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Added 15 mins ago
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Senior Counsel, Specialized Finance

Toronto, ON, Canada

Pay: 165 000 $/$165,000 - 210 000 $/$210,000 CAD
Job type: Full-time
Apply by: Oct 25, 2026
Experience: 10+ years relevant experience
Posting language: English
Posted: Sep 25, 2026

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Original job description

Work Location:

Toronto, Ontario, Canada

Hours

37.5

Line Of Business

Legal

Pay Details

165 000 $/$165,000 - 210 000 $/$210,000 CAD

The pay details posted reflect a temporary market premium specific to this role that is reassessed annually.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description

TD Legal

TD Legal is dedicated to providing industry-leading strategic legal advice and risk-calibrated counsel to all TD business segments and corporate functions. Collaborating with talented colleagues and partners in a variety of legal specializations, members of TD Legal have the chance to develop their skills every day. From mentorship and training programs to leadership development, we will help you realize your full potential and achieve your career goals.

Canadian Banking

Canadian Banking is comprised of TD's Canadian personal banking and business banking segments and is the engine of TD Bank representing over 35% of the bank's revenues. Our dynamic, talented and collegial team of legal professionals provide advice about a wide range of legal issues in Canadian Banking. We are a results-driven, high-performing team and in this role, you will have the opportunity to support multiple business teams and stakeholders across the enterprise, delivering strategy, risk mitigation, and legal guidance.

Role Overview & Key Responsibilities

The Senior Counsel, Specialized Finance, provides legal advice and manages legal risk relating to specialized financing segments within TD Canadian Commercial Banking. You will:

Provide legal advice in the areas of personal and commercial lending, leasing and related financial services
Support commercial relationships with automotive and equipment dealer networks and manufacturers
Leverage specialized knowledge of consumer protection laws across Canada to assist in the development of agreements, disclosures and processes while also supporting the negotiation of complex commercial agreements with various counterparties
Partner with product, technology, compliance and other risk and control functions to structure innovative solutions in a manner that balances client experience, speed-to-market, and regulatory compliance
Think innovatively about product development and enhancements, services delivery and advice-giving
Be adaptable to change and comfortable navigating ambiguity
Guide development of product-related legal documentation, disclosures, and customer terms to ensure clarity, transparency and regulatory compliance
Provide risk-calibrated legal advice that meets business objectives within risk appetite
Simplify complex and novel legal problems into concepts that colleagues can understand
Identify issues and provide practical insight into risks to assist colleagues in making decisions
Build an understanding of colleagues' roles and accountabilities to recognize opportunities to use legal expertise to contribute to business solutions and enable business strategy
Mentor and provide leadership and guidance to other legal team members on emerging product-related issues and best practices
Anticipate the information needs of business partners
Establish systematic approaches to legal advice and communication
Deliver difficult messages without jeopardizing relationships
Escalate issues as appropriate

Core Accountabilities

Senior specialist role with principal accountability in the areas of strategic and tactical advice, counsel, influence, relationships and oversight, development of others, and special projects
Recognized as a subject matter expert with significant in-depth and/or breadth of expertise in a complex field and knowledge of broader related areas
Key relationships are management and senior management
Lead in complex, sensitive, and ambiguous situations
Give advice and support to other counsel
Integrate legal and business needs to identify the need for appropriate policies and procedures within own area.
Strong relationship management capabilities
Engage stakeholders and apply influence to drive strategic initiatives, planning and/or integrating executional activities
Anticipate and frame emerging business trends and risk issues in the broader organizational context as a basis for recommending large-scale product, technical, functional or operations improvements
Serve as a source of expert advice to senior management in field of specialty
Provide leadership guidance, make recommendations and collaborate with business to ensure solutions meet the business needs on a complex project or program

Qualifications

Undergraduate degree or relevant professional certifications, designations, or equivalent required (JD/LLB)
Admission to the Bar in good standing and licensed to practice law in a Canadian province
10+ years relevant experience

Skills & Competencies

Apply legal knowledge to the business
Ability to simplify, problem solve, multitask and work effectively against deadlines
Excellent oral and written communication skills
Detail oriented but able to see the bigger picture
Integrity and high moral standards
Ability to exercise sound judgment
Strong teamwork and client skills
Highly self-motivated, resilient and change-oriented
Innovative and optimistic
Effectively supervise, develop and lead other team members

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec Only)

Maîtrise d’une langue autre que le français pour offrir du soutien ou traiter avec des employés ou des collègues qui ont besoin de services et de soutien dans une langue autre que le français.

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More about this job

Responsibilities

Provide strategic legal advice and manage legal risk for specialized financing within Canadian Commercial Banking, including lending, leasing, and relationships with automotive and equipment dealers and manufacturers. Guide compliant product development and documentation, advise senior stakeholders on complex matters, and mentor legal colleagues while supporting business objectives within the organization’s risk appetite.

Requirements

Requires a JD/LLB or equivalent, admission in good standing to the bar of a Canadian province, and at least 10 years of relevant experience. Candidates should bring strong legal and business judgment, communication and problem-solving skills, relationship management capabilities, and the ability to lead and develop team members.

Skills

Legal Advice
Consumer Protection Law
Commercial Lending
Personal Lending
Leasing
Commercial Agreement Negotiation
Regulatory Compliance
Product Development
Risk Management
Problem Solving
Communication
Sound Judgment
Relationship Management
Team Leadership
Mentoring
Adaptability

Benefits

Health and Well-Being Benefits
Savings and Retirement Programs
Paid Time Off
Banking Benefits and Discounts
Career Development
Reward and Recognition Programs

Visa sponsorship

Not detected in the job text

Keywords

Canadian Banking
Commercial Banking
Specialized Finance
Personal Lending
Commercial Lending
Leasing
Automotive Finance
Equipment Finance
Consumer Protection Law
Commercial Agreements
Regulatory Compliance
Product Development
Customer Disclosures
Customer Terms
Legal Risk Management
Risk Appetite
Strategic Legal Advice
Stakeholder Management
Business Strategy
Legal Documentation
Financial Services
Technology Partnerships
Compliance
Risk and Control Functions
Mentoring
Leadership

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