solving, and decision making
Influencing and negotiation skills
Knowledge of medicine and risk factors
Service-oriented attitude and interpersonal skills allowing you to work collaboratively with our internal and external partners
Demonstrated ability to meet tight deadlines and work under pressure while prioritizing multiple tasks
Specialized training: ALU certificate (or commitment to obtain it), with the goal of obtaining the Fellow, Academy of Life Underwriting (FALU) and Fellow, Life Management Institute (FLMI) designations
As this position is posted in several locations, we specify that bilingualism (French, English, both oral and written) is required for Quebec only for the frequent interactions with English and French-speaking colleagues or internal partners across Canada or worldwide

When a new position becomes available which matches your background and experience, the base pay range will be disclosed and correspond to the opportunity Sun Life will consider you for.

In addition to Base Pay, eligible Sun Life employees participate in various incentive plans, payment under which is discretionary and subject to individual and company performance. Certain sales focused roles have sales incentive plans based on individual or group sales results.

Diversity and inclusion have always been at the core of our values at Sun Life. A diverse workforce with wide perspectives and creative ideas benefits our Clients, the communities where we operate and all of us as colleagues. We welcome applications from qualified individuals from all backgrounds.

Persons with disabilities who need accommodation in the application process, or those needing job postings in an alternative format, may e-mail a request to thebrightside@sunlife.com.

We are proud to be a hybrid organization that offers our employees the choice and flexibility to work from both the office and virtually based on the needs of the business, our Clients and you.

We may use artificial intelligence to support candidate sourcing, screening, interview scheduling.

We thank all applicants for showing an interest in this position. Only those selected for an interview will be contacted.

Job Category:

Underwriting - Individual

Posting End Date:

18/11/2026

Apply About employer

More about this job

Responsibilities

Assess life and critical illness insurance applications by analyzing medical, personal, and financial information, classifying risk, and making timely decisions within signing authority. Collaborate with reinsurers, advisors, and internal partners; communicate and document decisions; and identify improvements to underwriting quality, efficiency, and consistency.

Requirements

Requires at least three years of individual life insurance underwriting experience, existing signing authority for life and critical illness insurance, and strong analytical, judgment, negotiation, communication, and medical risk assessment skills. Requires an ALU certificate or commitment to obtain it, with the goal of earning FALU and FLMI designations; French and English bilingualism is required only for Quebec-based positions.

Skills

Life Insurance Underwriting
Critical Illness Insurance Underwriting
Risk Assessment
Medical Knowledge
Financial Analysis
Analytical Skills
Professional Judgment
Problem Solving
Decision Making
Influencing
Negotiation
Communication
Confidentiality
Time Management
Prioritization
Continuous Improvement

Benefits

Flexible Benefits
Share Ownership Program
Pension Plan
Annual Bonus
Paid Vacation
Care Days
Personal Sick Days
Sabbatical Leave
Maternity/Paternity Leave Salary Top-Up

Visa sponsorship

Not detected in the job text

Keywords

Individual Life Insurance
Critical Illness Insurance
Underwriting
Risk Assessment
Risk Classification
Medical Evidence
Medical Risk Factors
Financial Information
Signing Authority
Reinsurance
Underwriting Guidelines
ALU Certificate
FALU
FLMI
Advisor Relations
Managing General Agents
Confidentiality
Underwriting Quality
Process Improvement
Automation

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