Jobs in Canada

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Added 14 mins ago
T
Commercial Credit Analyst
TD
Calgary, AB
- Full-time
The TDAF Commercial team is comprised of three core pillars: Commercial Sales, Commercial Credit, and Commercial Operations. Together, these pillars deliver end-to-end solutions that…
Added 14 mins ago
IA
Senior Creative Lead / Head of Creative
inBeat Agency
Remote, Canada
- Full-time
- Remote
We're looking for a Senior Creative Lead / Head of Creative to own creative quality at Creative Milkshake, from brief to final ad. You'll be the golden thread across Creative Strategy,…
Added 14 mins ago
Gaming Threat Intelligence Analyst
Epic Games
Montreal, QC
…players. You'll track cheat developers, account sellers, and fraud operations back to the people and infrastructure behind them, then work with Ecosystem Security and Legal to turn that…
Added 14 mins ago
MU
Administrative Coordinator
McGill University
Sherbrooke, QC
- Full-time
Under the direction of the Learner Support Specialist - Team Leader, provides administrative and secretarial support. Participates in ensuring the smooth functioning of the unit’s…
Added 14 mins ago
A
Manager, Delegate Sales
Assemble
Toronto, ON · Greater Toronto Area, Canada
- $150,000 to $175,000 CAD / year
- Full-time
A hybrid work model that blends time in our downtown Toronto office with the flexibility of working from home (3-days in office)
Added 14 mins ago
GL
Lead Process Engineer
Gay Lea Foods
Hamilton, ON
- Full-time
The Lead Process Engineer plays a strategic role in driving operational excellence for a facility or manufacturing network through the development, implementation, and optimization of…
Added 14 mins ago
BO
Talent Acquisition Specialist
Building Ontario Fund
Toronto, ON
- Full-time
In this role, you’ll report to the Head, People, Culture and Operations and be accountable for Accountable for delivering full‑cycle talent acquisition by partnering with hiring managers to…
Added 14 mins ago
P
Client Renewals Representative
PheedLoop
Toronto, ON
- Full-time
…creative, high-speed solutions that meet real-world needs. We’re a team of driven, ambitious individuals who love learning, building great products, and closing deals. If you’re looking for…
Added 29 mins ago
National Client Success Account Manager
Kandor
Mississauga, ON
This seat leads through influence, not headcount. Rather than building a parallel team, you will direct Guardteck's existing Operations Managers, Site Managers and Account Managers toward…
Added 29 mins ago
Supervisor, Maintenance
Trudell Medical Group
London, ON
Lead the manufacturing maintenance team to ensure equipment reliability and operational efficiency. Oversee daily maintenance activities, coordinate preventative maintenance, manage…
Added 29 mins ago
Controller
CAA Niagara Talent Management Team
Thorold, ON
…responsible for leading the organization's day-to-day accounting operations and financial reporting functions. This role ensures accurate, timely financial information, maintains effective…
Added 29 mins ago
DW
Digital Fundraising Manager
Doctors Without Borders / Médecins Sans Frontières (MSF) Canada
Montreal, QC · Toronto, ON
- Full-time
Lead, mentor, and develop, a team of two Digital Fundraising Officers driving the planning and execution of digital fundraising campaigns including email, social media, and digital…
Added 29 mins ago
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Community General Manager II
CIBC
Toronto, ON
- Full-time
You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit
Added 29 mins ago
SD
Pharmacist, Hourly Part Time Day Greenlight Requisition
Shoppers Drug Mart
Toronto, ON
- Part-time
…great place to work. We’re committed to building our talented team who champion collaboration, kindness and inclusivity. Join our team, and help recognize a healthy future for your career…
Added 29 mins ago
CI
Supervisor (Part Time)
Carters Inc.
Langley (District), BC
- Part-time
…first Original Bodysuit® to the lasting careers we offer our team. We’ve kept our close-knit culture since our founding, and we invest in our teams with training and development programs,…
Added 29 mins ago
SD
Pharmacist, Hourly Full Time Day Greenlight Requisition
Shoppers Drug Mart
Toronto, ON
- Full-time
…great place to work. We’re committed to building our talented team who champion collaboration, kindness and inclusivity. Join our team, and help recognize a healthy future for your career…
Added 29 mins ago
B
Director, Technology
BDC
Montreal, QC
- Full-time
As Director of Technology, you are a builder who codes. You design and operate the Mission AI platform, lead a small team that delivers quickly, and contribute your AI expertise to…
Added 29 mins ago
EV
Administrative Assistant, Recruitment (Temporary)
Elk Valley Resources
Sparwood, BC
- $55,800 CAD / year
- Full-time
Reporting to the Lead, Recruitment, the Administrative Assistant, Recruitment is responsible for supporting our Central Recruiting team in all recruitment processes and assisting in the…
Added 30 mins ago
DB
System Engineer
Deep Breathe
London, ON
- Full-time
…hospital, pre-hospital (EMS) and military settings. We are a small team across engineering, machine learning, clinical research, regulatory, quality and operations, working on a mission to…
Added 30 mins ago
HI
Legal Counsel
Healthcare Insurance Reciprocal of Canada (HIROC)
Toronto, ON
- Full-time
Join us and be part of the team working to make a difference.
Added 30 mins ago
GR
Ingénieur logiciel Java/Ingénieure logiciel Java
GO ROCK IT
Toronto, ON · Greater Toronto Area, Canada
- Full-time
A career as a Senior Full Stack Developer in the Wealth Management Servicing team at our client means acting as a developer of back-end applications and supporting those applications. This…
Added 30 mins ago
NS
Electrical /Instrumentation & Control (I&C) Designer
Next Structural Integrity Inc.
Toronto, ON · Greater Toronto Area, Canada
- $85 to $110 CAD / hour
- Part-time
…clients in the Nuclear and Oil and Gas industries. We are a team of energetic and creative individuals offering the best engineering solutions and consulting…
Added 45 mins ago
ES
Revenue Operations Analyst
Euna Solutions
ON · Oakville, Ontario
- Full-time
The Revenue Operations team at Euna Solutions is hiring a Revenue Operations Analyst to own the reporting, forecasting, and compensation numbers that go-to-market leaders use to run the…
Added 45 mins ago
BG
Branch Manager
Brandt Group of Companies
AB · Lethbridge County, AB
- Full-time
The Branch Manager will be responsible for leading a dynamic team and overseeing the day-to-day operations of the branch. The ideal candidate is a motivated leader with exceptional…
Added 45 mins ago
A
Third Key Holder
Ardene
Waterloo, ON
- Full-time
…collaborates with management to ensure efficient store and stockroom operations. In the absence of team leaders, the Third Key Holder is responsible for all store…

Commercial Credit Analyst

Calgary, AB, Canada

Full-time

Apply on td.wd3.myworkdayjobs.com About employer

Applications open in a new tab.

Job details

Job type: Full-time
Apply by: Nov 25, 2026
Experience: 5+ years of relevant experience and/or Associate Program
Posting language: English
Posted: Nov 10, 2026

Original job description

Work Location:

Calgary, Alberta, Canada

Hours:

37.5

Line of Business:

Credit Management

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

TD Auto Finance (TDAF), a dynamic division within TD Business Banking, offers an exciting opportunity to join a rapidly growing business that is transforming the automotive banking landscape in Canada. With Automotive Banking Centres strategically located in Toronto, Calgary, and Montreal, our team is led by regional Market Leaders and dedicated to delivering comprehensive financing and cash management solutions to clients in the automotive dealership industry.

The TDAF Commercial team is comprised of three core pillars: Commercial Sales, Commercial Credit, and Commercial Operations. Together, these pillars deliver end-to-end solutions that address the unique needs of auto dealers across the country. Credit exposure within the portfolio spans real estate and acquisition financing, operating credit, floor plan financing, lease lines, and equipment financing.

The Commercial Sales team manages existing relationships and is charged with business development, the Commercial Credit teams are responsible for credit analysis and monitoring, credit underwriting, and ensuring risks are promptly identified are appropriately managed.

TDAF has a bold vision to become Canada’s #1 auto lender and joining the TDAF team means becoming part of a forward thinking, high performing team that is redefining the automotive banking and setting new standards of excellence in Canada's automotive industry.

Job Description

Structure credit for assigned portfolios, with focus on assessing credit worthiness or risk of potential customers to drive profitable business growth while adhering to TD's credit risk policies. Accountable for underwriting new credit requests, completing annual credit reviews, coordinating (or managing) draw requests, along with responsibilities for monitoring and controlling credit facilities.

CUSTOMER

Support the Relationship Manager in booking new business by preparing competitive credit packages in the assigned business segment in a timely manner to meet customer needs
Continually deliver exceptional customer service at every interaction and execute on plans to continuously improve the customer experience
Lead all aspects of analysis for assigned portfolios
Utilize sales platform to build a robust understanding of our customers/ target needs, industries and markets
Constantly build knowledge of the market, customers and broader economic factors
Identify and respond to changes in the business environment, establishing action plans to address customer issues and priorities
Assist the Relationship Manager in cross-selling the full range of products to existing and new customers, as applicable to maximize revenue/profit and retention of relationships based on the risk profile of the customer ensuring appropriate credit is earned at all times
Actively refer to other business partners across TDBG and respond effectively to reciprocal referrals.

SHAREHOLDER

Assess credit risk in compliance with applicable internal and external requirements (e.g. financial controls, segregation of duties, risk policies transaction approvals and physical control of assets) to increase profitability and enable business growth
Proactively promote products, sales, services and banking capabilities
Contribute to Operational Excellence business objectives and identify, suggest and actively participate in process improvement opportunities
Complete business processes / procedures as well as monitoring and control activities in a timely and accurate manner
Protect the interests of the organization - identify and manage risks, and escalate non-standard, high risk transactions / activities as necessary
Actively manage relationships within and across various business lines/ corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements
Ensure necessary due diligence to support the accuracy of all customer transactions / activities
Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
Assume responsibility to minimize operational and regulatory risk by complying with Bank and industry Code of Conduct

EMPLOYEE / TEAM

Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
Provide thought leadership and/ or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business unit
Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
Participate in personal performance management and development activities, including cross training within own team
Keep others informed and up to date about the status / progress of new requests and/or annual reviews and / or all relevant or useful information related to day-to-day activities
Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.
Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships.
Contribute to a fair, positive and equitable environment that supports a diverse workforce

BREADTH & DEPTH

Professional role requiring a depth of knowledge / expertise in own domain / field of specialty and working knowledge of broader related areas
Ensuring advice and solutions provided within own area of expertise align with the Enterprise strategic priorities, including risk appetite, customer experience
Applies best practices to implement process, product or service improvements
Acts as a subject matter expert within their own area of specialty or a resource for others
Contributes to setting standards within area of expertise
Solves problems requiring analysis of multiple variables, including consultation with multiple stakeholders
Interprets guidelines, standards, policies and results of analysis to inform decision making at senior levels
Builds stakeholder alignment when structuring credit requests
Work performed under moderate guidance and supervision from management
Identifies and leads problem resolution for complex issues at all levels
Generally, reports to the Senior Manager, Credit Management

EXPERIENCE & EDUCATION

Business Degree (BComm or MBA), other undergraduate degree
5+ years of relevant experience and/or Associate Program
Financial statement acumen and strong analytical skills (will be assessed during the interview process) - prior financial modeling experience considered a strong asset
Strong communications and organizational skills with the ability to multi-task and adapt to change in a dynamic fast-paced environment
Ability to work both independently and in a team environment
A high-energy individual who can be detail oriented and exercise initiatives with minimal direction
Proficient in using Windows and MS Office Suite (Word, Excel, PowerPoint and Outlook)
CFA designation, or progress toward completion, is considered an asset.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet

Apply on td.wd3.myworkdayjobs.com About employer

More about this job

Responsibilities

Underwrite new credit requests, conduct annual reviews, coordinate draw requests, and monitor credit facilities across commercial auto finance portfolios. Support Relationship Managers with customer service, business development, credit risk management, and compliant execution of credit processes.

Requirements

A business degree, another undergraduate degree, or participation in an Associate Program is sought, along with at least five years of relevant experience. Candidates should have strong financial statement analysis and analytical skills, communication and organizational abilities, and proficiency with Windows and Microsoft Office; financial modeling experience and CFA progress or designation are assets.

Skills

Credit Analysis
Credit Underwriting
Credit Risk Assessment
Financial Statement Analysis
Financial Modeling
Portfolio Monitoring
Credit Structuring
Customer Service
Relationship Management
Business Development
Cross-Selling
Risk Management
Regulatory Compliance
Microsoft Office
Communication
Organization

Benefits

Health and Well-Being Benefits
Savings and Retirement Programs
Paid Time Off
Banking Benefits and Discounts
Career Development
Reward and Recognition Programs

Visa sponsorship

Not detected in the job text

Keywords

Commercial Credit
TD Auto Finance
Business Banking
Credit Analysis
Credit Underwriting
Credit Risk
Credit Reviews
Credit Facilities
Portfolio Monitoring
Financial Statements
Financial Modeling
Real Estate Financing
Acquisition Financing
Operating Credit
Floor Plan Financing
Lease Lines
Equipment Financing
Relationship Management
Business Development
Customer Experience
Cross-Selling
Risk Policies
Regulatory Requirements
Operational Excellence
Microsoft Windows
Microsoft Office
Excel
PowerPoint
Outlook
CFA

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Work requirements

Jobs in Canada