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Software Engineer I

Toronto, ON, Canada

$69,700 - $98,400 CAD · Full-time

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Job details

Pay: $69,700 - $98,400 CAD
Job type: Full-time
Apply by: Oct 10, 2026
Posting language: English
Posted: Oct 7, 2026

Original job description

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Technology Solutions

Pay Details:

$69,700 - $98,400 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview

The Risk Technology team within the Finance and Risk Platform group supports non-external-facing credit risk applications used for the Bank’s regulatory capital calculations and reporting to the Office of the Superintendent of Financial Institutions (OSFI). The team provides System Development Lifecycle (SDLC) services, including business analysis, solution design, development, testing, deployment, and production support. Team members collaborate with business and technology partners to deliver reliable, cost-effective solutions in a timely manner.

Job Description

The Risk Technology team is seeking a junior Software Engineer with foundational .NET, Python, and SQL skills. Working with guidance from senior team members, the successful candidate will contribute to understanding requirements and system designs, developing and testing application components, resolving issues, and supporting the delivery of end-to-end solutions. The role offers opportunities to build technical knowledge while contributing to secure, reliable, and maintainable applications.

The primary accountabilities for this position are:

Follow TD technology delivery practices, coding standards, security requirements, and project management disciplines.
Contribute to application development activities across the SDLC under the guidance of senior team members.
Review and clarify business requirements, technical designs, and acceptance criteria.
Develop, enhance, and maintain application components using approved technologies and patterns.
Write readable, maintainable, and testable code that meets established quality standards.
Create and execute unit tests, address defects, participate in peer code reviews, and support testing and deployment activities.
Monitor assigned work, communicate risks or blockers promptly, and complete deliverables within agreed timelines.
Investigate and resolve routine technical issues, escalating more complex issues when appropriate.
Apply secure coding practices to help prevent common application vulnerabilities.
Maintain technical documentation and contribute ideas that improve development, testing, and team efficiency.
Collaborate effectively with team leads, developers, quality engineers, analysts, and other stakeholders.

Job Requirements

Undergraduate degree, college diploma, relevant technical certificate, or equivalent practical experience.
Up to two years of relevant software development experience, including internships, co-op placements, academic projects, or personal projects.
Clear verbal and written communication skills.
Demonstrated ability and willingness to learn new technologies, tools, and business processes.
Foundational understanding of software development concepts, coding practices, testing, and the SDLC.
Ability to analyze routine issues, seek guidance when needed, and apply feedback to improve solutions.
Commitment to delivering high-quality work and continuously developing technical skills.
Working knowledge of one or more relevant programming languages, development tools, databases, or operating environments.
- Foundational experience with .NET 8 or later, Python, or a comparable object-oriented programming language
- Basic knowledge of unit testing frameworks such as NUnit, xUnit, or MSTest
- Working knowledge of SQL and relational databases, preferably Microsoft SQL Server
- Familiarity with web technologies such as JavaScript, HTML5, and CSS
- Awareness of REST APIs, web services, and common data formats such as JSON and XML
- Basic experience with Git version control and collaborative development workflows
- Exposure to CI/CD concepts or GitHub Actions workflows is an asset
- Exposure to cloud services, business intelligence tools such as SSRS or SSIS, or UML modelling is an asset
- Familiarity with GitHub Copilot or comparable AI-assisted development tools is an asset; use must comply with TD AI and information security standards
Effective time and task management skills, with the ability to organize assigned work and meet agreed timelines.
Ability to troubleshoot routine software issues using available documentation, tools, and guidance from experienced team members.
Customer-focused and professional approach, with the ability to work respectfully with business and technology partners.
Ability to communicate technical concepts clearly, ask questions, take ownership of assigned tasks, and respond constructively to feedback.
Self-motivated and collaborative team player who can work independently on well-defined tasks and seek support when needed.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet

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More about this job

Responsibilities

The Software Engineer will contribute to the development, testing, and maintenance of credit risk applications within the SDLC framework. They will collaborate with team members to resolve technical issues and ensure the delivery of secure, reliable, and maintainable software solutions.

Requirements

Candidates must possess an undergraduate degree or equivalent experience along with foundational skills in .NET, Python, and SQL. Strong communication skills and a willingness to learn new technologies and development practices are essential for this role.

Skills

.NET
Python
SQL
Microsoft SQL Server
JavaScript
HTML5
CSS
REST APIs
JSON
XML
Git
CI/CD
GitHub Actions
Unit testing
Technical documentation

Benefits

Health and well-being benefits
Savings and retirement programs
Paid time off
Banking benefits and discounts
Career development
Reward and recognition programs

Visa sponsorship

Not detected in the job text

Keywords

Software Engineer
Risk Technology
.NET
Python
SQL
Microsoft SQL Server
SDLC
Unit Testing
REST APIs
Git
CI/CD
GitHub Actions
JavaScript
HTML5
CSS
Financial Services
Regulatory Capital
OSFI
Technical Documentation
Object-oriented programming
Cloud services
SSRS
SSIS
UML
GitHub Copilot
Software Development
Finance
Risk Management
Banking
Application Development

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