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Added 30 mins ago
T
Senior Specialized Finance Analyst
TD
Toronto, ON
- Full-time
Reporting to the Senior Manager, the Senior Specialized Finance Analyst will support TDS leverage calculation and reporting processes, including ongoing daily and monthly regulatory and…
Added 1 hour ago
JH
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- Full-time
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Added 2 hours ago
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Actuarial Analyst III

Toronto, ON, Canada
Montreal, QC, Canada

100 000 $/$100,000 - 130 000 $/$130,000 CAD · Full-time

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Job details

Pay: 100 000 $/$100,000 - 130 000 $/$130,000 CAD
Job type: Full-time
Apply by: Dec 21, 2026
Experience: 5+ years of relevant actuarial or Property & Casualty insurance experience.
Posting language: English
Posted: Oct 7, 2026

Original job description

Work Location:

Montréal, Quebec, Canada

Hours:

Line of Business:

Data & Analytics

Pay Details:

100 000 $/$100,000 - 130 000 $/$130,000 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

KEY ACCOUNTABILITIES

CUSTOMER

Develop analyses that identify emerging trends, explain business performance and support decision-making across the insurance portfolio.
Build analytical solutions that improve the monitoring of business performance and reduce the need for recurring deep-dive analyses.
Assess the impact of pricing actions, portfolio mix changes, business initiatives and external factors on key business metrics.
Direct, prepare, perform, and analyze actuarial research and audits and ensure risk mitigation and business growth objectives are aligned
Coordinate the preparation of documentation to support actuarial conclusions
Provide technical support for business insight generation and decision-making.

SHAREHOLDER

Develop and enhance functional procedures including review for actuarial soundness
Ensure maintenance of controls, policies and procedures for the actuarial function
Support implementation of best practices, risk mitigation, risk controls as well as process, policy and procedures for the actuarial function.
Assist with organization's financial structure, complete financial projections, and perform actuarial analysis
Adhere to enterprise frameworks or methodologies that relate to activities for our business area
Ensure respective programs/policies/practices are well managed, meet business needs, comply with internal and external requirements, and align with business priorities
Ensure business operations follow applicable internal and external requirements (e.g. financial controls, segregation of duties, transaction approvals and physical control of assets)
Participate in cross-functional / enterprise / initiatives as a subject matter expert helping to identify risk / provide guidance for complex situations
Translate complex analytical findings into clear business insights, recommendations and executive-ready communications.
Lead / facilitate and/or implement actions / remediation plans to address performance/risk/governance issues
Actively manage relationships within and across various business lines, corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements
Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
Support the development of automation, advanced analytics and AI-enabled solutions that improve business visibility and insight generation.

EMPLOYEE / TEAM

Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
Provide thought leadership and/or industry knowledge for own area of expertise and participate in knowledge transfer within the team and business unit
Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
May provide guidance on day-to-day professional work of other team members / actuarial analysts
Participate in personal performance management and development activities, including cross training within own team
May supervise other team members / actuarial professionals and/or provide day-to-day work direction where appropriate
Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.
Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships.
Contribute to a fair, positive and equitable environment that supports a diverse workforce
Act as a brand ambassador for your business area/function and the bank, both internally and/or externally

BREADTH & DEPTH

Professional role requiring in-depth knowledge / expertise in own domain / field of specialty and working knowledge of broader related areas
Acts as a subject matter expert within their own area of specialty or a resource for others
Leads projects of moderately to complex risk and resource requirements; may lead end-to-end processes or functional programs
Solves complex problems requiring analysis of multiple variables, including consultation with multiple stakeholders
Uses advanced methods to contribute to new solutions and recommend standards against which others will operate
Builds stakeholder alignment in leading projects and activities; may provide process and subject matter advice at senior levels
Solves moderately complex problems by taking a new perspective on existing solutions
Generally reports to a Manager / Senior Manager

EXPERIENCE & EDUCATION

Undergraduate degree in Actuarial Science or another quantitative field.
5+ years of relevant actuarial or Property & Casualty insurance experience.
Working toward designation of the Casualty Actuarial Society (ACAS or FCAS) or equivalent.
Strong SQL and analytical programming skills (e.g., Python, R).
Experience with Databricks, Power BI, Tableau or similar analytical and visualization tools.

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Who We Are:

As part of TD Bank Group, one of Canada's largest financial institutions, at TD Insurance, we care for Canadian families, making it easy to get the best advice, protection, and support in their moments of need, always.

TD Insurance offers a wide range of products, including General Insurance and Life and Health. Everyday, we strive to make every interaction, product and experience remarkably human and refreshingly simple for more than four million customers who count on us.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Maîtrise d’une langue autre que le français pour offrir du soutien ou traiter avec des employés ou des collègues qui ont besoin de services et de soutien dans une langue autre que le français.

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More about this job

Responsibilities

The Actuarial Analyst will develop analytical solutions to identify emerging trends, support decision-making, and ensure the alignment of actuarial research with business growth objectives. They will also lead complex projects, maintain actuarial controls, and translate analytical findings into clear business insights for stakeholders.

Requirements

Candidates must hold an undergraduate degree in Actuarial Science or a quantitative field and possess at least 5 years of relevant Property & Casualty insurance experience. Proficiency in SQL, analytical programming languages like Python or R, and working toward an ACAS or FCAS designation are required.

Skills

Actuarial science
SQL
Python
R
Databricks
Power BI
Tableau
Data analysis
Risk management
Financial projections
Pricing analysis
Regulatory compliance
Automation
Advanced analytics
AI-enabled solutions
Stakeholder management

Benefits

Health and well-being benefits
Savings and retirement programs
Paid time off
Banking benefits and discounts
Career development
Reward and recognition programs

Visa sponsorship

Not detected in the job text

Keywords

Actuarial Analyst
Insurance
Data & Analytics
SQL
Python
R
Databricks
Power BI
Tableau
ACAS
FCAS
Risk Mitigation
Financial Projections
Pricing Actions
Automation
Artificial Intelligence
Governance
Regulatory Requirements
Property & Casualty
Stakeholder Management
Business Performance
Actuarial Research
Financial Controls
Mentorship
Quantitative Analysis

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