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Added 15 hours ago
Credit Analyst II
TD
Brampton, ON
Full-time
…while adhering to TD's credit risk policies. Accountable for underwriting new credit requests, completing annual credit reviews, coordinating (or managing) draw requests, along with…
Added 1 day ago
Customer Service Advisor (Bilingual)
CAA Club Group
Vaughan, ON
Full-time
At CCG, we are committed to delivering an exceptional Associate experience. We offer:
Added 1 day ago
Client Service Associate - Commercial Insurance
BFL CANADA
Vancouver, BC
Full-time
We are looking for a Client Service Associate to join our team in our Vancouver office!
Added 1 day ago
Assoc Insurance Advisor II
Co-operators
Moncton, NB
Full-time
The Associate Insurance Advisor II is a key player in the support and development of the agency operation primarily through sales and service. This role utilizes a broad knowledge of The…
Added 1 day ago
Associate Underwriter, Technical Risk (9-Month Contract)
Northbridge Financial
Vancouver, BC · Edmonton, AB · Calgary, AB
Full-time · Other
What it’s like to be a Northbridge Associate Underwriter, Technical Risk:
Added 1 day ago
Account Representative, Group Benefits
The Canada Life Assurance Company
Ottawa, ON
Experience or exposure to the field of group benefits/insurance and/or group life insurance, healthcare insurance, disability insurance, underwriting
Added 2 days ago
Originations Associate
Merchant Growth
Vancouver, BC
Full-time
We are seeking a detail-oriented and proactive Originations Associate to support our underwriting and sales teams. This individual will play a critical role in reviewing applications,…
Added 2 days ago
Financial Services Associate - Full Time - 15 Month Contract
Meridian Credit Union
Hamilton, ON
$60,000 to $64,000 CAD / year
Full-time
As Financial Services Associate (15-Month Contract):
Added 2 days ago
Associate, Underwriter
BFL CANADA
Waterloo, ON
Full-time
We are looking for an Associate, Underwriter to join our team in our Waterloo office!
Added 2 days ago
Analyst or Associate, Investment Banking, Corporate Finance Advisory - Toronto, ON
Scotiabank
Toronto, ON
…finance and mergers & acquisitions); fixed income and equity underwriting, sales, trading and research; prime services (prime brokerage and stock lending); foreign exchange sales and…
Added 2 days ago
Associate Mortgage Underwriter, Third-Party Residential Underwriting - MBBS
First National Financial LP
Calgary, AB
Full-time
We are hiring an Associate Mortgage Underwriter within the Third-Party Residential Underwriting - MBBS!
Added 2 days ago
Guidewire Developer
Avanciers Inc.
Toronto, ON
$85 to $105 CAD / hour
Contract
…act as the technical authority translating complex insurance underwriting, product modeling, invoicing, and collection requirements into scalable, high-performance digital…
Added 2 days ago
Investment Banking Associate, Mergers & Acquisitions
TD Securities
Toronto, ON
Full-time
…needs today and prepare for tomorrow. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global…
Added 2 days ago
Associate, TDIP
TD
Toronto, ON
Full-time
As an Associate, Capital Solutions, you'll work alongside a team of technology experts to assess new lending opportunities, underwrite credit facilities, and manage reporting and…
Added 2 days ago
Senior Underwriter - Commercial Lines (QC)
Echelon Insurance
Montreal, QC
Full-time
At CCG, we are committed to delivering an exceptional Associate experience. We offer:
Added 2 days ago
Investment Banking Associate, Mergers & Acquisitions
TD
Toronto, ON
Full-time
…needs today and prepare for tomorrow. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global…
Added 3 days ago
Senior Underwriter - Commercial Lines (QC)
CAA Club Group
Montreal, QC
At CCG, we are committed to delivering an exceptional Associate experience. We offer:• Work-life harmony with access to an award-winning holistic wellness program,
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Senior AI Engineer – Claims Summarization & Agentic AI
Cognizant
Toronto, ON
Full-time
Insurance domain experience, particularly Claims, Policy Administration, or Underwriting, is highly preferred.
Added 3 days ago
Analyst II, Commercial Funding
First National Financial LP
Toronto, ON · East York, ON
Full-time
Associate Director and Team Lead, Commercial Funding
Added 3 days ago
Souscripteur adjoint ou souscriptrice adjointe/Associate Underwriter
CNA Insurance
Winnipeg, MB · Toronto, ON · Montreal, QC · Vancouver, BC · Calgary, AB
Full-time
Under broad supervision, responsible for underwriting risk for the underwriting lifecycle from submission through policy issuance, for renewals within limited authority. Partnering with…
Added 3 days ago
Financial Services Associate - Full Time - 12 Month Contract
Meridian Credit Union
Waterloo, ON
$60,000 to $64,000 CAD / year
Full-time
As Financial Services Associate (12-Month Contract):
Added 3 days ago
Advisor Support Associate- Insurance and Investment Client Services
Clauzel Financial Solutions
Vancouver, BC
Full-time
…ambitious professional to join our team as an Advisor Support…
Added 3 days ago
Associate Director, Corporate Client Group Finance
Royal Bank of Canada
Toronto, ON
Full-time
Corporate Finance, Credit Processes, Credit Structuring, Financial Statement Analysis, Loan Underwriting
Added 3 days ago
Associate Director, Corporate Client Group Finance
RBC
Toronto, ON
Full-time
Corporate Finance, Credit Processes, Credit Structuring, Financial Statement Analysis, Loan Underwriting
Added 3 days ago
Associate Director - Commercial Real Estate
ATB
Edmonton, AB
Full-time
As ATB’s next Associate Director, Commercial Real Estate, you are someone who loves solving problems and connecting with people. You are customer obsessed and leverage your financial skills…

Credit Analyst II

Brampton, ON, Canada

Pay: $81,600 - $115, 200 CAD
Job type: Full-time
Apply by: Oct 9, 2026
Experience: 5+ years of relevant experience and/or Associate Program
Posting language: English
Posted: Sep 25, 2026

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Original job description

Work Location:

Brampton, Ontario, Canada

Hours:

37.5

Line of Business:

Credit Management

Pay Details:

$81,600 - $115, 200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Structure credit for assigned portfolios, with focus on assessing credit worthiness or risk of potential customers to drive profitable business growth while adhering to TD's credit risk policies. Accountable for underwriting new credit requests, completing annual credit reviews, coordinating (or managing) draw requests, along with responsibilities for monitoring and controlling credit facilities.

CUSTOMER

Support the Relationship Manager in booking new business by preparing competitive credit packages in the assigned business segment in a timely manner to meet customer needs
Continually deliver exceptional customer service at every interaction and execute on plans to continuously improve the customer experience
Lead all aspects of analysis for assigned portfolios
Utilize sales platform to build a robust understanding of our customers/ target needs, industries and markets
Constantly build knowledge of the market, customers and broader economic factors
Identify and respond to changes in the business environment, establishing action plans to address customer issues and priorities
Assist the Relationship Manager in cross-selling the full range of products to existing and new customers, as applicable to maximize revenue/profit and retention of relationships based on the risk profile of the customer ensuring appropriate credit is earned at all times
Actively refer to other business partners across TDBG and respond effectively to reciprocal referrals.

SHAREHOLDER

Assess credit risk in compliance with applicable internal and external requirements (e.g. financial controls, segregation of duties, risk policies transaction approvals and physical control of assets) to increase profitability and enable business growth
Proactively promote products, sales, services and banking capabilities
Contribute to Operational Excellence business objectives and identify, suggest and actively participate in process improvement opportunities
Complete business processes / procedures as well as monitoring and control activities in a timely and accurate manner
Protect the interests of the organization - identify and manage risks, and escalate non-standard, high risk transactions / activities as necessary
Actively manage relationships within and across various business lines/ corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements
Ensure necessary due diligence to support the accuracy of all customer transactions / activities
Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
Assume responsibility to minimize operational and regulatory risk by complying with Bank and industry Code of Conduct

EMPLOYEE / TEAM

Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
Provide thought leadership and/ or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business unit
Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
Participate in personal performance management and development activities, including cross training within own team
Keep others informed and up to date about the status / progress of new requests and/or annual reviews and / or all relevant or useful information related to day-to-day activities
Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.
Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships.
Contribute to a fair, positive and equitable environment that supports a diverse workforce

BREADTH & DEPTH

Professional role requiring a depth of knowledge / expertise in own domain / field of specialty and working knowledge of broader related areas
Ensuring advice and solutions provided within own area of expertise align with the Enterprise strategic priorities, including risk appetite, customer experience
Applies best practices to implement process, product or service improvements
Acts as a subject matter expert within their own area of specialty or a resource for others
Contributes to setting standards within area of expertise
Solves problems requiring analysis of multiple variables, including consultation with multiple stakeholders
Interprets guidelines, standards, policies and results of analysis to inform decision making at senior levels
Builds stakeholder alignment when structuring credit requests
Work performed under moderate guidance and supervision from management
Identifies and leads problem resolution for complex issues at all levels
Generally, reports to the Senior Manager, Credit Management

EXPERIENCE & EDUCATION

Undergraduate degree and/or
5+ years of relevant experience and/or Associate Program

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet

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More about this job

Responsibilities

The Credit Analyst II is responsible for structuring credit for assigned portfolios, assessing creditworthiness, and underwriting new credit requests while adhering to risk policies. They also support relationship managers in booking new business and monitoring credit facilities to ensure profitable growth.

Requirements

Candidates must possess an undergraduate degree and at least 5 years of relevant experience in credit management or a related field. Strong analytical skills, knowledge of regulatory requirements, and the ability to manage complex credit portfolios are essential.

Skills

Credit analysis
Risk assessment
Underwriting
Credit risk policies
Financial analysis
Relationship management
Portfolio management
Customer service
Regulatory compliance
Business development
Operational excellence
Stakeholder management
Mentorship
Problem resolution
Market knowledge

Benefits

Health and well-being benefits
Savings and retirement programs
Paid time off
Banking benefits and discounts
Career development
Reward and recognition programs

Visa sponsorship

Not detected in the job text

Keywords

Credit Management
Underwriting
Risk Assessment
Portfolio Management
Financial Controls
Regulatory Compliance
Relationship Management
Credit Risk
Business Growth
Operational Excellence
Due Diligence
Banking
Financial Analysis
Stakeholder Engagement
Mentorship
Credit Facilities
Market Analysis
Risk Policies
Cross-selling
Customer Experience

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