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Added 1 min ago
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Pharmacy Production Clerk - 6 Months Contract - Express Scripts Canada
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Express Scripts Canada is a leading health benefits manager and has been recognized as one of the most innovative. Our clients include Canada's leading insurers, third party administrators…
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Associate – Payables and Receivables Product Management, Transaction Banking Product
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Associate, Transaction Banking Product Development

Toronto, ON, Canada

$90,000 - $125,000 CADThis role is eligible for a discretionary variable compensation award that considers business and individual performance. · Full-time

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Job details

Pay: $90,000 - $125,000 CADThis role is eligible for a discretionary variable compensation award that considers business and individual performance.
Job type: Full-time
Apply by: Nov 9, 2026
Experience: University Degree with 3 - 5 years of relevant Product Management experience in Transaction Banking, Correspondent Banking, Payments and/or Wholesale Banking
Posting language: English
Posted: Oct 26, 2026

Original job description

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

TD Securities

Pay Details:

$90,000 - $125,000 CADThis role is eligible for a discretionary variable compensation award that considers business and individual performance.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

TD Securities (TDS) is one of the world's leading wholesale banks with operations spread across 15 offices globally. It provides a full suite of products and services to corporate and institutional clients through Transaction Banking (TB), Corporate and Investment Banking (CIB), and Global Markets (GM) that collaborate to provide high-quality integrated financial solutions.

TDS has embarked on a multi-year digital transformation and expansion of our Commercial and Corporate Transaction Banking product suite to position TD as a leading North American multi-currency treasury provider, enabling significant business growth across the franchise.

TB is a key growth business within TDS that provides the opportunity to make an impact with Corporates, Financial Institutions, and Government clients by providing innovative solutions and treasury advisory services on large and complex liquidity, payment, and trade needs.

Position Summary

The Associate, Transaction Banking Product Development is a member of the TB Product Transformation team and will report directly to the Director, TB Payments, Product Transformation. The incumbent will require a detailed understanding the TB business, our client segments, cash management strategy, payables & receivables as well as deep knowledge of industry changes that impact the treasury and payment space. The Associate, Payments Product Transformation is recognized as one of TB's Payment and Liquidity experts.

Job Responsibilities

Agile Product Owner accountabilities with firm grasp of Agile concepts and execution: product vision, roadmap, story map, user personas, user stories, manage/prioritize backlog, user flows.

Support TB's Product Development team to drive large-scale initiatives, including:
- Oversight of project documentation, tracking and maintenance of all business requirements throughout project lifecycle.
- Participation as TB business representative in working groups.
- Support ongoing evaluation of business impact and risk assessment throughout the program, including evolving program roadmap and timeline, scope and functionality decisions, PCR's etc.
- Leading TB Change Management evaluation and oversight of changes.
- Maintaining strong working relationships with key project stakeholders including Change Management, Technology, Enterprise Payments, Operations, Risk, etc., across the TD Enterprise.
- Creating and maintaining internal business reporting.
- Support the timely escalation and resolution of issues that impact TB.
Help drive TB strategic vision by supporting market/product strategies with a focus on Liquidity and Payment best practices, processes and program delivery.
Assess and accurately document end-to-end process flows and business architecture inclusive of Technology, Operations, Treasury, Funding, Accounting processes.
Participate in analysis to ensure on-going suitability of existing product offerings as market conditions, business strategies and portfolio composition change. Includes supporting analysis recommendations for TB investment funding, including prioritization based on benefit realization, client input and alignment with strategic vision.
Work closely with the TB Product Management and Product Transformation team to provide partners such as the Origination teams with regular updates on initiatives as well as participate as the initiative expert in business updates and client meetings where requested.
Establish and foster collaborative relationships with other TD stakeholders including Payments Technology, Change Delivery, Global Operations and Risk and Control teams to champion TB client needs and TB priorities with payments related projects, regulatory changes, service updates etc.
Stay abreast of developments in markets, economy, industry, regulations, and risks affecting Transaction Banking and the Payment and Liquidity markets.Support the timely escalation and resolution of issues that impact TB.

Job Requirements

University Degree with 3 - 5 years of relevant Product Management experience in Transaction Banking, Correspondent Banking, Payments and/or Wholesale Banking
Experienced payments expert with good working knowledge of Canadian, US and international payments services including Swift, EFT/ACSS, ACH, FedWire, etc. as well as working knowledge of other cross-border payment services (e.g., iACH).
Working knowledge of treasury management concepts and principles related to TB products and services.
Good understanding of technology trends and a desire to work closely with Technology Teams to execute on TB strategy and develop client centric Payment and Treasury offerings.
Experience with ISO20022, API's, data infrastructure and data modelling.
Effectively and confidently interact with a wide range of stakeholders, both internally and externally.
Excellent organization and prioritization skills to manage multiple tasks simultaneously while setting realistic response expectations and delivering on time and high-quality results.
Client focused with ability to consult with Clients and TB Business Partners on service preference and needs requirements.
Ability to derive meaningful analysis out of large data sets, familiarity and previous experience with advanced Analytics tools considered an asset.
Proven ability to analyze and solve complex problems.
Strong MS Office capabilities (Excel, PowerPoint, etc.), knowledge of
Independent thinker, self-starter, results oriented with ability to manage ambiguous or unclear situations with minimal direction.
Proactive, positive attitude with an insatiable desire to learn.
Strong presentation and communication skills

Who We Are:

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we strive to make every interaction, product and experience remarkably human and refreshingly simple. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank.

Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet

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More about this job

Responsibilities

The Associate will act as an Agile Product Owner to manage product vision, backlogs, and user stories while driving large-scale transaction banking initiatives. They will also collaborate with cross-functional teams to assess business impact, manage project documentation, and ensure the suitability of product offerings.

Requirements

Candidates must have a university degree and 3-5 years of relevant product management experience in transaction or wholesale banking. Strong expertise in payment services, treasury management, and agile methodologies is required, along with excellent analytical and stakeholder management skills.

Skills

Product management
Transaction banking
Payments
Agile
Treasury management
ISO20022
API
Data modelling
Stakeholder management
Risk assessment
Change management
Financial analysis
Project documentation
Communication
Problem solving

Benefits

Health and well-being benefits
Savings and retirement programs
Paid time off
Banking benefits and discounts
Career development
Reward and recognition programs

Visa sponsorship

Not detected in the job text

Keywords

Transaction Banking
Product Development
Agile
Payments
Treasury Management
ISO20022
API
Data Modelling
Swift
EFT
ACSS
ACH
FedWire
Liquidity
Change Management
Risk Assessment
Product Roadmap
Backlog Management
Business Architecture
Financial Services
Corporate Banking
Institutional Clients
Digital Transformation
Project Lifecycle
Stakeholder Management

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