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Added 11 mins ago
SD
Assistant.e technique en pharmacie, rémunéré(e) à l’heure – PHX temps partiel Quarts de travail flexibles Embauche feu vert
Shoppers Drug Mart
Montreal, QC
- Part-time
Join a locally owned and operated store to help deliver health, beauty and convenience services in your community, and keep the customer at the centre of everything you do.
Added 11 mins ago
SD
Assistant.e technique en pharmacie, rémunéré(e) à l’heure – PHX temps plein Quarts de travail flexibles Embauche feu vert
Shoppers Drug Mart
Saint-Lambert, QC
- Full-time
Join a locally owned and operated store to help deliver health, beauty and convenience services in your community, and keep the customer at the centre of everything you do.
Added 11 mins ago
SD
Spécialiste Beauté, rémunéré(e) à l’heure temps partiel Quarts de travail flexibles
Shoppers Drug Mart
Laval, QC
- Part-time
Join a locally owned and operated store to help deliver health, beauty and convenience services in your community, and keep the customer at the centre of everything you do.
Added 11 mins ago
SD
Assistant.e technique en pharmacie, rémunéré(e) à l’heure – PHX temps plein Quarts de travail flexibles Embauche feu vert
Shoppers Drug Mart
Montreal, QC
- Full-time
Join a locally owned and operated store to help deliver health, beauty and convenience services in your community, and keep the customer at the centre of everything you do.
Added 11 mins ago
SD
Assistant.e technique en pharmacie, rémunéré(e) à l’heure – PHX temps partiel jour
Shoppers Drug Mart
Montreal, QC
- Part-time
Join a locally owned and operated store to help deliver health, beauty and convenience services in your community, and keep the customer at the centre of everything you do.
Added 11 mins ago
SD
Spécialiste Beauté, rémunéré(e) à l’heure temps partiel soir
Shoppers Drug Mart
Terrebonne, QC
- Part-time
Join a locally owned and operated store to help deliver health, beauty and convenience services in your community, and keep the customer at the centre of everything you do.
Added 11 mins ago
Recreation Therapy Associate - ECFH - Mental Health & Addictions
Nova Scotia Health and IWK Health
Dartmouth, NS
Reporting to the Health Services Manager, and under the direction of the Recreation Therapist, the Recreation Therapy Associate works to support clients and families through application of…
Added 26 mins ago
RB
Associate
Royal Bank of Canada
Montreal, QC
- Full-time
The RBC Dominion Securities Place Ville Marie branch is looking for a resourceful, efficient, and collaborative individual to join our leading wealth management firm as an Associate.
Added 26 mins ago
RB
Senior Associate
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- Full-time
Account Management, Client Relationship Management, Client Service, Collaboration, Customer Success, Decision Making, Financial Regulation, Financial Services, Group Problem Solving,…
Added 26 mins ago
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Toronto, ON
- Full-time
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Added 40 mins ago
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Banking Relationship Sales Representative (Small Business Solutions) – Whitby Territory
ADP
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- $71,600 to $121,600 CAD / year
- Full-time
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Added 41 mins ago
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Senior Associate
RBC
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- Full-time
Account Management, Client Relationship Management, Client Service, Collaboration, Customer Success, Decision Making, Financial Regulation, Financial Services, Group Problem Solving,…
Added 41 mins ago
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Associate
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- Full-time
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Added 41 mins ago
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Richmond Hill, ON
- Full-time
…external point of contact, you will play a key role in maintaining client accounts, ensuring account administration and documentation remains up-to-date and compliant and working with the…
Added 41 mins ago
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Senior Associate, Workforce Transformation (Bilingual FR/ENG)
PwC
Montreal, QC
- Full-time
…improving employee engagement, and managing change. As a Senior Associate, Workforce Transformation, you will play a key role un delivering end-to-end transformation projects, leveraging…
Added 41 mins ago
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Workforce Transformation Senior Associate
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Ottawa, ON · Toronto, ON
- Full-time
At PwC, our people in Workforce Transformation focus on providing consulting services related to human resources function, payroll, talent management, and organizational development. These…
Added 41 mins ago
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- Full-time
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Added 41 mins ago
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Canadian Commercial Banking Associate
TD
Concord, ON
- Full-time
TD Commercial Banking provides financial solutions to North American businesses. Our broad range of products and services allows us to meet the needs of our clients in every sector,…
Added 41 mins ago
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Personal Banking Associate Trainee
TD
St. Catharines, ON
- Full-time
…service transactions and providing information and advice on services, products, and solutions to existing or prospective TD customers. At the branch, we understand customer needs and…
Added 41 mins ago
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Customer Experience Associate - Inviting Applicants who identify as First Nation (Status and Non-Status) Inuit, and Métis for future opportunities in Brampton
TD
Brampton, ON
- Part-time
…Non-Status), Inuit, and Métis with interest in the Customer Experience Associate role. For other opportunities, both for First Nation, Inuit, and Métis communities and others, please visit…
Added 41 mins ago
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Customer Experience Associate
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Petrolia, ON
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…service transactions and providing information and advice on services, products, and solutions to existing or prospective TD customers. At the branch, we understand customer needs and…
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Customer Experience Associate
TD
Kingston, ON
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…service transactions and providing information and advice on services, products, and solutions to existing or prospective TD customers. At the branch, we understand customer needs and…
Added 41 mins ago
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Personal Banking Associate Trainee
TD
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…with their financial needs? We are seeking a Personal Banking Associate Trainee for our branch office who can guide customers to the appropriate staff member for resolving their financial…
Added 41 mins ago
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Personal Banking Associate
TD
Salmon Arm, BC
- Part-time
…service transactions and providing information and advice on services, products, and solutions to existing or prospective TD customers. At the branch, we understand customer needs and…
Added 1 hour ago
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Senior Associate, Administrative Assistance, W&R
WTW
Toronto, ON
- $65,000 to $85,000 CAD / year
- Full-time
As Senior Associate – Administrative Assistance, this position requires a passion for client/customer satisfaction as well as the desire to continually tackle new challenges. This position…

Credit Analyst II

Oshawa, ON, Canada
Peterborough, ON, Canada

$81,600 - $115, 200 CAD · Full-time

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Job details

Pay: $81,600 - $115, 200 CAD
Job type: Full-time
Apply by: Oct 10, 2026
Experience: 5+ years of relevant experience and/or Associate Program
Posting language: English
Posted: Oct 7, 2026

Original job description

Work Location:

Oshawa, Ontario, Canada

Hours:

37.5

Line of Business:

Credit Management

Pay Details:

$81,600 - $115, 200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Structure credit for assigned portfolios, with focus on assessing credit worthiness or risk of potential customers to drive profitable business growth while adhering to TD's credit risk policies. Accountable for underwriting new credit requests, completing annual credit reviews, coordinating (or managing) draw requests, along with responsibilities for monitoring and controlling credit facilities.

CUSTOMER

Support the Relationship Manager in booking new business by preparing competitive credit packages in the assigned business segment in a timely manner to meet customer needs
Continually deliver exceptional customer service at every interaction and execute on plans to continuously improve the customer experience
Lead all aspects of analysis for assigned portfolios
Utilize sales platform to build a robust understanding of our customers/ target needs, industries and markets
Constantly build knowledge of the market, customers and broader economic factors
Identify and respond to changes in the business environment, establishing action plans to address customer issues and priorities
Assist the Relationship Manager in cross-selling the full range of products to existing and new customers, as applicable to maximize revenue/profit and retention of relationships based on the risk profile of the customer ensuring appropriate credit is earned at all times
Actively refer to other business partners across TDBG and respond effectively to reciprocal referrals.

SHAREHOLDER

Assess credit risk in compliance with applicable internal and external requirements (e.g. financial controls, segregation of duties, risk policies transaction approvals and physical control of assets) to increase profitability and enable business growth
Proactively promote products, sales, services and banking capabilities
Contribute to Operational Excellence business objectives and identify, suggest and actively participate in process improvement opportunities
Complete business processes / procedures as well as monitoring and control activities in a timely and accurate manner
Protect the interests of the organization - identify and manage risks, and escalate non-standard, high risk transactions / activities as necessary
Actively manage relationships within and across various business lines/ corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements
Ensure necessary due diligence to support the accuracy of all customer transactions / activities
Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
Assume responsibility to minimize operational and regulatory risk by complying with Bank and industry Code of Conduct

EMPLOYEE / TEAM

Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
Provide thought leadership and/ or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business unit
Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
Participate in personal performance management and development activities, including cross training within own team
Keep others informed and up to date about the status / progress of new requests and/or annual reviews and / or all relevant or useful information related to day-to-day activities
Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.
Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships.
Contribute to a fair, positive and equitable environment that supports a diverse workforce

BREADTH & DEPTH

Professional role requiring a depth of knowledge / expertise in own domain / field of specialty and working knowledge of broader related areas
Ensuring advice and solutions provided within own area of expertise align with the Enterprise strategic priorities, including risk appetite, customer experience
Applies best practices to implement process, product or service improvements
Acts as a subject matter expert within their own area of specialty or a resource for others
Contributes to setting standards within area of expertise
Solves problems requiring analysis of multiple variables, including consultation with multiple stakeholders
Interprets guidelines, standards, policies and results of analysis to inform decision making at senior levels
Builds stakeholder alignment when structuring credit requests
Work performed under moderate guidance and supervision from management
Identifies and leads problem resolution for complex issues at all levels
Generally, reports to the Senior Manager, Credit Management

EXPERIENCE & EDUCATION

Undergraduate degree and/or
5+ years of relevant experience and/or Associate Program

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet

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More about this job

Responsibilities

The Credit Analyst II is responsible for structuring credit for assigned portfolios, assessing creditworthiness, and underwriting new credit requests while adhering to risk policies. They also support relationship managers in booking new business and monitoring credit facilities to ensure profitable growth.

Requirements

Candidates must possess an undergraduate degree and at least 5 years of relevant experience, or have completed an Associate Program. Strong knowledge of credit risk assessment, regulatory requirements, and financial analysis is required for this role.

Skills

Credit analysis
Risk assessment
Underwriting
Credit risk management
Financial analysis
Customer service
Relationship management
Portfolio management
Due diligence
Regulatory compliance
Business development
Stakeholder management
Process improvement
Mentorship
Financial controls

Benefits

Health and well-being benefits
Savings and retirement programs
Paid time off
Banking benefits and discounts
Career development
Reward and recognition programs

Visa sponsorship

Not detected in the job text

Keywords

Credit Management
Underwriting
Risk Assessment
Portfolio Management
Financial Analysis
Credit Facilities
Relationship Management
Regulatory Compliance
Due Diligence
Banking
Financial Controls
Business Growth
Stakeholder Management
Operational Excellence
Mentorship
Credit Risk Policies
Market Analysis
Cross-selling
Customer Experience
Data Analysis

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