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Added 2 hours ago
Sr. Analyst, Business Intelligence
Viral Nation Inc.
Canada
We are seeking an experienced Senior Analyst to join our dynamic Business Intelligence team. The Senior Analyst will play a pivotal role in driving marketing strategies, optimizing campaign…
Added 15 hours ago
HRIS Analyst (Payroll, Absence & Time Tracking)
Extendicare
Markham, ON · Extendicare (Canada) Inc (Steeles Ave.)
Full-time
Reporting to the Senior Manager, HRIS, the HRIS Analyst (Payroll, Absence & Time Tracking) will support the ongoing configuration, enhancement and optimization of Workday Payroll, Absence…
Added 15 hours ago
HRIS Analyst (HCM, Recruitment & Learning)
Extendicare
Markham, ON · Extendicare (Canada) Inc (Steeles Ave.)
Full-time
Reporting to the Senior Manager, HRIS, the HR Systems Analyst, Workday (HCM, Recruitment & Learning) will be responsible for configuring, enhancing and optimizing Workday Core HCM,…
Added 16 hours ago
Business Analyst
ADGA Group
Ottawa, ON
$85,000 to $115,000 CAD / year
Full-time
A minimum of 5+ years (Intermediate) or 10+ years (Senior) of demonstrated experience as a Business Analyst performing responsibilities consistent with a senior-level business consulting…
Added 16 hours ago
Business Analyst
ADGA Group Consultants Inc
Ottawa, ON
$85,000 to $115,000 CAD / year
Full-time
A minimum of 5+ years (Intermediate) or 10+ years (Senior) of demonstrated experience as a Business Analyst performing responsibilities consistent with a senior-level business consulting…
Added 17 hours ago
Sr Analyst, Reporting and Analytics
The Home Depot Canada
Toronto, ON
Full-time
…range you see represents base salary only. In addition, your total rewards may include: semi-annual bonuses tied to business performance; Deferred Profit-Sharing Program to assist with…
Added 18 hours ago
Senior Financial Analyst, Financial Information and Controls
Alimentation Couche-Tard
Laval, QC
Full-time
…countries, serving almost 9 million customers every day. In total, more than 150,000 people work in our stores and offices. We make journeys easier by offering fast and friendly service. We…
Added 19 hours ago
Business Systems Analysis Specialist
TD
Toronto, ON
Full-time
We are seeking a Senior Business Systems Analyst to join our team. This role plays a key part in bridging the gap between business operations and technology by supporting the design and…
Added 19 hours ago
Actuarial Analyst II
TD
Toronto, ON · Montreal, QC
Full-time
Generally reports to a Manager / Senior Manager
Added 19 hours ago
Senior Financial Analyst, Financial Information and Controls
Circle K
Laval, QC
Full-time
…countries, serving almost 9 million customers every day. In total, more than 150,000 people work in our stores and offices. We make journeys easier by offering fast and friendly service. We…
Added 20 hours ago
Actuarial Analyst II
TD
Toronto, ON
Full-time
Generally reports to a Manager / Senior Manager
Added 20 hours ago
Business Systems Analysis Specialist
TD
Toronto, ON
Full-time
We are seeking a Senior Business Systems Analyst to join our team. This role plays a key part in bridging the gap between business operations and technology by supporting the design and…
Added 1 day ago
Senior Consultant, Valuations - Deal Advisory
KPMG
Hamilton, ON
Full-time
…qualifications. In addition, KPMG offers a comprehensive and competitive Total Rewards…
Added 1 day ago
Senior Governance & Control Analyst
TD
Toronto, ON
Full-time
Reporting to the Senior Manager, the Analyst will be part of the G&C Risk Control Self Assessment Transformation team. The role's mandate is to execute the internal control testing plan,…
Added 1 day ago
Senior Project Management Analyst, National Office - Audit (Toronto)
Deloitte
Toronto, ON
Full-time
As a Senior Project Management Analyst within the Project Management Support Network, you will provide support to Public Audit engagement teams by carrying out a variety of project…
Added 1 day ago
Cloud Operations Analyst - Operate
Deloitte
Toronto, ON
Full-time
…and decommissioning of cloud resources under the guidance of senior team members. The role also involves supporting backup, recovery, patching, and maintenance activities across cloud and…
Added 1 day ago
Senior Analyst Tax
Dream
Toronto, ON
Full-time
…thriving community. Dream’s Tax team is currently looking for a Senior Tax Analyst to join our thriving and energetic tax…
Added 1 day ago
Cost Analyst
RBC
Bedford, QC
Full-time
A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation.
Added 1 day ago
Senior Analyst, QC Compliance
Resilience
Mississauga, ON · CAN - ON - Mississauga - Meadowpine Blvd
Full-time
Operating with a high degree of independence, the Senior Analyst, QC Compliance owns compliance activities that sustain adherence to GMPs, regulatory requirements, and internal quality…
Added 1 day ago
Senior Consultant, Valuations - Deal Advisory
KPMG
Toronto, ON · ON
Full-time
…qualifications. In addition, KPMG offers a comprehensive and competitive Total Rewards…
Added 1 day ago
Data and Product Analyst (Contract)
PwC
Toronto, ON
Full-time
As a Data and Product Analyst at the Senior Associate level, unlock your potential and embrace the chance to drive meaningful outcomes that’ll elevate your career. Your role will include,…
Added 1 day ago
Senior IT Business Systems Analyst
The Canada Life Assurance Company
Winnipeg, MB · London, ON · Toronto, ON
The Senior IT Business Systems Analyst is responsible for leading the analysis of business problems and developing requirements, product and process specifications and contribution towards…
Added 1 day ago
Senior Business Systems Analyst - Guidewire (Billing Center)
CAA Club Group
Thornhill, ON
Incredible rewards, travel incentives, and product and service discounts,
Added 1 day ago
Senior Financial Crime Risk Analyst (5515)
TD
Toronto, ON · Markham, ON
Full-time
The Senior Financial Crime Risk Analyst, FCRM Reporting and Strategic Insights, Canada, is responsible for designing, developing, and maintaining innovative automation solutions that…
Added 1 day ago
Credit Analyst II
TD
Ottawa, ON
Full-time
Interprets guidelines, standards, policies and results of analysis to inform decision making at senior levels

Credit Analyst II

Ottawa, ON, Canada

Pay: $81,600 - $115,200 CAD
Job type: Full-time
Apply by: Oct 13, 2026
Experience: 5+ years of relevant experience and/or Associate Program
Posting language: English
Posted: Sep 29, 2026

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Original job description

Work Location:

Ottawa, Ontario, Canada

Hours:

37.5

Line of Business:

Credit Management

Pay Details:

$81,600 - $115,200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Structure credit for assigned portfolios, with focus on assessing credit worthiness or risk of potential customers to drive profitable business growth while adhering to TD's credit risk policies. Accountable for underwriting new credit requests, completing annual credit reviews, coordinating (or managing) draw requests, along with responsibilities for monitoring and controlling credit facilities.

CUSTOMER

Support the Relationship Manager in booking new business by preparing competitive credit packages in the assigned business segment in a timely manner to meet customer needs
Continually deliver exceptional customer service at every interaction and execute on plans to continuously improve the customer experience
Lead all aspects of analysis for assigned portfolios
Utilize sales platform to build a robust understanding of our customers/ target needs, industries and markets
Constantly build knowledge of the market, customers and broader economic factors
Identify and respond to changes in the business environment, establishing action plans to address customer issues and priorities
Assist the Relationship Manager in cross-selling the full range of products to existing and new customers, as applicable to maximize revenue/profit and retention of relationships based on the risk profile of the customer ensuring appropriate credit is earned at all times
Actively refer to other business partners across TDBG and respond effectively to reciprocal referrals.

SHAREHOLDER

Assess credit risk in compliance with applicable internal and external requirements (e.g. financial controls, segregation of duties, risk policies transaction approvals and physical control of assets) to increase profitability and enable business growth
Proactively promote products, sales, services and banking capabilities
Contribute to Operational Excellence business objectives and identify, suggest and actively participate in process improvement opportunities
Complete business processes / procedures as well as monitoring and control activities in a timely and accurate manner
Protect the interests of the organization - identify and manage risks, and escalate non-standard, high risk transactions / activities as necessary
Actively manage relationships within and across various business lines/ corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements
Ensure necessary due diligence to support the accuracy of all customer transactions / activities
Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
Assume responsibility to minimize operational and regulatory risk by complying with Bank and industry Code of Conduct

EMPLOYEE / TEAM

Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
Provide thought leadership and/ or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business unit
Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
Participate in personal performance management and development activities, including cross training within own team
Keep others informed and up to date about the status / progress of new requests and/or annual reviews and / or all relevant or useful information related to day-to-day activities
Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.
Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships.
Contribute to a fair, positive and equitable environment that supports a diverse workforce

BREADTH & DEPTH

Professional role requiring a depth of knowledge / expertise in own domain / field of specialty and working knowledge of broader related areas
Ensuring advice and solutions provided within own area of expertise align with the Enterprise strategic priorities, including risk appetite, customer experience
Applies best practices to implement process, product or service improvements
Acts as a subject matter expert within their own area of specialty or a resource for others
Contributes to setting standards within area of expertise
Solves problems requiring analysis of multiple variables, including consultation with multiple stakeholders
Interprets guidelines, standards, policies and results of analysis to inform decision making at senior levels
Builds stakeholder alignment when structuring credit requests
Work performed under moderate guidance and supervision from management
Identifies and leads problem resolution for complex issues at all levels
Generally, reports to the Senior Manager, Credit Management

EXPERIENCE & EDUCATION

Undergraduate degree and/or
5+ years of relevant experience and/or Associate Program

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet

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More about this job

Responsibilities

The Credit Analyst II is responsible for structuring credit for assigned portfolios, assessing creditworthiness, and underwriting new credit requests. They also monitor credit facilities and support Relationship Managers in booking new business while ensuring compliance with risk policies.

Requirements

Candidates must possess an undergraduate degree and at least 5 years of relevant experience, or have completed the Associate Program. Strong knowledge of credit risk assessment, financial controls, and regulatory requirements is essential for this role.

Skills

Credit analysis
Risk assessment
Underwriting
Credit risk management
Financial analysis
Portfolio management
Relationship management
Regulatory compliance
Due diligence
Business development
Stakeholder management
Problem resolution
Operational excellence
Mentorship

Benefits

Health and well-being benefits
Savings and retirement programs
Paid time off
Banking benefits and discounts
Career development
Reward and recognition programs

Visa sponsorship

Not detected in the job text

Keywords

Credit Analyst
Credit Management
Underwriting
Risk Policies
Financial Controls
Portfolio Management
Relationship Management
Regulatory Requirements
Due Diligence
Banking
Credit Facilities
Operational Excellence
Business Growth
Stakeholder Alignment
Credit Risk

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