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As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Added 21 mins ago
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Actuarial Specialist, Auto Pricing

Toronto, ON, Canada
Montreal, QC, Canada

Pay: 135 000 $/$135,000 - 160 000 $/$160,000 CAD
Job type: Full-time
Apply by: Oct 16, 2026
Posting language: English
Posted: Sep 22, 2026

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Original job description

Work Location:

Montréal, Quebec, Canada

Hours:

Line of Business:

Data & Analytics

Pay Details:

135 000 $/$135,000 - 160 000 $/$160,000 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

We are excited to be expanding our presence in Québec City with a new office opening in the near future. In the interim, candidates based in Québec City are welcome to apply and may work remotely until the office becomes operational. Once the office is established, the role is expected to align with a hybrid working model based out of Québec City.

DEPARTMENT OVERVIEW

The GI Pricing and Profitability team is expanding, and many new positions are now available! Our team is crucial in maintaining the company's financial health and competitive edge. By leveraging data analysis, actuarial science, and market research, we ensure profitability while offering fair and attractive rates that comply with provincial regulations. This growth offers incredible opportunities for career advancement, exposure to diverse projects, and the chance to be part of a transformative journey.

POSITION OVERVIEW

Reporting to a Senior Manager, the Actuarial Specialist plays a pivotal role in building team capability by coaching junior actuaries and providing technical leadership to deliver business outcomes and lead projects successfully. The Actuarial Specialist is expected to foster a culture of continuous improvement and innovation.

As a highly skilled individual contributor, you'll have freedom to innovate, the support to execute, and the visibility to make a direct impact on business results.

KEY ACCOUNTABILITIES

Actuarial Specialist, Auto Pricing

Provide technical expertise on actuarial analyses - review, challenge, and refine assumptions, methods, and recommendations in line with pricing governance and actuarial standards
Coach and develop junior actuaries through hands-on guidance and peer reviews to raise overall team capability
Monitor competitor actions, industry trends, and regulatory developments - and translate insights into pricing and segmentation opportunities
Lead mid-to-complex rate and pricing initiatives to drive profitable growth
Facilitate regulatory engagement through rate changes - prepare and review filings, present proposals to rating boards and navigate questions through approval to enable planned profit and growth
Execute end-to-end delivery of approved pricing changes, implement controls to ensure pricing accuracy and compliance, and enable clear communications to leaders and stakeholders following rate changes

JOB REQUIREMENTS

University degree in Actuarial Sciences or closely related field
7+ years in a P&C Actuarial function
Excellent knowledge of Excel
Proficiency and interest in programming, notably with SQL, R and/or Python
Advanced analytical, decision-making and problem-solving skills
Autonomous and resilient; shows initiative and creativity in their work

PREFERRED QUALIFICATIONS

Prior experience with Predictive Modeling is an asset
Prior experience with modern rating engine migration is an asset
FCIA/FCAS completed or at least 7+ Casualty Actuarial Society professional exams

Who We Are:

As part of TD Bank Group, one of Canada's largest financial institutions, at TD Insurance, we care for Canadian families, making it easy to get the best advice, protection, and support in their moments of need, always.

TD Insurance offers a wide range of products, including General Insurance and Life and Health. Everyday, we strive to make every interaction, product and experience remarkably human and refreshingly simple for more than four million customers who count on us.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Maîtrise d’une langue autre que le français pour offrir du soutien ou traiter avec les clients qui ont besoin de services et de soutien dans une langue autre que le français.

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More about this job

Responsibilities

The Actuarial Specialist provides technical leadership in auto pricing by refining actuarial methods and ensuring compliance with regulatory standards. They also coach junior actuaries and lead complex pricing initiatives to drive profitable growth for the organization.

Requirements

Candidates must hold a university degree in Actuarial Sciences and possess at least 7 years of experience in a P&C actuarial function. Proficiency in programming languages such as SQL, R, or Python and strong analytical skills are essential for this role.

Skills

Actuarial science
Data analysis
Pricing governance
Predictive modeling
SQL
R
Python
Excel
Regulatory compliance
Financial analysis
Coaching
Technical leadership
Market research
Risk assessment
Strategic planning

Benefits

Health and well-being benefits
Savings and retirement programs
Paid time off
Banking benefits and discounts
Career development
Reward and recognition programs

Visa sponsorship

Not detected in the job text

Keywords

Actuarial Science
Auto Pricing
Data & Analytics
P&C Insurance
SQL
R
Python
Excel
Predictive Modeling
Regulatory Filings
Pricing Governance
Financial Health
Market Research
Segmentation
Risk Management
FCIA
FCAS
General Insurance
Hybrid Model
Technical Leadership

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