Work Location:
Toronto, Ontario, Canada
Hours:
37.5
Line of Business:
Data & Analytics
Pay Details:
$96,900 - $136,800 CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Job Description:
The Financial Crime Risk Management (FCRM) group at TD Bank Group (TDBG) is accountable for establishing Enterprise Anti-Money Laundering (AML) and Anti-Terrorist Financing (ATF) program to ensure that all TDBG businesses remain compliant with AML/ATF regulatory expectations in all jurisdictions where TDBG operates. This includes setting consistent standards across business segments that may be further tailored to specific business or jurisdictional requirements, conducting annual enterprise-wide AML risk assessments, maintaining the Global AML Policy (including Know Your Customer (KYC) and Enhanced Due Diligence on High-Risk Customers); currency transaction and suspicious transaction monitoring and reporting; screening TDBG customers against regulatory watch lists; a hierarchy of designated AML officer functions; enterprise-wide and specialized AML training of employees, and independent AML testing.
Job description
This role supports the FCRM Data Strategy and Management team in designing, implementing, and maintaining data management capabilities and controls aligned with Enterprise Data Management Office (EDMO) requirements. The role requires a strong combination of data management expertise and hands-on technical data analysis, with particular focus on data lineage, critical data elements, data flows, data quality, data controls and SQL-based analysis.
In this role, you will:
- Design, implement and maintain data management processes and controls (e.g. data lineage, data supply chain, data quality controls, metadata, reference data, data retention and disposition etc.) for critical and business data elements.
- Analyze, develop, validate and maintain end-to-end data lineage and data flows across source systems, databases, data pipelines, transformations, interfaces and downstream AML applications, including source-to-target mappings, field-level transformations, integration points, and upstream/downstream dependencies.
- Analyze data structures across relational databases and data platforms, including tables, fields, relationships, joins and transformations, to understand how data is sourced, processed and consumed across AML capabilities.
- Define, develop and implement business and technical data quality rules, translating business and regulatory requirements into measurable data quality criteria and appropriate validation logic.
- Perform root-cause analysis of complex data issues by tracing data across source systems, transformations and downstream applications; identify control gaps and work with business and technology stakeholders to define appropriate remediation.
- Perform data analysis, profiling, validation and reconciliation using SQL to support data quality assessment, issue investigation and ongoing monitoring.
- Collaborate with FCRM, DaaS and Technology stakeholders to understand AML applications, data requirements, system architecture, data flows, transformations and upstream/downstream dependencies.
- Execute ongoing data management processes and controls to monitor, detect and report data risk state, and escalate issues to AML Capability owners for prioritization and resolution.
- Design and implement metrics and dashboards to enable reporting of data quality controls.
- Lead day-to-day execution of the Data Issue Management process with stakeholders in FCRM, DaaS, Technology and Lines of Business, ensuring appropriate priority is assigned to data issues, and high-priority data issues are investigated and resolved within the defined SLAs.
- Support remediation of regulatory findings and audit issues by working with accountable stakeholders to track actions, maintain supporting documentation and evidence, and drive timely resolution.
- Escalate risks and issues impacting the timely resolution of high-priority data issues; develop and execute appropriate risk mitigation and remediation plans and monitor progress through resolution
- Develop and maintain knowledge of data available from upstream sources and data within various AML platforms; and data elements critical to AML capabilities.
- Develop and maintain an understanding of relevant AML/ATF regulatory requirements, ML/TF risks and business processes necessary to effectively support FCRM data management activities, while remaining current on the Bank's data management standards.
- Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.
Leadership & Soft Skills
- Strong stakeholder management and influencing skills
- Excellent communication, storytelling, and presentation abilities
- Ability to manage multiple priorities and workstreams
- High level of organization and attention to detail
- Ability to work independently in fast-paced environments
Required
- Undergraduate degree or equivalent relevant experience.
- 7+ years of experience in data management, data engineering, data analysis, data governance, or a related discipline, with demonstrated hands-on data experience.
- Strong experience with data lineage, data flows, source-to-target mapping, metadata and Critical Data Elements (CDEs).
- Strong understanding of relational databases, data structures, tables, joins, transformations and data integration concepts.
- Strong hands-on SQL skills, including complex queries, joins, aggregations and reconciliation techniques, with demonstrated experience using SQL for data profiling, validation, reconciliation, root-cause analysis and data quality investigations.
- Experience defining and implementing business and technical data quality rules and data controls.
- Experience investigating complex data issues across multiple systems and working with business and technology teams to identify root causes and remediation.
- Strong analytical, stakeholder management and communication skills.
Assets
- Experience with Collibra or comparable data governance, data catalogue, lineage or data quality platforms.
- Experience using Python for data analysis, profiling, reconciliation or automation.
- Experience with Power BI or comparable visualization/reporting tools.
- Experience within AML/FCRM, financial services, regulatory, risk or other highly controlled data environments.
- Knowledge of data retention and disposition, reference data and broader data lifecycle management practices.
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more
Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
Language Requirement (Quebec only):
Sans Objet
