Work Location:
Toronto, Ontario, Canada
Hours:
37.5
Line of Business:
Legal
Pay Details:
$165,000 - $210,000 CADThe pay details posted reflect a temporary market premium specific to this role that is reassessed annually.
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Job Description:
TD
Headquartered in Toronto, Canada, with more than 100,000 colleagues worldwide, The Toronto-Dominion Bank and its subsidiaries is a top-10 North American bank with global reach and a diversified portfolio, serving over 28 million clients in four key businesses.
TD Legal
TD Legal is dedicated to providing industry-leading strategic legal advice and risk-calibrated counsel to all TD business segments and corporate functions. Collaborating with talented colleagues and partners in a variety of legal specializations, members of TD Legal have the chance to develop their skills every day. From mentorship and training programs to leadership development, we will help you realize your full potential and achieve your career goals.
Canadian Banking
Canadian Banking is comprised of TD's Canadian personal banking and business banking segments and is the engine of TD Bank representing over 35% of the bank's revenues. Our dynamic, talented and collegial team of legal professionals provide advice about a wide range of legal issues in Canadian Banking. We are a results-driven, high-performing team and in this role, you will have the opportunity to support multiple business teams and stakeholders across the enterprise, delivering strategy, risk mitigation, and legal guidance.
Role Overview & Key Responsibilities
You will provide strategic, practical and risk-calibrated legal advice and manage legal risk relating to Canadian Banking (CB). You will independently lead legal advice on complex, sensitive and ambiguous matters within your areas of responsibility, advise senior business and control partners, and provide guidance to other counsel:
· Provide risk-calibrated legal advice that enables business strategy while managing legal and regulatory risk
· Translate complex legal issues into clear, practical guidance for business partners
· Support the development, launch, and evolution of CB products and initiatives
· Identify issues and provide practical insight into risks to assist colleagues in making decisions
· Recognize opportunities to use legal expertise to contribute to business solutions and enable business strategy
· Seek innovation in products, services delivery and advice-giving and adapt to change
Core Accountabilities
- Participate in Product Development, Issue-spotting, and Regulatory Change Initiatives for CPB products; lead legal advice on significant initiatives, coordinating input from relevant legal teams and exercising independent judgment with appropriate escalation
· Provide legal and strategic advice to business and control partners to support compliance with federal and provincial legislation relevant to your areas of responsibility, including Bank Act consumer provisions and related codes/commitments and provincial consumer protection laws
· Support the resolution of customer issues and complaints in collaboration with the relevant business and control partners
· Keep up to date and support advocacy on new legislation and regulations impacting the Bank at the federal and provincial levels by proactively assessing implications for CB products, customer journeys and business strategy and recommend appropriate changes
· Advise the Legal Department and businesses you support on legal developments and issues affecting your areas of responsibility
· Draft and review customer-facing agreements and communications
· Support the management of relevant regulatory relationships and investigations, working with the relevant business and control partners
Qualifications
· Relevant professional certifications or equivalent required (J.D./LL.B)
· Professional graduate degree in Quebec Civil law (LL.L) is an asset
· Licensed to practice law in Ontario
· Licensed to practice law in Quebec is an asset
· 7+ years relevant experience
· Ability to work and communicate in French is an asset
· Knowledge of consumer protection laws is a strong asset
Skills & Competencies
· Provide legal advice that is integrated with your business partners' strategies and objectives and coordinated across all relevant jurisdictions
· Demonstrate excellent business and legal judgment
· Provide advice in a clear, concise and timely manner in a highly demanding and time sensitive environment, managing conflicting points of view and designing creative solutions
· Act as a practical, solution-oriented problem solver, with an ability to think critically and make risk-based decisions
· Build and maintain excellent, collaborative working relationships internally and externally and regularly advise and collaborate with other representatives of Control Functions within the Bank
· Aptitude for working effectively on cross-functional teams and build trusted relationships with senior stakeholders, influence decisions through clear advice, and coordinate legal input to deliver a consistent position
· Contribute to high-priority Legal Department initiatives, including Knowledge Management and workflow improvement and develop reusable guidance and scalable approaches to legal-service delivery
· Ability to manage multiple deadlines and priorities
· Ability to stay energized, productive and focused in the face of ambiguity, change or strenuous demands, including the ability to create a supportive environment that helps others become more resilient and productive
· Ability to create a welcoming environment that encourages different perspectives and new ideas, building a culture of curiosity, openness, and creativity across the organization and the wider community
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more
Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
Language Requirement (Quebec only):
Sans Objet
