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Senior Actuarial Analyst

Toronto, ON, Canada

Full-time

Apply About employer

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Job details

Job type: Full-time
Apply by: Nov 6, 2026
Posting language: English
Posted: Oct 26, 2026

Original job description

Work Location:

Toronto, Ontario, Canada

Hours:

Line of Business:

Data & Analytics

Pay Details:

96,900 - 136,800 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview

TD Insurance is part of TD Bank Group, one of Canada’s largest financial institutions. TD Insurance helps protect clients from the ‘accidents of life’ with a wide range of products including credit protection, life, health, travel, home, and auto insurance. With more than three million clients, TD Insurance authorized products and services are available online, over the phone, and through a network of more than 1,000 TD Canada Trust branches.

In Canada, we have two lines of business, General Insurance and Life and Health. Our General Insurance business is one of the top home and auto insurance groups in Canada and the national leader in group insurance and affinity marketing. Our Life and Health business is the number one provider of critical illness insurance and direct life and health insurance in Canada.

At TD Insurance, we are committed to fostering an inclusive, accessible environment. With a Canada-wide workforce of over 4,000 employees and offices in Atlantic Canada, Quebec, Ontario and Alberta, our company is always growing and can help you to grow. TD Insurance offers a stable and dynamic work environment where talent is appreciated, and professional development is taken seriously. More than just a job, we offer rewarding careers.

Job Description

The Underwriting & Fraud Analytics team combines talent from data scientists, applied ML scientists and actuaries to propose and develop solutions to support our partners' strategies. The Underwriting Analytics team's mandate is to strengthen TDI's underwriting practice by developing analytical and AI products and provide strategic technical guidance.

The Senior Actuarial Analyst - Underwriting Analytics will significantly contribute to the organization's profitability and growth by being involved in the following key activities:

Contribute to the strategy and roadmap for advanced analytics that meets partner needs and supports the evolution of analytics for the underwriting practice
Collaboratively supporting and executing the GI Journey roadmap with key business partners, particularly Underwriting Operations and Underwriting Strategy
Effectively tracking performance of models and implemented strategies
Working closely with business owners to provide innovative business solutions using modeling, analytics, and AI.
Act as a subject matter expert in underwriting related projects
Communicate difficult concepts, convert information to compelling business context and advice, and influence and gain alignment across senior stakeholders.
Promote Underwriting Analytics by being involved in branding the team to colleagues and key stakeholders.

Job Requirements

Bachelor’s degree in Actuarial, Mathematics or related field.
5+ years of experience in an actuarial role, or in a data science role within the insurance industry, demonstrating a strong foundation in actuarial sciences and advanced analytics.
Ability to take high-level conceptual questions/ideas to solution & recommendation by completing a thorough review & analysis which may include structuring analytics models and analysis, research and gathering data, distilling insights that inform business decisions, creating working committees and presenting results in writing and verbally to senior executives
Has strong problem-solving skills and problem analysis skills.
Effective written and oral communication skills in French and English.
Strong collaborator who engages colleagues, business partners and external stakeholders.
Superior interpersonal, communication and presentation skills with ability to present information or arguments in a convincing manner.
Modelling or model governance experience is an asset.
Exposure to development and/or deployment work (Web app, AI solution, etc.) is an asset.
Shows initiative and creativity in their work.

Who We Are:

As part of TD Bank Group, one of Canada's largest financial institutions, at TD Insurance, we care for Canadian families, making it easy to get the best advice, protection, and support in their moments of need, always.

TD Insurance offers a wide range of products, including General Insurance and Life and Health. Everyday, we strive to make every interaction, product and experience remarkably human and refreshingly simple for more than four million customers who count on us.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet

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More about this job

Responsibilities

Contribute to the strategy and roadmap for underwriting analytics, develop analytical and AI solutions with business partners, and support the General Insurance journey roadmap. Track model and strategy performance, advise on underwriting projects, and communicate insights to senior stakeholders to support business decisions.

Requirements

Requires a bachelor’s degree in actuarial science, mathematics, or a related field, plus at least five years of actuarial or insurance data science experience. Candidates should have strong analytical, problem-solving, communication, presentation, and collaboration skills; modeling or model governance experience and exposure to developing or deploying applications or AI solutions are assets.

Skills

Actuarial Analysis
Advanced Analytics
Data Science
Machine Learning
Underwriting Analytics
Modeling
Model Governance
Artificial Intelligence
Problem-Solving
Data Analysis
Business Strategy
Stakeholder Management
Communication
Presentation
Collaboration
Insurance

Benefits

Health And Well-Being Benefits
Savings And Retirement Programs
Paid Time Off
Banking Benefits And Discounts
Career Development
Reward And Recognition Programs

Visa sponsorship

Not detected in the job text

Keywords

Actuarial Science
General Insurance
Underwriting
Underwriting Operations
Underwriting Strategy
Underwriting Analytics
Advanced Analytics
Data Science
Applied Machine Learning
Artificial Intelligence
Analytics Models
Model Governance
Model Performance Tracking
Strategy Roadmap
Business Analysis
Data Gathering
Research
Business Insights
Business Solutions
AI Solutions
Web Applications
Stakeholder Alignment
Senior Executive Presentations
Insurance Industry

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