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Actuarial Analyst III - Project Development & Optimization

Toronto, ON, Canada
Montreal, QC, Canada

Pay: 100 000 $/$100,000 - 130 000 $/$130,000 CAD
Job type: Full-time
Apply by: Oct 16, 2026
Posting language: English
Posted: Sep 21, 2026

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Original job description

Work Location:

Montréal, Quebec, Canada

Hours:

Line of Business:

Data & Analytics

Pay Details:

100 000 $/$100,000 - 130 000 $/$130,000 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Part of the Corporate Actuarial department, the Project Development & Optimization team participates in various projects with respect to the liability valuation, strategic planning, capital and risk management team for General Insurance.

The Corporate Actuarial - Project Development & Optimization team is tasked with:

Supporting the other teams by investigating new actuarial techniques used to determine reserves, capital and financial projections
Developing new tools, testing new features of existing tools, participating in the deployment of these tools, ensuring sufficient control are in place and maintaining tools
Periodically reviewing current processes, enhancing and optimizing them
Participating in various analyses, such as profitability analysis of different segments of TD insurance portfolio or impact analysis of economic factors on future reserves
Actively collaborating with different stakeholders within the company, such as Finance, Pricing, Reinsurance, Claims Operations and Analytics & Modelling

In the role, the candidate will have to:

Enhance current processes to maximize efficiency
Partake in development and implementation of reusable tools
Assimilate research papers and demonstrate applicability to business use
Explain highly complex problems in a concise manner
Efficiently communicate information to colleagues and stakeholders
Develop detailed execution plan, manage stakeholder deliverables and rigorously track the progress of multiple projects
Coach, develop and inspire colleagues toward reaching new goals and becoming tomorrow’s leader

Job Requirements

Analytical/Technical Skills:

Stands out for their judgment and analytical mind
Has strong problem-solving skills
Skilled at anticipating the results of an analysis or a report
Recognized for their thoroughness and the quality of their work
Shows initiative, creativity and critical thinking in their work
Advanced knowledge in programming languages (e.g., R, Python, SQL, VBA or other)
Ease to learn new programing languages, software and concepts
Strong knowledge of financial statements, the insurance industry and risk management concepts is an asset

Soft Skills:

Ability to communicate effectively in English, both verbally and in writing
Highly adaptable for having discussions with different stakeholders in terms of expertise, training and hierarchical position
Ability to work effectively during periods of stress
Ability to collaborate and build positive relationships with business partners
Autonomous and perseverant

Professional Requirements:

Bachelor's degree in Actuarial science, or other quantitative area of study
Acquired or working towards Associateship with the Casualty Actuarial Society, Canadian Institute of Actuaries or equivalent
Experience in Corporate Actuarial is an asset

Who We Are:

As part of TD Bank Group, one of Canada's largest financial institutions, at TD Insurance, we care for Canadian families, making it easy to get the best advice, protection, and support in their moments of need, always.

TD Insurance offers a wide range of products, including General Insurance and Life and Health. Everyday, we strive to make every interaction, product and experience remarkably human and refreshingly simple for more than four million customers who count on us.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Maîtrise d’une langue autre que le français pour offrir du soutien ou traiter avec des employés ou des collègues qui ont besoin de services et de soutien dans une langue autre que le français.

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More about this job

Responsibilities

The role involves supporting actuarial teams by developing new tools, optimizing processes, and investigating techniques for reserves and capital management. The candidate will also collaborate with cross-functional stakeholders to perform profitability and impact analyses while managing project deliverables.

Requirements

Candidates must hold a bachelor's degree in Actuarial Science or a related quantitative field and be working towards an Associateship with the Casualty Actuarial Society or Canadian Institute of Actuaries. Strong analytical skills, proficiency in programming languages like R or Python, and effective communication abilities are essential.

Skills

Actuarial science
Liability valuation
Capital management
Risk management
Financial projections
Programming
R
Python
SQL
VBA
Data analysis
Problem-solving
Communication
Stakeholder management
Project management
Coaching

Benefits

Health and well-being benefits
Savings and retirement programs
Paid time off
Banking benefits and discounts
Career development
Reward and recognition programs

Visa sponsorship

Not detected in the job text

Keywords

Actuarial Analyst
General Insurance
Liability Valuation
Strategic Planning
Capital Management
Risk Management
Financial Statements
R
Python
SQL
VBA
Data & Analytics
Profitability Analysis
Reinsurance
Claims Operations
Casualty Actuarial Society
Canadian Institute of Actuaries
Project Development
Optimization
Quantitative Analysis

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