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Added 13 mins ago
FC
Senior DevSecOps Engineer
Fintel Connect
Vancouver, BC
- Full-time
…available cloud infrastructure that supports Fintel Connect's business…
Added 13 mins ago
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Senior Advisor, Management information
Desjardins
Aurora, ON · Mississauga, ON · Levis, QC · Montreal, QC
- Full-time
As a senior management information advisor, you help extract data and produce reports and indicators for the organization by developing and administering information systems. You analyze…
Added 13 mins ago
D
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Desjardins
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- Full-time
As a senior business strategy advisor, you help develop plans and business intelligence; monitor business plans and performance; set targets; identify opportunities to improve service…
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- Full-time
As part of the Clinical Services department, this position will also serve as a clinical advisor to the organization and provide leadership to ESC to ensure innovation amongst a competitive…
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Toronto, ON
- Full-time
Build strong partnerships with key customer stakeholders and become a trusted advisor for strategic business initiatives.
Added 28 mins ago
BG
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Financial Advisor - future opportunity, Humboldt, SK
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Developing, retaining and growing the branch business by delivering against individual and team sales goals that support a positive customer experience
Added 28 mins ago
Financial Advisor - future opportunity, Winnipeg area
Scotiabank
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Wealth Management Intern (Student/New Grad)
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Calgary, AB · Vancouver, BC
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Added 28 mins ago
Senior Policy Advisor
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…development and decisions to ensure optimal integration of business goals and ministry…
Added 28 mins ago
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- Part-time
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Added 28 mins ago
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Services Lead, Stores - Full Time
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- $22.85 to $28.55 CAD / hour
- Full-time
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Added 28 mins ago
Territory Account Manager V
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Added 43 mins ago
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Product Owner - Asset Management, Temporary
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Added 43 mins ago
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Agent de liaison médicale, Néphrologie / Medical Science Liaison, Nephrology
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Added 43 mins ago
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Account Director
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Added 43 mins ago
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National Senior Manager, Enterprise Employee Relations
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- $134,000 to $176,000 CAD / year
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Added 43 mins ago
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Director, Real Estate
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As a Director with the Real Estate team, you will be responsible for business development and management of a portfolio of commercial real estate clients, with a primary focus on providing…
Added 43 mins ago
VE
Account Manager - Chemical Water Treatment Solutions
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…transformation. Within this framework, Veolia's Water Tech Business brings together a dedicated team of experienced professionals committed to tackling the world’s most complex challenges…
Added 43 mins ago
AY
Client Services Coordinator (CAN)
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AB · Edmonton, AB
- Full-time
…enormous positive impact on people’s lives – and we’re in the business of making spaces and places work better for people. Our purpose is to create real economic, social and environmental…
Added 43 mins ago
HG
H&M Sales Advisor
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Sunlife Québec

Underwriting Consultant

Quebec, QC, Canada

Hybrid

Full-time

Apply About employer

Applications open in a new tab.

Job details

Job type: Full-time
Workplace: Hybrid
Apply by: Nov 13, 2026
Experience: Minimum 7 years of experience as an Individual Life Underwriter
Posting language: English
Posted: Oct 6, 2026

Original job description

You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do.

At Sun Life, we're driven by our Purpose: helping our Clients achieve lifetime financial security and live healthier lives. Our values shape how we work: caring, authentic, bold, inspiring, and impactful.

When you join Sun Life, you'll work with passionate colleagues and empowering leaders who support your growth and celebrate your contributions, so you can make a meaningful difference in our Clients' lives.

Discover how you can make a difference in the lives of individuals, families and communities around the world.

Job Description:

Location: hybrid, work from home

As an Underwriting Consultant, you’ll be joining one of Canada’s top insurers. We’re known for not only our strength in the market, but our commitment to our people. Underwriting goes beyond risk assessments here. We’re focused on making thoughtful, well-informed decisions that provide financial security to Canadians and their loved ones.

By joining Sun Life, you become part of a high-performing team, led by passionate professionals with extensive experience in the field, industry knowledge, and a passion for mentorship. Our continuous learning pathways and skills development opportunities ensure endless growth for you as you advance in your career. We offer various progression paths including individual life, health insurance, risk management, people management, innovation, and field sales.

If you’re ready to take the next step in your career journey - supported in an environment that values its people, their ambitions, and expertise - this is where you belong.

Life’s brighter under the sun

Joining our team at Sun Life means you can expect:

A hybrid working environment, giving you the best parts of in-office collaboration and work from home flexibility
Flexible Benefits from the day you join, meeting the needs of you and your loved ones
Our stock ownership program and pension plan give you the chance to invest in Sun Life with company matching opportunities
An annual bonus based on company and individual performance
Paid vacation based on experience, 5 care days available for self-care or care of others (e.g. family or others you may support) and 10 personal illness days to support your well-being
Our unique sabbatical program gives you the opportunity to take up to 6 weeks off, every 5 years
Investment in not-for-profit organizations that are important to you
Maternity/Paternity top-up program so you can focus on your growing family

What will you do?

Analyze medical, personal, and financial information to assess eligibility for Life and Critical Illness insurance applications, leveraging quantitative and qualitative data to inform sound decisions.
Assess and classify risk using underwriting guidelines and professional judgement; gather additional information (e.g., medical evidence) or refer cases as required.
Make timely, well-reasoned decisions within your authority limits and submit cases exceeding limits for co-sign.
Partner with reinsurers to negotiate optimal outcomes on complex or unfavourable decisions.
Engage internal partners, business leaders, and advisors to deliver an advisor and Client-centric experience grounded in expertise, empathy, and trust.
Communicate decisions clearly and confidently to advisors and (as required) Clients’ physicians - explaining rationale in a way that is respectful, transparent, and easy to understand.
Respond to inquiries from advisors and general agents while protecting confidentiality.
Document decisions and supporting rationale, ensuring clear, concise notes that demonstrate thoughtful risk evaluation.
Drive continuous improvement by identifying opportunities to enhance underwriting quality, efficiency, and consistency. Also contribute ideas that support innovation, automation, and better outcomes for Clients, advisors and Sun Life.
Maintain strong medical knowledge and stay current on underwriting approaches, trends, and risk factors
Embrace new tools and technology to improve efficiency and accuracy.

What do you need to succeed?

Minimum 7 years of experience as an Individual Life Underwriter
Existing life and critical illness signing authorities
Analytical, judgement, problem-solving and decision-making skills
Influencing and negotiation skills
Knowledge of medicine and risk factors
Service-oriented attitude with interpersonal skills to work collaboratively with our internal and external partners
Proven ability to meet tight deadlines and work under pressure while prioritizing multiple tasks
Specialized training: ALU certificate (or commitment to obtain), with a goal of attaining the Fellow, Academy of Life Underwriting (FALU) and Fellow, Life Management Institute (FLMI) designations
As this position is posted in several locations, we specify that bilingualism (French, English, both oral and written) is required for Quebec only for the frequent interactions with English and French-speaking colleagues or internal partners across Canada or worldwide.

When a new position becomes available which matches your background and experience, the base pay range will be disclosed and correspond to the opportunity Sun Life will consider you for.

In addition to Base Pay, eligible Sun Life employees participate in various incentive plans, payment under which is discretionary and subject to individual and company performance. Certain sales focused roles have sales incentive plans based on individual or group sales results.

Diversity and inclusion have always been at the core of our values at Sun Life. A diverse workforce with wide perspectives and creative ideas benefits our Clients, the communities where we operate and all of us as colleagues. We welcome applications from qualified individuals from all backgrounds.

Persons with disabilities who need accommodation in the application process, or those needing job postings in an alternative format, may e-mail a request to thebrightside@sunlife.com.

We are proud to be a hybrid organization that offers our employees the choice and flexibility to work from both the office and virtually based on the needs of the business, our Clients and you.

We may use artificial intelligence to support candidate sourcing, screening, interview scheduling.

We thank all applicants for showing an interest in this position. Only those selected for an interview will be contacted.

Job Category:

Underwriting - Individual

Posting End Date:

23/11/2026

Apply About employer

More about this job

Responsibilities

Evaluate life and critical illness insurance applications by analyzing medical, personal, and financial information, classifying risk, and making or escalating decisions within signing authority. Communicate and negotiate underwriting decisions with advisors, reinsurers, and internal partners, document rationale, and contribute to improvements in underwriting quality, efficiency, and technology use.

Requirements

Requires at least seven years of individual life underwriting experience, existing life and critical illness signing authorities, and strong analytical, judgment, decision-making, negotiation, and interpersonal skills. An ALU certificate is required or must be pursued, with the goal of earning FALU and FLMI designations; French and English bilingualism is required only for Quebec positions.

Skills

Life Insurance Underwriting
Critical Illness Underwriting
Risk Assessment
Medical Knowledge
Financial Analysis
Analytical Skills
Professional Judgment
Problem-Solving
Decision-Making
Negotiation
Influencing
Client Service
Communication
Confidentiality
Time Management
Process Improvement

Benefits

Hybrid Work Environment
Flexible Benefits
Stock Ownership Program
Pension Plan
Annual Performance Bonus
Paid Vacation
Care Days
Personal Illness Days
Sabbatical Program
Charitable Giving Support
Maternity and Paternity Top-Up Program

Visa sponsorship

Not detected in the job text

Keywords

Individual Life Underwriting
Life Insurance
Critical Illness Insurance
Underwriting Guidelines
Risk Assessment
Medical Evidence
Medical Risk Factors
Financial Information
Signing Authority
Reinsurance
Risk Management
ALU Certificate
FALU
FLMI
Advisor Relations
Client-Centric Service
Confidentiality
Underwriting Documentation
Process Improvement
Automation
Underwriting Technology
Quantitative Analysis
Qualitative Analysis

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