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Added 44 mins ago
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Technical Account Manager - Programmatic
MediaMint
Toronto, ON · Greater Toronto Area, Canada
- $80,000 to $85,000 CAD / year
- Full-time
We are expanding our existing team and are looking for a Team Lead - Technical Account Manager (TAM) to support and scale our growing client portfolio. This role will work closely with…
Added 1 hour ago
T
Manager, Engineering – Accounts
TD
Toronto, ON
- Full-time
Investment Management, Retail Wealth is seeking an experienced and highly motivated Engineering Manager, to lead Account Pods enabling the next generation Investment platform and enhancing…
Added 3 hours ago
MS
Product Manager – Workplace Platforms - Assistant Vice President
Morgan Stanley
Calgary, AB
- Full-time
Define success measures and partner with analytics and reporting teams to monitor adoption, client outcomes, operational performance, and product health.
Added 3 hours ago
BS
Lead ERP Consultant – Finance (CPA)
Blue Sky Consulting
AB · Alberta, Canada
- Full-time
The successful candidate will serve as a trusted advisor to client CFOs, Controllers, Finance Directors, and senior management teams while working closely with our functional consultants,…
Added 4 hours ago
T
Personal Banking Associate Trainee
TD
Winnipeg, MB
- Full-time
…banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are…
Added 4 hours ago
T
Senior Personal Banker Trainee - Investing
TD
Calgary, AB
- Full-time
Added 4 hours ago
T
Personal Banking Associate
TD
Winnipeg, MB
- Full-time
…banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are…
Added 4 hours ago
DD
Customer Success Manager
Digital Daycare Marketing
Canada
- Contract
Through our portal, you will be onboarded and deployed as a dedicated Customer Success Manager owning a portfolio of childcare center accounts. Your primary objective is to drive client…
Added 4 hours ago
MS
Product Manager – Workplace Platforms - Assistant Vice President
Morgan Stanley
Calgary, AB
- Full-time
Define success measures and partner with analytics and reporting teams to monitor adoption, client outcomes, operational performance, and product health.
Added 4 hours ago
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Facility Services Manager
BGIS
ON · Ontario, Canada
- Full-time
The Facility Services Manager is accountable for day-to-day operations, vendor management and service management for the client(s) they support, as well as, data verification, reporting and…
Added 4 hours ago
Pre-Planning Director
Arbor Memorial Inc
Burlington, ON
Reporting to the Branch Manager, you will be responsible for promoting funeral and cemetery pre-planning options within the community.
Added 4 hours ago
T
Customer Experience Associate
TD
Niagara Falls, ON
- Part-time
…banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are…
Added 5 hours ago
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Sales Estimator / Project Manager (Abbotsford, BC)
Norland
Abbotsford, BC
- Full-time
We are seeking a Sales Estimator/Project Manager to join our team in Abbotsford, BC. This role offers a unique opportunity to be involved from early client engagement and estimating through…
Added 5 hours ago
T&
Reporting and Data Manager - Enterprise
Turner & Townsend
Toronto, ON
- Full-time
The Data and Reporting Manager owns the program's reporting and analytics function end to end. This role is accountable for every data point the program reports, for the architecture that…
Added 5 hours ago
SG
Sourcing Manager – Category Lead of Market Data, Trading Services & Legal Services
Societe Generale
Montreal, QC
- Full-time
Added 5 hours ago
SG
Sourcing Manager – Lead of Consulting, Marketing & Travel Category
Societe Generale
Montreal, QC
- Full-time
Added 5 hours ago
SG
Sourcing Manager – Lead of Corporate Services and Facilities Category
Societe Generale
Montreal, QC
- Full-time
Added 5 hours ago
T
Personal Banking Associate - Conception Bay South
TD
Conception Bay South, NL
- Full-time
…banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are…
Added 6 hours ago
AC
Chef Manager
Aramark Canada
Victoria, BC
- Full-time
We are currently looking for a hands-on Chef Manager to join our management team here at Pearson College. Reporting to the Director of Culinary Services, the candidate must have prior…
Added 6 hours ago
T
Personal Banking Associate - Conception Bay South
TD
Conception Bay South, NL
- Full-time
…banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are…
Added 6 hours ago
T
Data Scientist - Credit Risk (ATH 5531)
TD
Toronto, ON
- Full-time
Reporting to the Senior Manager, Credit Strategy, you'll support the MBNA and other credit card portfolios by combining analytics, strategic thinking, and stakeholder collaboration to solve…
Added 6 hours ago
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Digital Assurance & Transparency Senior Manager
PwC
Toronto, ON
- Full-time
As a Digital Assurance & Transparency Senior Manager, unlock your potential and embrace the chance to drive meaningful outcomes that’ll elevate your career. Your role will include, but…
Added 6 hours ago
FF
Corporate Account Manager - SRS
Flanagan Foodservice Inc
Kitchener, ON
- $52,000 to $55,000 CAD / year
s.t.o.p. Restaurant Supply Ltd. is looking for a Project Account Manager that serves as the primary point of contact for a client throughout the lifecycle of their projects, ensuring their…
Added 6 hours ago
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Portfolio Manager
Worley
Kitimat, BC
- Full-time
Based at our long-standing client site in Terrace, British Columbia, this leadership role is accountable for the overall project success, ensuring delivery is on time, within budget, and…
Added 6 hours ago
SC
Regional Sales Manager
Savaria Corporation
Surrey, BC
- $80,000 to $95,000 CAD / year
- Full-time
As a Regional Sales Manager, you will play a pivotal role in driving revenue growth and expanding market presence across Canada and the USA Analyze market trends, optimize pricing, and…

Data Scientist - Credit Risk (ATH 5531)

Toronto, ON, Canada

$81,600 - $115,200 CAD · Full-time

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Job details

Pay: $81,600 - $115,200 CAD
Job type: Full-time
Apply by: Nov 19, 2026
Posting language: English
Posted: Oct 20, 2026

Original job description

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line Of Business:

Risk Management

Pay Details:

$81,600 - $115,200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview

The Retail Risk Management Credit Cards & Personal Lending Strategy team develops and manages credit strategies that drive customer and business outcomes. We combine analytics, strategic thinking, and stakeholder influence to balance growth, profitability, customer experience, and risk appetite. We don't stop at generating insights. We ask "So what?" and "Why should we care?", then turn those insights into actions that shape portfolio performance. Along the way, we leverage modern analytics and AI-enabled tools to improve productivity, accelerate insights, and focus on higher-value strategic decisions.

Job Description

Reporting to the Senior Manager, Credit Strategy, you'll support the MBNA and other credit card portfolios by combining analytics, strategic thinking, and stakeholder collaboration to solve business problems and drive meaningful outcomes. You'll work across Product, Fraud, Technology, Operations, and Model Development to drive business growth.

Around here, finding an insight is just the start. The real value comes from answering "So what?" and "Why should we care?", building support for an idea, and helping turn it into action.

Because finding an insight is interesting. Turning it into a business outcome is where the fun starts.

What You'll Do

Own a portfolio, strategy, or business problem area end-to-end. Become the trusted expert, understand where it's headed, and challenge how it's done today.
Use data, analytics, and business insight to identify opportunities, improve credit strategies and customer outcomes, and answer not just "what happened?", but "so what?" and "what should we do about it?"
Design, implement, monitor, and optimize credit strategies that balance growth, customer experience, profitability, and risk appetite.
Influence decisions, build stakeholder support, and drive alignment across Product, Model Development, Fraud, Technology, Operations, and senior leadership.
Challenge assumptions, ask tough questions, and provide effective challenge on portfolio performance, emerging risks, and strategic initiatives.
Translate complex data into clear, compelling recommendations that drive action and influence executive decision-making.
Monitor portfolio performance, identify emerging opportunities and risks, evaluate new models, tools, and capabilities, and recommend actions to improve credit decisioning and portfolio outcomes.
Leverage modern analytics and AI-enabled tools to improve efficiency, accelerate insights, and support strategic decision-making.

What Makes Someone Successful In This Role

You have an ownership mindset. You treat your portfolio like it's your business, not just your assignment, and take pride in making it stronger over time.
You're naturally curious and aren't afraid to ask "why?" more than once.
You enjoy connecting dots across data, business objectives, stakeholder perspectives, and customer outcomes.
You're equally comfortable working with data, senior leaders, and skeptical stakeholders.
You don't stop when you've found an interesting insight. You keep going until you've figured out what should happen next.
You enjoy building relationships, influencing decisions, and bringing people together around a common goal.
You can simplify complex analysis into a clear, compelling story that drives action and helps turn ideas into reality.

What You'll Bring

Technical & Analytical Skills

Experience using data and analytics to solve business problems and influence strategic decisions.
Ability to translate analysis into clear recommendations, not just findings.
Strong SQL skills and experience working with large, complex data sets.
Exposure to Python, Databricks, Azure, predictive models, machine learning, credit decisioning tools, or AI-enabled productivity tools is an asset.
Strong attention to detail and a healthy skepticism of results that seem "too good to be true."

Business & Risk Acumen

Experience in Credit Risk, Retail Banking, Financial Services, or a related analytical field.
Understanding of consumer lending, credit decisioning, portfolio management, or risk strategies is an asset.
Ability to balance customer, business, and risk considerations when making recommendations.
Strong problem-solving skills and sound judgment.

Communication & Leadership

Exceptional relationship management and stakeholder engagement skills.
Ability to influence without authority and build alignment across diverse teams.
Strong written and verbal communication skills, including presenting to senior audiences.
Ability to simplify complex concepts and tell a compelling story with data.
Comfortable navigating ambiguity, competing priorities, and constructive debate.

Education & Experience

We're more interested in your ability to solve problems, influence decisions, and drive outcomes than a specific academic path. Successful candidates will typically have:

Undergraduate degree in a quantitative discipline such as Mathematics, Statistics, Economics, Engineering, Computer Science, Business Analytics, or a related field.
Experience in Credit Risk, Retail Banking, Financial Services, Strategy, Analytics, Consulting, or a related field.
Experience using data to influence business decisions and recommendations.
Experience managing complex stakeholder relationships and delivering cross-functional initiatives.
Graduate degree or experience with predictive analytics, machine learning, or credit decisioning tools is considered an asset.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec Only):

Sans Objet

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More about this job

Responsibilities

Own and optimize credit strategy or portfolio areas by analyzing performance, identifying opportunities and risks, and recommending actions that balance growth, customer experience, profitability, and risk appetite. Collaborate across business and technical teams, influence stakeholders and senior leaders, and translate complex analysis into decisions and measurable business outcomes.

Requirements

Candidates typically have an undergraduate degree in a quantitative or related discipline and experience in credit risk, banking, financial services, strategy, analytics, consulting, or a related field. The role calls for strong SQL and analytical skills, business and risk judgment, and the ability to communicate insights and influence stakeholders; experience with Python, cloud and analytics platforms, predictive models, machine learning, or credit decisioning tools is an asset.

Skills

SQL
Data Analytics
Credit Risk
Credit Strategy
Portfolio Management
Credit Decisioning
Python
Databricks
Azure
Predictive Analytics
Machine Learning
Stakeholder Engagement
Strategic Decision-Making
Data Storytelling
Risk Management
Cross-Functional Collaboration

Benefits

Health And Well-Being Benefits
Savings And Retirement Programs
Paid Time Off
Banking Benefits And Discounts
Career Development
Reward And Recognition Programs

Visa sponsorship

Not detected in the job text

Keywords

Credit Risk
Retail Banking
Credit Cards
Personal Lending
Credit Strategy
Portfolio Management
Credit Decisioning
Risk Management
SQL
Python
Databricks
Azure
Predictive Analytics
Machine Learning
Artificial Intelligence
Data Analytics
Large Data Sets
Model Development
Fraud
Customer Experience
Profitability
Risk Appetite
Stakeholder Engagement
Strategic Decision-Making
Cross-Functional Collaboration
Business Recommendations
Portfolio Performance
Consumer Lending
Financial Services
Data Storytelling

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