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Added 2 hours ago
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- Full-time
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Senior Financial Analyst
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Toronto, ON
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Senior Specialized Finance Analyst

Toronto, ON, Canada
Laval, QC, Canada

$81,600 - $115,200 CAD · Full-time

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Job details

Pay: $81,600 - $115,200 CAD
Job type: Full-time
Apply by: Oct 9, 2026
Experience: 5 years of experience in financial reporting or regulatory reporting roles, preferable in insurance business.
Posting language: English
Posted: Sep 28, 2026

Original job description

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Finance

Pay Details:

$81,600 - $115,200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Senior Financial analyst – Capital management and Executive Reporting

The Specialized Reporting and Solution Management Team (SRSM) Insurance Team is part of the broader Specialized Reporting and Solutions Management Team, and reports under the Chief Accountant's Department of the Bank.

From a business perspective, SRSM Insurance Team supports the TD Insurance CFO. The team is responsible for specialized financial and regulatory reporting for the General Insurance and Life Insurance business. In addition, SRSM is responsible for providing effective accounting advice considering business, accounting and reporting implications, systems, processes, and control impacts, both at the subsidiary and the Bank level.

Job Summary

We are seeking a detail-oriented and highly organized Senior Financial Analyst with strong accounting skills, good business acumen and demonstrated problem solving ability to support overseeing Capital Management and Executive Reporting in coordinating the end-to-end Capital Management and Board and Audit Committee. The Senior Financial analyst will be in close contact with the Chief Financial Officer (CFO) of TD Insurance to present financial results on a regular basis.

This role is responsible for preparing and presenting actual Minimum Capital test (MCT) and forecast. It ensures accuracy, consistency and compliance with regulatory guidelines while working closely with stakeholders across Finance, Legal, Actuaries and Reinsurance. The Senior Financial analyst will also play a key role in preparing and presenting Board and Audit Committee financial results to the executives of TD Insurance.

Key Responsibilities

Prepare and present Minimum Capital Test (MCT) actuals, forecasts, and plans, ensuring clear understanding of all variances and alignment with regulator guidelines.
Prepare Board and Audit Committee reports, analyze and explain financial results, reconcile to general ledger and source data, promptly identify and resolve variances.
Provide support for Regulatory Compliance Management (RCM) initiatives and other governance requirements.
Analyze and review annual financial statement results at both detailed and executive summary levels.
Identify and explain quarter-over-quarter and year-over-year variances for executive stakeholders.
Collaborate with many stakeholders to gather information for Board, Audit Committee, Financial Statement, OSFI and MCT reporting.
Support internal and external audits by providing required documentation and facilitating remediation of findings.
Proactively identify and assist with process improvement initiatives.
Provide ad hoc support as needed.

Key Competencies

Bachelor's degree in accounting
CPA designation
5 years of experience in financial reporting or regulatory reporting roles, preferable in insurance business.
Excellent communication and collaboration skills.
Strong analytical skills.
Ability to work under tight deadlines

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Maîtrise d’une langue autre que le français pour offrir du soutien ou traiter avec des employés ou des collègues qui ont besoin de services et de soutien dans une langue autre que le français.

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More about this job

Responsibilities

The Senior Financial Analyst is responsible for preparing and presenting Minimum Capital Test (MCT) actuals, forecasts, and plans while ensuring regulatory compliance. They also manage the preparation of financial results for the Board and Audit Committee, collaborating with various stakeholders to ensure accuracy and consistency.

Requirements

Candidates must hold a Bachelor's degree in accounting and a CPA designation. A minimum of 5 years of experience in financial or regulatory reporting, preferably within the insurance industry, is required.

Skills

Financial reporting
Regulatory reporting
Capital management
Accounting
Financial analysis
Minimum capital test
Board reporting
Audit committee reporting
Variance analysis
Process improvement
Regulatory compliance
Communication
Collaboration
Problem solving
Business acumen

Benefits

Health and well-being benefits
Savings and retirement programs
Paid time off
Banking benefits and discounts
Career development
Reward and recognition programs

Visa sponsorship

Not detected in the job text

Keywords

Financial Analyst
Capital Management
Executive Reporting
Insurance
CPA
Regulatory Reporting
MCT
General Ledger
OSFI
Financial Statements
Variance Analysis
Governance
Compliance
Process Improvement
Accounting
Banking
Finance
Reporting
Audit
Forecasting

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