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Wireless Sales Associate - 1121 Hamilton Centre
OSL Retail Services Inc
Hamilton, ON
- Other
Wireless Sales Associate | Full-Time | 1121 Hamilton Centre, Hamilton, ON
Added 6 mins ago
OR
Wireless Sales Associate - 1104 Vancouver East
OSL Retail Services Inc
Vancouver, BC
- Other
Wireless Sales Associate | Part-Time 1104 Vancouver East, Vancouver, BC
Added 21 mins ago
SD
Merchandiser, Hourly Full Time Flexible Shifts Greenlight Requisition
Shoppers Drug Mart
Newmarket, ON
- Full-time
Supports Front Store Manager/Assistant Front Store Manager in maintaining the quality and standards
Added 21 mins ago
Chief Estimator
State Window Corporation
Vaughan, ON
…committed to becoming North America’s most sought-after provider of full envelope façade solutions. Our innovative product line includes high-performance glass window walls, Uni-Wall…
Added 36 mins ago
Accounting Manager
Adventurer Manufacturing
BC · Abbotsford, British Columbia
The Accounting Manager is responsible for the day-to-day accounting operations and financial integrity of SCOUT’s Experiential Hubs.
Added 36 mins ago
QC - ASSISTANT STORE MANAGER
The Aldo Group Inc / Le Groupe Aldo Inc.
Montreal, QC
As Assistant Store Manager, you’re the Store Manager’s right hand and a key player in creating an amazing store experience. You lead by example, inspire your team to hit sales goals, and…
Added 1 hour ago
VM
Sales Representative- Permanent Full-Time - (Supply Chain and Logistics B2B) - Alberta
Venture Media
Calgary, AB
- From $60,000 CAD / year
- Full-time
Reporting to the Sales Manager – Business Development, the Sales Representative will contribute directly to revenue growth by turning qualified opportunities into active shipping clients…
Added 1 hour ago
VM
Sales Representative- Permanent Full-Time - (Supply Chain and Logistics B2B) - Ontario
Venture Media
Toronto, ON
- From $60,000 CAD / year
- Full-time
Reporting to the Sales Manager – Business Development, the Sales Representative will contribute directly to revenue growth by turning qualified opportunities into active shipping clients…
Added 1 hour ago
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store manager, Central and South Calgary. A.B
Starbucks
Calgary, AB
- $61,000 to $80,875 USD / year
- Full-time
Ability to work full time (the work regularly demands in excess of 40 hours per week) including variable hours including early mornings, evenings, weekends and/ or holidays.
Added 1 hour ago
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Retail Operations Manager
PetSmart
Ottawa, ON
- Full-time
Full-time availability required, flexibility in schedule, able to work evenings, weekends, and holidays as needed.
Added 1 hour ago
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Territory Sales Manager - Automotive
EBlock Inc.
Edmonton, AB
- $60,000 to $72,000 CAD / year
- Full-time
The Territory Sales Manager represents the company and manages relationships with customers. This role is focused on achieving targets and maintaining current relationships with dealerships…
Added 1 hour ago
EI
Territory Sales Manager - Automotive
EBlock Inc.
Calgary, AB
- $60,000 to $72,000 CAD / year
- Full-time
Every vehicle that changes hands on EBlock started with a relationship - and as Territory Sales Manager, those relationships start with you. You'll be out with dealership decision-makers…
Added 1 hour ago
Vape / Budtender PT
True North Construction Company
Timmins, ON
Lead the sales floor in the absence of a manager and delegate tasks appropriately
Added 1 hour ago
BS
Food Service Area Supervisor
Bento Sushi
Ottawa, ON
- Up to $50,000 CAD / year
- Full-time
Responsible for the overall day-to-day management and operations of assigned locations, including people management, food safety, guest services, sales and food quality
Added 1 hour ago
Technical Inside Sales Specialist
Nanometrics Inc
Ottawa, ON
…seismicity monitoring in the energy sector. We specialize in full-service, integrated solutions for studying artificial and natural seismicity, including turnkey seismic networks,…
Added 2 hours ago
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Finance Officer (NOC 12200)
Fresh Market Foods
Sioux Lookout, ON
- Full-time
Terms of Employment: Permanent Full-time (40 hours/week)
Added 2 hours ago
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Office Clerk (NOC 14100)
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Sioux Lookout, ON
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…Convenience, and Golden Eagle Convenience & Gas Bar. This permanent full-time position is ideal for someone who enjoys working in a collaborative and fast-paced environment while…
Added 3 hours ago
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Sales Manager
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Added 4 hours ago
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Manager, MX Sales Platform
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Mississauga, ON
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Added 4 hours ago
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Manager, Product Management (Mobile Enhancements)
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Added 4 hours ago
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Gestionnaire régional des ventes (Area Sales Manager) - Region du Quebec Est
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Added 4 hours ago
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Senior Customer Service Representative
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Some customer maintenance in CRM program, Sales Logix as requested by Sales Office Manager
Added 4 hours ago
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Attendant, Warehouse II
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…our organization. Under the responsibility of the Warehouse Manager, the incumbent will be responsible for accurately picking and packaging, staging products and loading and unloading of…
Added 5 hours ago
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Kipling Group
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- Full-time
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Added 5 hours ago
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Financial Service Representative - LendDirect Office 1561
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Halifax, NS
- Full-time
…provincial average. The actual base hourly offered for this full-time position will be determined by various factors, including, but not limited to, location, skills, knowledge,…

Credit Analyst II

Ottawa, ON, Canada

$81,600 - $115,200 CAD · Full-time

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Job details

Pay: $81,600 - $115,200 CAD
Job type: Full-time
Apply by: Oct 13, 2026
Experience: 5+ years of relevant experience and/or Associate Program
Posting language: English
Posted: Sep 29, 2026

Original job description

Work Location:

Ottawa, Ontario, Canada

Hours:

37.5

Line of Business:

Credit Management

Pay Details:

$81,600 - $115,200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Structure credit for assigned portfolios, with focus on assessing credit worthiness or risk of potential customers to drive profitable business growth while adhering to TD's credit risk policies. Accountable for underwriting new credit requests, completing annual credit reviews, coordinating (or managing) draw requests, along with responsibilities for monitoring and controlling credit facilities.

CUSTOMER

Support the Relationship Manager in booking new business by preparing competitive credit packages in the assigned business segment in a timely manner to meet customer needs
Continually deliver exceptional customer service at every interaction and execute on plans to continuously improve the customer experience
Lead all aspects of analysis for assigned portfolios
Utilize sales platform to build a robust understanding of our customers/ target needs, industries and markets
Constantly build knowledge of the market, customers and broader economic factors
Identify and respond to changes in the business environment, establishing action plans to address customer issues and priorities
Assist the Relationship Manager in cross-selling the full range of products to existing and new customers, as applicable to maximize revenue/profit and retention of relationships based on the risk profile of the customer ensuring appropriate credit is earned at all times
Actively refer to other business partners across TDBG and respond effectively to reciprocal referrals.

SHAREHOLDER

Assess credit risk in compliance with applicable internal and external requirements (e.g. financial controls, segregation of duties, risk policies transaction approvals and physical control of assets) to increase profitability and enable business growth
Proactively promote products, sales, services and banking capabilities
Contribute to Operational Excellence business objectives and identify, suggest and actively participate in process improvement opportunities
Complete business processes / procedures as well as monitoring and control activities in a timely and accurate manner
Protect the interests of the organization - identify and manage risks, and escalate non-standard, high risk transactions / activities as necessary
Actively manage relationships within and across various business lines/ corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements
Ensure necessary due diligence to support the accuracy of all customer transactions / activities
Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
Assume responsibility to minimize operational and regulatory risk by complying with Bank and industry Code of Conduct

EMPLOYEE / TEAM

Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
Provide thought leadership and/ or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business unit
Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
Participate in personal performance management and development activities, including cross training within own team
Keep others informed and up to date about the status / progress of new requests and/or annual reviews and / or all relevant or useful information related to day-to-day activities
Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.
Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships.
Contribute to a fair, positive and equitable environment that supports a diverse workforce

BREADTH & DEPTH

Professional role requiring a depth of knowledge / expertise in own domain / field of specialty and working knowledge of broader related areas
Ensuring advice and solutions provided within own area of expertise align with the Enterprise strategic priorities, including risk appetite, customer experience
Applies best practices to implement process, product or service improvements
Acts as a subject matter expert within their own area of specialty or a resource for others
Contributes to setting standards within area of expertise
Solves problems requiring analysis of multiple variables, including consultation with multiple stakeholders
Interprets guidelines, standards, policies and results of analysis to inform decision making at senior levels
Builds stakeholder alignment when structuring credit requests
Work performed under moderate guidance and supervision from management
Identifies and leads problem resolution for complex issues at all levels
Generally, reports to the Senior Manager, Credit Management

EXPERIENCE & EDUCATION

Undergraduate degree and/or
5+ years of relevant experience and/or Associate Program

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet

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More about this job

Responsibilities

The Credit Analyst II is responsible for structuring credit for assigned portfolios, assessing creditworthiness, and underwriting new credit requests. They also monitor credit facilities and support Relationship Managers in booking new business while ensuring compliance with risk policies.

Requirements

Candidates must possess an undergraduate degree and at least 5 years of relevant experience, or have completed the Associate Program. Strong knowledge of credit risk assessment, financial controls, and regulatory requirements is essential for this role.

Skills

Credit analysis
Risk assessment
Underwriting
Credit risk management
Financial analysis
Portfolio management
Relationship management
Regulatory compliance
Due diligence
Business development
Stakeholder management
Problem resolution
Operational excellence
Mentorship

Benefits

Health and well-being benefits
Savings and retirement programs
Paid time off
Banking benefits and discounts
Career development
Reward and recognition programs

Visa sponsorship

Not detected in the job text

Keywords

Credit Analyst
Credit Management
Underwriting
Risk Policies
Financial Controls
Portfolio Management
Relationship Management
Regulatory Requirements
Due Diligence
Banking
Credit Facilities
Operational Excellence
Business Growth
Stakeholder Alignment
Credit Risk

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