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Added 6 mins ago
Economic Development Officer
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Actuarial Analyst II

Toronto, ON, Canada

$85,000 - $110,000 CAD · Full-time

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Job details

Pay: $85,000 - $110,000 CAD
Job type: Full-time
Apply by: Nov 6, 2026
Posting language: English
Posted: Nov 2, 2026

Original job description

Work Location:

Toronto, Ontario, Canada

Hours:

Line of Business:

Data & Analytics

Pay Details:

$85,000 - $110,000 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

TD Insurance is part of TD Bank Group, one of Canada’s largest financial institutions. TD Insurance helps protect clients from the ‘accidents of life’ with a wide range of products including credit protection, life, health, travel, home and auto insurance. With more than three million clients, TD Insurance authorized products and services are available online, over the phone, and through a network of more than 1,000 TD Canada Trust branches.

In Canada, we have two lines of business, General Insurance and Life and Health. Our General Insurance business is one of the top home and auto insurance groups in Canada and the national leader in group insurance and affinity marketing. Our Life and Health business is the number one provider of critical illness insurance and direct life and health insurance in Canada.

At TD Insurance, we are committed to fostering an inclusive, accessible environment. With a Canada-wide workforce of over 4,000 employees and offices in Atlantic Canada, Quebec, Ontario and Alberta, our company is always growing and can help you to grow. TD Insurance offers a stable and dynamic work environment where talent is appreciated and professional development is taken seriously. More than just a job, we offer rewarding careers.

Job Description

GI Pricing oversees the overall pricing strategy of general insurance products that aligns with TD Insurance's business objectives in compliance with jurisdictional premium regulations. Pricing is a determining component of our home and auto insurance products that cater to direct and affinity markets.

Reporting to the Pricing Manager, the Actuarial Analyst plays a key role in the end-to-end execution of pricing strategies and rate changes. The Analyst contributes to the on-going and future success of the company may it be through the establishment of pricing strategies for all products and insurers for a given region, the development of models, methodologies and tools, the monitoring and measurement of rate levels and effectiveness though rate-indication activities, and/or the execution of planned pricing and business initiatives utilizing best governance practices.

Responsibilities

Determine the rating level and classification criteria required to reach growth and profitability objectives;
Develop pricing strategies aligned to GI Product business plans and Affinity Market Group objectives;
Work with rating algorithms, factors, classification inputs and associated processes necessary to analyze, monitor, propose change, and implement changes to our pricing systems;
Partake in the preparation and execution of regulatory rate change submissions;
Liaise with internal and external partners and stakeholders and contribute to building and maintaining those relationships;
Support our business partners for pricing related issues;
Support junior team members;
Contribute to the team’s innovation culture to allow to further enhance pricing capabilities and better support business objectives

Job Requirements

Three to five years of actuarial experience in Property & Casualty
Bachelor degree in Actuarial Sciences or related field
ACAS near completion or at least six Casualty Actuarial Society professional exams (preferred)
Excellent knowledge of Excel
Proficiency and interest for programming, notably SAS, VBA, R, Python
Predictive modeling is a large asset
Advanced analytical, decision-making and problem solving skills
Client-focused and aptitude for teamwork with solid organizational and communications skills
Autonomous and perseverant; shows initiative and creativity in their work
Recognized for their thoroughness and the quality of their work

Who We Are:

As part of TD Bank Group, one of Canada's largest financial institutions, at TD Insurance, we care for Canadian families, making it easy to get the best advice, protection, and support in their moments of need, always.

TD Insurance offers a wide range of products, including General Insurance and Life and Health. Everyday, we strive to make every interaction, product and experience remarkably human and refreshingly simple for more than four million customers who count on us.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet

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More about this job

Responsibilities

The Actuarial Analyst plays a key role in the end-to-end execution of pricing strategies and rate changes for general insurance products. Responsibilities include developing pricing models, monitoring rate effectiveness, and ensuring compliance with jurisdictional regulations.

Requirements

Candidates must have three to five years of actuarial experience in Property & Casualty and a bachelor degree in Actuarial Sciences or a related field. Proficiency in programming languages like SAS, VBA, R, or Python and progress toward ACAS certification are highly preferred.

Skills

Actuarial analysis
Property & Casualty insurance
Pricing strategy
Excel
SAS
VBA
R
Python
Predictive modeling
Analytical skills
Decision-making
Problem solving
Communication skills
Regulatory rate submissions
Rating algorithms

Benefits

Health and well-being benefits
Savings and retirement programs
Paid time off
Banking benefits and discounts
Career development
Reward and recognition programs

Visa sponsorship

Not detected in the job text

Keywords

Actuarial Analyst
Property & Casualty
Pricing Strategy
General Insurance
Data & Analytics
SAS
VBA
R
Python
Predictive Modeling
ACAS
Casualty Actuarial Society
Regulatory Compliance
Rating Algorithms
Financial Services
Risk Management
Insurance Products
Affinity Market
Rate Indication
Business Intelligence

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