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Added 36 mins ago
TU
Student Financial Business Support Analyst
The University of British Columbia
Vancouver, BC
- $7,727.33 to $11,112 CAD / month
- Full-time
The incumbent will lead high-level requirements gathering and analysis of complex systems requests impacting operational processes and the family of enterprise Student Information Systems…
Added 1 hour ago
WI
Project Controls Analyst - Temporary 18 months
WSP in Canada
Markham, ON
- Contract
We are seeking an experienced Project Control Analyst to support the successful delivery of transportation and infrastructure projects. This is a temporary full-time position for a period…
Added 1 hour ago
WI
Project Controls Analyst - Temporary 18 months
WSP in Canada
Vaughan, ON
- Contract
We are seeking an experienced Project Control Analyst to support the successful delivery of transportation and infrastructure projects. This is a temporary full-time position for a period…
Added 1 hour ago
WI
Project Controls Analyst - Temporary 18 months
WSP in Canada
Toronto, ON
- Contract
We are seeking an experienced Project Control Analyst to support the successful delivery of transportation and infrastructure projects. This is a temporary full-time position for a period…
Added 1 hour ago
WI
Project Controls Analyst - Temporary 18 months
WSP in Canada
Ottawa, ON
- Contract
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Added 1 hour ago
UO
Student Financial Business Support Analyst
University of British Columbia
Vancouver, BC · UBCV | Brock Hall (BRCK)
- $7,727.33 to $11,112 CAD / month
- Full-time
The incumbent will lead high-level requirements gathering and analysis of complex systems requests impacting operational processes and the family of enterprise Student Information Systems…
Added 1 hour ago
T
Senior FCRM Testing Analyst - PCT Validations (5325)
TD
Toronto, ON
- Full-time
Execute independent testing of FCRM controls/systems for assigned businesses, and operational units across the Bank to evaluate the effectiveness of these controls in covering associated…
Added 2 hours ago
SL
Senior Risk Business Analyst
Sun Life
Toronto, ON · Waterloo, ON · Sun Life Toronto One York
- Full-time
The Senior Risk Business Analyst will make a meaningful contribution to Sun Life’s Corporate Risk Operations team by combining business analysis expertise and business-facing support for…
Added 3 hours ago
B
Manager, Credit Risk Model Validation
BMO
Toronto, ON · FCP
- Full-time
Seeking a skilled and experienced professional to join our Model Risk Management Team as a Manager, Model Risk, Credit Risk. As a manager in our second line of defense risk management,…
Added 3 hours ago
T
FCRM Testing Analyst - Technology Testing (5557)
TD
Toronto, ON
- Full-time
The Financial Crime Risk Management (FCRM) Enterprise Testing Team (formerly Global Anti-Money Laundering) sits within the second line of defense and conducts design and operating…
Added 4 hours ago
Project Controls Analyst - Temporary 18 months
WSP
Thornhill, ON
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M
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Mativ
Renfrew, ON
- Full-time
Reporting to the Quality Manager, the Quality Analyst is involved in broad scope quality responsibilities for the site including, but not limited to, raw material specifications, control of…
Added 4 hours ago
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City of Edmonton
AB
…Edmonton Police Service (EPS) is seeking a highly motivated and experienced professional to serve as the Mission Critical Development Team Lead. Reporting to the Manager, Mission Critical…
Added 5 hours ago
TU
Manager, HRIS & Technology Analyst
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Langley (District), BC · Langley, British Columbia
- Full-time
…that serves as the system owner for the organization’s HRIS and peripheral technology ecosystem and subject matter expert for systems integration. This role is responsible for the planning,…
Added 7 hours ago
GS
Business Analyst
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Montreal, QC
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Understanding of risk and control frameworks within large enterprises.
Added 7 hours ago
Programmer Analyst Advisory
Scotiabank
Toronto, ON
Support audit, compliance, and risk management activities.
Added 9 hours ago
IO
Compliance Analyst (Fixed Term)
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Added 22 hours ago
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Senior Market Risk Analyst (5622)
TD
Toronto, ON
- Full-time
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Added 1 day ago
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Senior Infrastructure Analyst
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Mississauga, ON
- Full-time
The Senior Infrastructure Analyst is responsible for designing, implementing, modernizing, and supporting enterprise infrastructure across hybrid environments, including on-premises data…
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Senior Market Risk Analyst (5622)
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Reporting to the Senior Manager, Market Risk, the Senior Risk Analyst’s accountabilities include:
Added 1 day ago
TS
TDS Operations Analyst II
TD Securities
Toronto, ON
- Full-time
…is committed to ensuring services provided across the Bank and to its clients are delivered in a professional manner, that risk is minimized, and the client has a positive experience. The…
Added 1 day ago
T
Credit Analyst II
TD
Oshawa, ON · Peterborough, ON
- Full-time
Assess credit risk in compliance with applicable internal and external requirements (e.g. financial controls, segregation of duties, risk policies transaction approvals and physical control…
Added 1 day ago
T
Information Security Analyst II ( Social Engineer Threat Analyst)
TD
Toronto, ON
- Full-time
Provide protection to TD colleagues, customers, and the TD Brand from social engineering threats across email, digital, voice, messaging, and online channels. The role operates within…
Added 1 day ago
C
Infrastructure DevOps Analyst
Citi
Mississauga, ON
- Full-time
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Added 1 day ago
CI
Analyst, Strategy, Risk & Operations, Capital Markets & Factor Investing (12-Month Contract)
CPP Investments | Investissements RPC
Toronto, ON
- Full-time
As Analyst, Strategy, Risk & Operations (SRO), you will support Capital Markets and Factor Investing’s (CMF) operational-readiness agenda, working at the intersection of investment…

Credit Analyst II

Oshawa, ON, Canada
Peterborough, ON, Canada

$81,600 - $115, 200 CAD · Full-time

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Job details

Pay: $81,600 - $115, 200 CAD
Job type: Full-time
Apply by: Oct 10, 2026
Experience: 5+ years of relevant experience and/or Associate Program
Posting language: English
Posted: Oct 7, 2026

Original job description

Work Location:

Oshawa, Ontario, Canada

Hours:

37.5

Line of Business:

Credit Management

Pay Details:

$81,600 - $115, 200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Structure credit for assigned portfolios, with focus on assessing credit worthiness or risk of potential customers to drive profitable business growth while adhering to TD's credit risk policies. Accountable for underwriting new credit requests, completing annual credit reviews, coordinating (or managing) draw requests, along with responsibilities for monitoring and controlling credit facilities.

CUSTOMER

Support the Relationship Manager in booking new business by preparing competitive credit packages in the assigned business segment in a timely manner to meet customer needs
Continually deliver exceptional customer service at every interaction and execute on plans to continuously improve the customer experience
Lead all aspects of analysis for assigned portfolios
Utilize sales platform to build a robust understanding of our customers/ target needs, industries and markets
Constantly build knowledge of the market, customers and broader economic factors
Identify and respond to changes in the business environment, establishing action plans to address customer issues and priorities
Assist the Relationship Manager in cross-selling the full range of products to existing and new customers, as applicable to maximize revenue/profit and retention of relationships based on the risk profile of the customer ensuring appropriate credit is earned at all times
Actively refer to other business partners across TDBG and respond effectively to reciprocal referrals.

SHAREHOLDER

Assess credit risk in compliance with applicable internal and external requirements (e.g. financial controls, segregation of duties, risk policies transaction approvals and physical control of assets) to increase profitability and enable business growth
Proactively promote products, sales, services and banking capabilities
Contribute to Operational Excellence business objectives and identify, suggest and actively participate in process improvement opportunities
Complete business processes / procedures as well as monitoring and control activities in a timely and accurate manner
Protect the interests of the organization - identify and manage risks, and escalate non-standard, high risk transactions / activities as necessary
Actively manage relationships within and across various business lines/ corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements
Ensure necessary due diligence to support the accuracy of all customer transactions / activities
Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
Assume responsibility to minimize operational and regulatory risk by complying with Bank and industry Code of Conduct

EMPLOYEE / TEAM

Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
Provide thought leadership and/ or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business unit
Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
Participate in personal performance management and development activities, including cross training within own team
Keep others informed and up to date about the status / progress of new requests and/or annual reviews and / or all relevant or useful information related to day-to-day activities
Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.
Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships.
Contribute to a fair, positive and equitable environment that supports a diverse workforce

BREADTH & DEPTH

Professional role requiring a depth of knowledge / expertise in own domain / field of specialty and working knowledge of broader related areas
Ensuring advice and solutions provided within own area of expertise align with the Enterprise strategic priorities, including risk appetite, customer experience
Applies best practices to implement process, product or service improvements
Acts as a subject matter expert within their own area of specialty or a resource for others
Contributes to setting standards within area of expertise
Solves problems requiring analysis of multiple variables, including consultation with multiple stakeholders
Interprets guidelines, standards, policies and results of analysis to inform decision making at senior levels
Builds stakeholder alignment when structuring credit requests
Work performed under moderate guidance and supervision from management
Identifies and leads problem resolution for complex issues at all levels
Generally, reports to the Senior Manager, Credit Management

EXPERIENCE & EDUCATION

Undergraduate degree and/or
5+ years of relevant experience and/or Associate Program

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet

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More about this job

Responsibilities

The Credit Analyst II is responsible for structuring credit for assigned portfolios, assessing creditworthiness, and underwriting new credit requests while adhering to risk policies. They also support relationship managers in booking new business and monitoring credit facilities to ensure profitable growth.

Requirements

Candidates must possess an undergraduate degree and at least 5 years of relevant experience, or have completed an Associate Program. Strong knowledge of credit risk assessment, regulatory requirements, and financial analysis is required for this role.

Skills

Credit analysis
Risk assessment
Underwriting
Credit risk management
Financial analysis
Customer service
Relationship management
Portfolio management
Due diligence
Regulatory compliance
Business development
Stakeholder management
Process improvement
Mentorship
Financial controls

Benefits

Health and well-being benefits
Savings and retirement programs
Paid time off
Banking benefits and discounts
Career development
Reward and recognition programs

Visa sponsorship

Not detected in the job text

Keywords

Credit Management
Underwriting
Risk Assessment
Portfolio Management
Financial Analysis
Credit Facilities
Relationship Management
Regulatory Compliance
Due Diligence
Banking
Financial Controls
Business Growth
Stakeholder Management
Operational Excellence
Mentorship
Credit Risk Policies
Market Analysis
Cross-selling
Customer Experience
Data Analysis

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