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Associate, TDIP

Toronto, ON, Canada

Pay: $81,600 - $115,200 CADThis role is temporarily eligible for a pay premium above the posted salary range that is reassessed annually.
Job type: Full-time
Apply by: Sep 29, 2026
Posting language: English
Posted: Sep 24, 2026

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Original job description

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Personal & Commercial Banking

Pay Details:

$81,600 - $115,200 CADThis role is temporarily eligible for a pay premium above the posted salary range that is reassessed annually. You are encouraged to have an open dialogue with your recruiter who can provide more specific pay details for this role.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Pre-identified Candidate

Department Overview:
TD Innovation Partners (TDIP) is a full-service technology banking team providing bespoke, high-touch banking and financial services to address the needs of technology entrepreneurs from ideation to IPO and beyond. Our team collaborates with innovative technology and venture-backed companies in the Commercial National Accounts (CNA), Commercial Midmarket and Small Business Banking space, leveraging their industry knowledge and extensive deal structuring experience to offer a full suite of customized credit and cash management solutions to meet the complex needs of our clients.

As an Associate, Capital Solutions, you'll work alongside a team of technology experts to assess new lending opportunities, underwrite credit facilities, and manage reporting and performance of client accounts. Your role will include regular monitoring of the TDIP portfolio to ensure compliance, screening new prospective clients, preparing credit memos to support our lending recommendations, and engaging in market development activities to shape how TDIP shows up in the ecosystem. This is an exciting opportunity to grow within the expanding TDIP group, and we're looking for talented, high-conviction individuals to join us.

What your primary responsibilities will be:
• Supporting credit underwriting and due diligence for prospective and existing clients, including preparing financing proposals aligned with TDIP policy (structure, terms, covenants, pricing) and tailored to various client needs.
• Actively participate in client meetings with senior Capital Solutions and Relationship Managers to understand due diligence and make recommendations to internal and external decision makers.
• Recommending credits to Associate Director/Director, Capital Solutions and Commercial Credit Risk Management.
• Preparing annual reviews and interim credit requests for your portfolio of clients, including understanding interim business performance, strategic updates, and impacts of broader market trends.
• Owning the monitoring and control processes for the portfolio, including reporting requirements, covenant testing, and communicating portfolio outcomes, ensuring accuracy, completeness, and timeliness of these processes.
• Partnering with Relationship Management on day-to-day client support, portfolio growth and business development activities in market.
• Staying informed about new technologies, broader market conditions, and industry developments to contribute insights that enhance the bank's position in the technology sector.
• Contributing to a supportive, high-performance team environment, and ensuring we're providing a world-class client experience.

What we're looking for:

Education/Accreditations:
An undergraduate or graduate degree in Business, Economics, Finance or other quantitative discipline. MBA, CPA or CFA would be an asset.

Other Qualifications/Skills/Experience:
• You're a self-starter who likes to be proactive about their learning and development, and are comfortable in dynamic, fast-paced work environments.
Internal
• You have a genuine interest in innovation and technology, and an understanding of how it is changing our world.
• You know how to ask the right questions of clients and colleagues to build understanding. You approach due diligence with genuine curiosity to understand fundamental business, financial, and industry risks.
• You're capable of understanding and analyzing financial data, by diving into complexity and making sense of large volumes of information, but can also cut through the noise to highlight what really matters.
• You're an excellent communicator with strong writing skills, in order to clearly communicate thoughts and findings in team meetings and via prepared credit memos.
• You're a committed team player, with strong organizational skills and a desire to contribute meaningfully to the work we do.
• No prior experience in the technology ecosystem is required, but will be advantageous.
• Previous experience in direct investment or lending would be an asset.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet

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More about this job

Responsibilities

The Associate will support credit underwriting, due diligence, and the preparation of financing proposals for technology-focused clients. They are also responsible for monitoring portfolio performance, managing reporting requirements, and partnering with relationship managers on business development activities.

Requirements

Candidates must hold an undergraduate or graduate degree in Business, Economics, Finance, or a quantitative discipline. Strong analytical skills, the ability to interpret financial data, and excellent communication skills are required for this role.

Skills

Credit underwriting
Due diligence
Financial analysis
Deal structuring
Portfolio management
Relationship management
Business development
Risk management
Covenant testing
Reporting
Market research
Communication
Writing skills
Organizational skills
Financial modeling

Benefits

Health and well-being benefits
Savings and retirement programs
Paid time off
Banking benefits and discounts
Career development
Reward and recognition programs

Visa sponsorship

Not detected in the job text

Keywords

Technology banking
Credit underwriting
Due diligence
Financial services
Commercial banking
Venture-backed companies
Capital solutions
Credit facilities
Portfolio monitoring
Covenant testing
Market development
Financial analysis
Risk management
Business development
Banking
Finance
Economics
MBA
CPA
CFA
Lending
Direct investment
Client experience
Reporting
Strategic updates

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