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Added 12 mins ago
RH
Senior Financial Analyst
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Toronto, ON
- $110,000 to $130,000 CAD / year
- Full-time
We are recruiting for a Senior Financial Analyst to join a well-established organization in Toronto. This role provides financial leadership across Operational Finance and G&A, partnering…
Added 13 mins ago
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Added 27 mins ago
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- $76,000 to $88,000 CAD / year
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Added 57 mins ago
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Added 7 hours ago
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Actuarial Analyst III

Toronto, ON, Canada
Montreal, QC, Canada

100 000$/$100,000 - 130 000 $/$130,000 CADThis role is temporarily eligible for a pay premium above the posted salary range that is reassessed annually. · Full-time

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Job details

Pay: 100 000$/$100,000 - 130 000 $/$130,000 CADThis role is temporarily eligible for a pay premium above the posted salary range that is reassessed annually.
Job type: Full-time
Apply by: Nov 2, 2026
Posting language: English
Posted: Oct 5, 2026

Original job description

Work Location:

Toronto, Ontario, Canada

Hours:

Line of Business:

Data & Analytics

Pay Details:

100 000$/$100,000 - 130 000 $/$130,000 CADThis role is temporarily eligible for a pay premium above the posted salary range that is reassessed annually. You are encouraged to have an open dialogue with your recruiter who can provide more specific pay details for this role.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

GI Pricing oversees the overall pricing strategy of general insurance products that aligns with TD Insurance's business objectives in compliance with jurisdictional premium regulations. Pricing is a determining component of our home and auto insurance products that cater to direct and affinity markets.

Reporting to the Pricing Manager, the Senior Actuarial Analyst plays a key role in the end-to-end development of pricing strategies and rate changes. The Senior Analyst contributes to the on-going and future success of the company may it be through the establishment of pricing strategies for all products and all insurers for a given region, the development of models, methodologies and tools, the monitoring and measurement of rate levels and effectiveness though rate-indication activities, and/or the execution of planned pricing and business initiatives utilizing best governance practices.

Responsibilities

Develop pricing strategies by market and product to reach growth and profitability objectives:
Supervise analysis performed by analysts to develop detailed pricing strategies for each market and product based on actual claim experience and the organization's competitive positioning.
Generate ideas in the development of strategies to accelerate profitable growth and supervise and execute their implementation:
Pricing strategies that will create a competitive advantage;
Initiatives to improve our customer segmentation in order to reach objectives, taking into consideration competitive and regulatory constraints;
Identify above-average profitability customer segments for the purpose of targeted marketing efforts;
Development of models for evaluation and measurement of customers’ price elasticity and behaviors.
Provide support to obtain necessary approvals from regulatory boards;
Prepare rate change documents according to mandated standards as required by rating boards for pricing changes;
Answer questions received from regulators during the revision process;
Support negotiations with regulatory instances to obtain rate change approvals.
Support and supervise analysts within the team
Establish and maintain relationships with our partners and liaise with internal and external stakeholders
Support our business partners for pricing related issues

Job Requirement:

Over five years of actuarial experience in Property & Casualty
Bachelor's degree in actuarial sciences or related field
Fellow of the Casualty Actuarial Society (FCAS) designation obtained or in the process of being awarded
Excellent knowledge of Excel
Knowledge of SQL and R programming language
Leadership and strong aptitude for team work
Ability to develop and empower top talent
Customer-centric
Ability to communicate effectively in French and English, both verbally and in writing, across all levels of the organization
Ability to work effectively during demanding periods and take difficult decisions
Autonomous and perseverant; shows initiative and creativity
Advanced analytical and problem-solving skills
Recognized for their thoroughness and the quality of their work

Who We Are:

As part of TD Bank Group, one of Canada's largest financial institutions, at TD Insurance, we care for Canadian families, making it easy to get the best advice, protection, and support in their moments of need, always.

TD Insurance offers a wide range of products, including General Insurance and Life and Health. Everyday, we strive to make every interaction, product and experience remarkably human and refreshingly simple for more than four million customers who count on us.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Maîtrise d’une langue autre que le français pour offrir du soutien ou traiter avec des employés qui ont besoin de services et de soutien dans une langue autre que le français.

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More about this job

Responsibilities

The Senior Actuarial Analyst oversees the development of pricing strategies for general insurance products to ensure growth and profitability. They also supervise team members, manage regulatory rate filings, and develop models to measure customer behavior and price elasticity.

Requirements

Candidates must have over five years of actuarial experience in Property & Casualty and hold or be pursuing a Fellow of the Casualty Actuarial Society (FCAS) designation. A bachelor's degree in actuarial sciences or a related field is required, along with proficiency in Excel, SQL, and R.

Skills

Actuarial analysis
Pricing strategy
General insurance
Excel
SQL
R programming
Leadership
Teamwork
Customer segmentation
Regulatory compliance
Problem-solving
Analytical skills
Communication
Risk assessment
Data modeling

Benefits

Health and well-being benefits
Savings and retirement programs
Paid time off
Banking benefits and discounts
Career development
Reward and recognition programs

Visa sponsorship

Not detected in the job text

Keywords

Actuarial Analyst
Property & Casualty
FCAS
Pricing Strategy
General Insurance
Data & Analytics
Excel
SQL
R
Regulatory Compliance
Customer Segmentation
Price Elasticity
Risk Management
Financial Services
Insurance
Rate Indication
Business Intelligence
Modeling
Governance
Stakeholder Management

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