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Added 12 mins ago
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Business Advisor - Bilingual Mandarin/Cantonese (Mobility Within Scarborough & Other Districts)
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Toronto, ON · Scarborough, ON
- Full-time
You demonstrate excellent business development techniques and are conversant with small business legal structures and life cycles, competitor offerings and alternate sources of financing
Added 12 mins ago
A
Industrial Engineer
Actalent
Mirabel, QC
- $40 to $75 CAD / hour
- Contract
Développer des business cases et évaluer les impacts opérationnels des changements proposés;
Added 12 mins ago
MN
Merchandiser
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Vancouver, BC
- Part-time
We recognize our associates are the foundation of our success. That’s why we prioritize your growth, development, and well-being to help you reach your full potential. With programs…
Added 12 mins ago
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(CAN) Gérant du service à la clientèle
Walmart
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- Full-time
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Added 12 mins ago
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Department Manager, Category - Footwear (Full Time)
MEC
Quebec, QC
- Full-time
…operations, supporting MEC’s strategic direction, and delivering on business objectives that include exceptional member satisfaction levels. You’ll play a key role in building a…
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Vancouver, BC
- Full-time
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Added 12 mins ago
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Sr Account Manager, Eats Global
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- Full-time
6+ years of experience in enterprise account management, partnerships, or business development.
Added 12 mins ago
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Account Manager II, Eats Global
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Toronto, ON
- Full-time
Background in advertising sales, marketing, or business development at a leading restaurant brand.
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Development Coordinator
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- $70,000 to $85,000 CAD / year
- Full-time
Marcon is seeking a Development Coordinator to support the successful delivery of residential and mixed-use development projects. Reporting to a Development Director, this role plays an…
Added 12 mins ago
HC
Energy & Industry - Business Developer
Hilti Canada
Regina, SK
- Full-time
…the execution of account strategy. Design and execute account development strategy focused on managing a portfolio of accounts that are of strategic, long-term importance to the…
Added 12 mins ago
A
HSE Specialist
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Saskatoon, SK
- Full-time
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Added 12 mins ago
A
Project Manager
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Markham, ON
- $95,500 to $140,000 CAD / year
- Full-time
Lead equipment selection and technical evaluations for new machinery, systems, utilities, and infrastructure based on operational needs and business objectives.
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Department Manager, Member Experience (Full Time)
MEC
Ottawa, ON
- $48,100 to $60,200 CAD / year
- Full-time
…partner closely with the Senior Staff Team to drive strong business results, team engagement, and a positive, inclusive store…
Added 12 mins ago
WM
Manager II, District - Collection
Waste Management, Inc. (WM)
Brampton, ON
- Full-time
We invest in our people through training, development and opportunities to grow because we believe great careers are built, not found. In fact, many of our leaders began their careers in…
Added 12 mins ago
WM
Operations Specialist (Part-time, Second Shift)
Waste Management, Inc. (WM)
Forest, ON
- Part-time
We invest in our people through training, development and opportunities to grow because we believe great careers are built, not found. In fact, many of our leaders began their careers in…
Added 12 mins ago
TD
Online Data Analyst - French speakers needed
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Remote, Canada
- Contract
- Remote
…Become part of our growing community and contribute to the development of innovative AI technologies used by some of the world's largest…
Added 12 mins ago
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Maximo Functional Analyst
We One
Burnaby, BC
- Full-time
…primary focus on the Vancouver time zone. The role combines business analysis and functional consulting to gather requirements, analyze processes, support and train users, troubleshoot…
Added 12 mins ago
BG
District Manager - Ontario
beeline Group
Toronto, ON
- $85,000 to $95,000 CAD / year
30-60 days- Assessment of their people, their market and development of a roadmap to successfully close any gaps related to business execution.
Added 12 mins ago
AG
Client Service Manager, Hedge Funds
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Toronto, ON
- Full-time
Our business is unique in its ability to reach globally, service locally and provide cross-jurisdictional services. With our clients at the heart of everything we do, our hard-working team…
Added 12 mins ago
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Associate Financial Advisor
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Victoria, BC
- Full-time
You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit
Added 12 mins ago
C
Client Engagement Associate
CIBC
Victoria, BC
- Part-time
You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit
Added 12 mins ago
C
Financial Services Representative II
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Chemainus, BC
- Full-time
You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit
Added 28 mins ago
MI
Sourcing Manager, Packaging
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Toronto, ON
- Full-time
…strategies and processes. In addition, you will lead in the development and deployment of sourcing strategies and the ongoing management of supplier relationships, manage the supply base…
Added 28 mins ago
FB
Tax Advisor & Preparer
Farm Business Consultants
Sudbury, ON
- Other
…the opportunity to work directly with hardworking Canadian business owners and farmers. It's a role that's ideal for someone who enjoys both people and numbers. If you're knowledgeable in…
Added 28 mins ago
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General Manager
Havergal
Sackville, NB
- Full-time
Food Safety Certification required or willingness to obtain certification

Director Credit Execution, Commercial National Accounts

Toronto, ON, Canada

$115,600 - $163,200 CAD · Full-time

Apply on td.wd3.myworkdayjobs.com About employer

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Job details

Pay: $115,600 - $163,200 CAD
Job type: Full-time
Posting language: English
Posted: Oct 27, 2026

Original job description

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Credit Management

Pay Details:

$115,600 - $163,200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview

TD Commercial National Accounts serves the unique needs of public and private Canadian businesses by delivering a broad range of customized financial solutions. The Financial Institutions team is an industry-leading group focused on providing best-in-class products and services to firms in the financial services sector, while the Seniors Housing & Healthcare, Project & Infrastructure Finance, and Toronto & Atlantic Diversified team supports clients across its specialized industry and diversified commercial portfolios.

In this split role, the Director, Credit Execution supports both the Financial Institutions team and the Seniors Housing & Healthcare, Project & Infrastructure Finance, and Toronto & Atlantic Diversified team. The Director guides and supports Associates and Associate Directors responsible for structuring credit proposals and analyzing the risks associated with lending facilities for new and existing business clients that typically borrow in excess of $25 million. The Director is a member of the senior management group for the business banking units and reports directly to the AVP, Credit Management, Commercial National Accounts of the respective units.

Job Description

In the role of Director, Credit Execution ("DCE"), you are principally responsible for managing credit and operational risk across industry-specific commercial and junior corporate loan portfolios within the Financial Institutions team and the Seniors Housing & Healthcare, Project & Infrastructure Finance, and Toronto & Atlantic Diversified team. You are a subject matter expert with the ability to analyze and understand complex credit proposals, including multi-lender and structured financing situations, and to adapt your analysis to the distinct risk profiles, business models and transaction structures of each coverage group.

You anticipate and assess the risks associated with entering into and maintaining lending relationships under a wide range of economic and industry scenarios. You ensure that solicitor-prepared loan agreements and related credit documentation are relevant, supportive and competitive for the Bank and its clients on an ongoing basis. You assess, analyze and perform due diligence in support of credit applications, approve credits within delegated limits and make recommendations on all other applications.

You maintain a strong working relationship with TD’s risk management partners and apply a sound understanding of the Bank’s risk models, pricing platforms and credit policies. You exercise judgment in reconciling policy requirements with the specialized considerations of financial institutions, seniors housing and healthcare, project and infrastructure finance, and diversified commercial borrowers, and you escalate material risks and exceptions appropriately.

Recognizing that your credibility and influence are grounded in well-crafted credit proposals and sound risk recommendations, you make the development of Associates’ and Associate Directors’ risk evaluation skills a primary priority. Through active coaching, review and mentorship, you build consistent credit execution capabilities across both teams while supporting the specialized knowledge required for each portfolio.

You establish yourself as a trusted business leader who is sought out for guidance on credit facilities that support clients’ business strategies. You contribute to each team’s business development objectives by recommending credit packaging alternatives and actively discussing credit solutions with internal TD partners, external professional advisors and other lenders, as appropriate. You are comfortable operating in a collaborative environment and balancing prudent risk management with the Bank’s business-building objectives.

Job Requirements

Education/Accreditations

Undergraduate or graduate degree in business, or a relevant professional designation.

Other Qualifications, Skills and Experience

Successful DCEs have the proven ability to understand the economic, industry-specific and transaction-specific circumstances that may affect the long-term viability of clients and use that understanding to structure sound credit solutions. The successful candidate will demonstrate the versatility to support both the Financial Institutions portfolio and the Seniors Housing & Healthcare, Project & Infrastructure Finance, and Toronto & Atlantic Diversified portfolios, applying strong credit judgment across differing borrower types, risk drivers and financing structures.

Through coaching expertise and experience as a mentor, you effectively share your knowledge with Associates and Associate Directors and help them strengthen their ability to structure credit proposals and evaluate business risks. You have well-developed analytical, relationship management, credit structuring, coaching and negotiation skills, together with the ability to manage competing priorities and provide consistent support across two specialized coverage teams.

In addition to the required education or professional designation, you will ideally have at least five years of relevant experience in a combination of credit analysis, relationship management and/or commercial credit management roles within a banking environment. Experience with financial institutions, seniors housing and healthcare, project and infrastructure finance, diversified commercial lending or similarly complex commercial credit portfolios is considered an asset. Your commitment to enhancing the customer experience helps ensure that credit solutions serve the best interests of both the Bank and its clients.

Number of Years’ Experience

5+ years

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet

Apply on td.wd3.myworkdayjobs.com About employer

More about this job

Responsibilities

The Director manages credit and operational risk for complex commercial portfolios, including financial institutions and healthcare sectors. They provide leadership by coaching associates, structuring credit proposals, and ensuring sound risk management practices are applied across the business.

Requirements

Candidates must possess an undergraduate or graduate degree in business or a relevant professional designation. At least five years of experience in credit analysis, relationship management, or commercial credit management within a banking environment is required.

Skills

Credit analysis
Risk management
Commercial lending
Financial analysis
Relationship management
Credit structuring
Coaching
Mentorship
Negotiation
Due diligence
Portfolio management
Strategic planning
Financial institutions
Project finance
Infrastructure finance
Healthcare finance

Benefits

Health and well-being benefits
Savings and retirement programs
Paid time off
Banking benefits and discounts
Career development
Reward and recognition programs

Visa sponsorship

Not detected in the job text

Keywords

Credit Execution
Commercial National Accounts
Risk Management
Financial Institutions
Seniors Housing
Healthcare Finance
Project Finance
Infrastructure Finance
Credit Proposals
Lending Facilities
Due Diligence
Credit Policy
Portfolio Management
Banking
Commercial Lending
Financial Solutions
Risk Models
Pricing Platforms
Business Development
Mentorship
Coaching
Negotiation
Relationship Management
Credit Structuring
Corporate Loan Portfolios

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Work requirements

Jobs in Canada