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Added 2 mins ago
GA
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Claims Advisor, Catastrophe Claims

Saint John, NB, Canada

$56,400 - $79,700 CAD · Full-time

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Applications open in a new tab.

Job details

Pay: $56,400 - $79,700 CAD
Job type: Full-time
Apply by: Nov 20, 2026
Posting language: English
Posted: Nov 5, 2026

Original job description

Work Location:

Saint John, New Brunswick, Canada

Hours:

Line of Business:

TD Insurance

Pay Details:

$56,400 - $79,700 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview

TD Insurance is a part of TD Bank Group (TD) and we’re driven to provide legendary experiences and trusted advice to our customers. We help protect clients from the ‘accidents of life’ with a wide range of products including credit protection, life, health, travel, home and auto insurance. With more than three million clients, TD Insurance products and services are available through a network of more than 1,000 TD branches and online.

In Canada we have two lines of business: General Insurance and Life and Health. Our General Insurance business is one of the top home and auto insurance groups in Canada and the national leader in group insurance and affinity marketing. Our Life and Health business is the number-one provider of critical illness insurance and direct life and health insurance in Canada.

At TD Insurance, we’re committed to fostering an inclusive, accessible environment for our colleagues. With a national workforce of over 4,000 employees that span Atlantic Canada, Quebec, Ontario and Alberta, our company is always growing and we’re dedicated to helping you grow, too. TD Insurance offers a stable and dynamic work environment where talent is appreciated and professional development is taken seriously to help our colleagues unlock their full potential. More than just a job, we offer rewarding careers.

The TD Insurance Catastrophe (CAT) Claims Department is dedicated to supporting our customers at times of catastrophic loss. We work in unison to ensure we deliver the best service in the industry to our clients - our customer obsession has led to our success.

Job Details

If you’re a considerate and methodical professional with strong analytical skills, we want you to join our team.

We’re there for our customers immediately following catastrophic events (e.g., fire, hail, tornado, heavy rains) to ensure they feel fully supported and their urgent needs are met. As a Claims Advisor, you’ll adjudicate claims while providing advice and support to customers and ensure they feel taken care of when it matters most.

What You'll Do

No matter where you work at TD you’ll make a meaningful impact, grow your skills and thrive in our culture of care. As a valued member of our Catastrophe Claims Team and reporting to the Team Leader, your work will involve a range of complexity and may include the following accountabilities:

Make an Impact:

Investigate, negotiate and settle both Residential and Auto Catastrophe claims
Support customer claims from start to finish: open new claims, set up appraisals, assign contractors, generate financial transactions and finalize settlements in a timely manner
Review inspection reports and estimates to make sure damages are related to the loss; determine when additional inspection is needed

Follow up with customers on the status of the claim; provide ongoing feedback and support regarding cause of loss and completion of repairs
When applicable, adjust claims quickly and accurately in accordance with policy coverage to exceed customer expectations
Collaborate with internal partners to ensure legendary customer experiences
Leverage external vendors when appropriate, both approved and non-approved
Ensure customer problems are carefully reconciled, escalating issues when necessary

Experience Growth:

Actively participate in performance management processes
Continue professional development with learning maps and external courses, as required
Support other TD Insurance Business Lines during critical events and peak volumes. Partner Claims Teams may include:

Core Residential
Total Losses
Auto PD
Automobile & Residential Claims

Cultivate our Culture of Care:

Share industry knowledge and expertise to advise colleagues on recommended services, support or resources for the customer
Proactively and consistently remain in contact with the customer to establish and maintain a relationship of trust to resolve claims in a timely manner

Participate fully as a member of a team and contribute to a positive working environment
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Job Requirements

We’re proud to work with a group of diverse colleagues. If you have relevant experience that isn’t mentioned below, tell us about it in your resume or cover letter.

What You Need to Succeed

Two or more years of claims adjusting experience preferred (experience with multiple lines of claims insurance considered an asset)

· Computer literacy; knowledge of Xactimate and the use of Xactanalys is an asset

· Excellent communication and customer service skills led by empathy and compassion

· Proven ability to negotiate win/win outcomes when reasonably possible

Strong ability to review and investigate high-value claims related to catastrophic events such as natural disasters
Excellent organization and time management skills with a demonstrated ability to support customers in a fast-paced, multifaceted environment

Proven ability to manage change and help foster an environment open to change

Dedicated to meeting or exceeding the expectations of internal and external clients
Strong attendance track record with a positive impact on team cohesion
Candidates actively pursuing their Chartered Insurance Professional (CIP) designation or other relevant continuing education are preferred
Provincial claims licensing may be required
Bilingual (English and French) written and verbal is considered an asset

Colleague Development

Through regular development conversations and training programs, we’re committed to providing our colleagues the support they need to thrive both at work and at home.

Applications must include:

Cover letter (one letter-sized page only)
Resume (two letter-sized pages only)

Who We Are:

As part of TD Bank Group, one of Canada's largest financial institutions, at TD Insurance, we care for Canadian families, making it easy to get the best advice, protection, and support in their moments of need, always.

TD Insurance offers a wide range of products, including General Insurance and Life and Health. Everyday, we strive to make every interaction, product and experience remarkably human and refreshingly simple for more than four million customers who count on us.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet

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More about this job

Responsibilities

The Claims Advisor investigates, negotiates, and settles residential and auto catastrophe claims while providing ongoing support and advice to customers. They manage the full claim lifecycle, including setting up appraisals, assigning contractors, and finalizing settlements in a timely manner.

Requirements

Candidates should have two or more years of claims adjusting experience and strong analytical and communication skills. Proficiency with Xactimate and Xactanalys is considered an asset, as is the pursuit of a Chartered Insurance Professional (CIP) designation.

Skills

Claims adjusting
Negotiation
Analytical skills
Customer service
Communication
Xactimate
Xactanalys
Time management
Organization
Investigation
Empathy
Compassion
Conflict resolution

Benefits

Health and well-being benefits
Savings and retirement programs
Paid time off
Banking benefits and discounts
Career development
Reward and recognition programs

Visa sponsorship

Not detected in the job text

Keywords

Claims Advisor
Catastrophe Claims
TD Insurance
Residential Claims
Auto Claims
Xactimate
Xactanalys
Chartered Insurance Professional
CIP
Insurance
Risk Management
Customer Experience
Negotiation
Investigation
Financial Transactions
Appraisals
General Insurance
Policy Coverage
Performance Management
Professional Development

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