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Added 1 hour ago
Account specialist, High Value at Risk (HVAR)
BMO
Quebec, QC
Part-time
Collaborates in the review and evaluation of delinquent, high risk, or written-off accounts for possible collections opportunities. Understands customer needs and provides…
Added 1 hour ago
Credit, Representative
Saputo Inc.
Montreal, QC · Saint-Laurent, QC
Full-time
The Credit Representative reports to the AR Manager and is responsible for the evaluation of overall company credit risk by managing the credit worthiness of new and existing businesses.
Added 3 hours ago
Dietetics Program Assistant
The University of British Columbia
Vancouver, BC
$4,314 to $4,532 CAD / month
Full-time
…decisions, student conduct or welfare decisions, institutional risk, or non-routine laboratory safety, research or technical decisions are referred to the Dietetics Program Manager,…
Added 3 hours ago
Senior IT Auditor
Aviso
Toronto, ON
$83,000 to $100,000 CAD / year
Full-time
Reporting to the Manager, Technology Internal Audit the Senior IT Internal Auditor is responsible for facilitating a systematic and ongoing internal evaluation of risk management, internal…
Added 3 hours ago
Relationship Manager, Business Markets
Royal Bank of Canada
Dawson Creek, BC
Full-time
Credit skills and knowledge, including an understanding of risk assessments, financial analyses, credit structuring/solutions, and deal presentations
Added 4 hours ago
Branch Manager- EN
RBC
Montreal, QC
Full-time
As a Branch Manager, you are a local market leader, motivating and coaching your team to create a memorable experience for clients. Inside and outside the branch, you capitalize on emerging…
Added 4 hours ago
Senior Credit Underwriting Officer
TD
AB
Full-time
Operating as a part of the Business Bank, the Small Business Credit center is comprised of a team of Group Managers, credit analysts and credit managers focused on delivering timely credit…
Added 4 hours ago
Dietetics Program Assistant
University of British Columbia
Vancouver, BC · UBCV | Food, Nutrition and Health Building (FNH)
$4,314 to $4,532 CAD / month
Full-time
…decisions, student conduct or welfare decisions, institutional risk, or non-routine laboratory safety, research or technical decisions are referred to the Dietetics Program Manager,…
Added 4 hours ago
Account specialist, High Value at Risk (HVAR)
BMO
AB · Alberta, Canada
Part-time
Collaborates in the review and evaluation of delinquent, high risk, or written-off accounts for possible collections opportunities. Understands customer needs and provides…
Added 4 hours ago
Senior Manager, Strategic Execution and Data Transformation
Royal Bank of Canada
Toronto, ON
Full-time
Credit Analysis, Fraud Risk Management, Investment Economics, Investment Management Systems, Investment Risk, Investment Risk Management, Long Term Planning, Market Risk, Operational Risks,…
Added 4 hours ago
Branch Manger
Bow Valley Credit Union
Airdrie, AB
Full-time
The Branch Manager is responsible for the management and coordination of the branch's full spectrum operation including attaining targets in deposits, loans, memberships, and profitability…
Added 4 hours ago
Credit, Representative
Saputo Inc.
Montreal, QC
Full-time
The Credit Representative reports to the AR Manager and is responsible for the evaluation of overall company credit risk by managing the credit worthiness of new and existing businesses.
Added 5 hours ago
Quality Engineer II (Mainframe)
TD
Toronto, ON
Full-time
Apply risk-based, shift-left, BDD/TDD and defect-prevention practices; validate user stories, acceptance criteria, Definition of Ready and Definition of Done with delivery partners.
Added 5 hours ago
Manager - Lending Strategy
BMO
Toronto, ON · BMOPLACE
Full-time
The Manager, Unsecured Lending & Strategy Optimization is responsible for developing advanced analytical, machine learning, and AI-enabled capabilities to improve strategy effectiveness…
Added 5 hours ago
Manager, Physical Security Infrastructure
EPCOR
AB · Edmonton, AB
Full-time
We are hiring a full-time permanent Manager, Physical Security Infrastructure position working out of Edmonton, AB . This position is based onsite, with regular attendance at the work…
Added 5 hours ago
Senior Manager/Economist, Country Risk Analysis
CIBC
Toronto, ON
Full-time
You understand capital markets products and credit. You have a well-developed understanding of capital markets products and counterparty credit risk principles, and strong judgment in…
Added 5 hours ago
Manager, Business Markets
RBC
Burnaby, BC · New Westminster, BC
Full-time
Develop your team’s capabilities including their credit skills; maintain oversight to ensure action is taken to preserve satisfactory operational and credit effectiveness through portfolio…
Added 5 hours ago
Senior Manager, Strategic Execution and Data Transformation
RBC
Toronto, ON
Full-time
Credit Analysis, Fraud Risk Management, Investment Economics, Investment Management Systems, Investment Risk, Investment Risk Management, Long Term Planning, Market Risk, Operational Risks,…
Added 5 hours ago
Relationship Manager, Business Markets
RBC
Dawson Creek, BC · Grande Prairie, AB
Full-time
Credit skills and knowledge, including an understanding of risk assessments, financial analyses, credit structuring/solutions, and deal presentations
Added 6 hours ago
Account Manager II
TD
Toronto, ON
Full-time
…existing commercial business customer relationships for both credit and non-credit products/services. The Account Manager II is responsible for conducting credit analysis for own portfolio.…
Added 6 hours ago
Underwriter I
TD
Markham, ON
Full-time
Reviews, analyzes and evaluates credit applications, in accordance with policy and procedures, to authorize credit for customers, within designated discretionary lending limits.
Added 6 hours ago
Senior Manager/Economist, Country Risk Analysis
CIBC
Toronto, ON
Full-time
You understand capital markets products and credit. You have a well-developed understanding of capital markets products and counterparty credit risk principles, and strong judgment in…
Added 6 hours ago
Financial Advisor/ Senior Financial Advisor - Southgate
Servus Credit Union
Edmonton, AB
Full-time
Join Servus Credit Union - Canada’s Largest Credit Union!
Added 6 hours ago
Senior Product Manager, PolicyCenter
Guidewire Software
Canada
Full-time
…world's largest property and casualty insurers. As Senior Product Manager for PolicyCenter, you'll join the Policy product team - partnering with the Head of Policy and Billing, the Product…
Added 6 hours ago
Project Lead - IT Project Services (Temporary)
Sheridan College
Oakville, ON
Temporary
Reporting to the Manager, IT PMO, the Project Lead - IT Project Services supports Sheridan’s various Project initiatives.

Underwriter I

Markham, ON, Canada

Pay: $47,200 - $66,600 CAD
Job type: Full-time
Apply by: Oct 7, 2026
Experience: 1+ years relevant experience
Posting language: English
Posted: Sep 23, 2026

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Original job description

Work Location:

Markham, Ontario, Canada

Hours:

37.5

Line of Business:

Credit Management

Pay Details:

$47,200 - $66,600 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Reviews, analyzes and evaluates credit applications, in accordance with policy and procedures, to authorize credit for customers, within designated discretionary lending limits.

Collaborates with business partners by providing credit support / solutions / recommendations through the credit adjudication process.

Key Accountabilities:

Customer:

Ensure all credit decisions (approval / decline) within assigned limits are fulfilled on certain credit products efficiently and effectively, meeting service level agreements (SLAs)
Provide credit support / solutions / recommendations when evaluating / analyzing credit applications for decisions in accordance with bank policies and procedures
Ensure customer concerns / issues are handled appropriately and resolved in a timely manner, escalate when required
Positively contribute to the overall customer experience and foster good relationships with internal and external partners
Contribute to the ongoing improvement of the customer experience within the Business Area
Create and/or recognize exceptional customer service through established programs

Shareholder:

Prioritize and manage own daily workload to meet SLA requirements for service and productivity
Accurately decision credit deals within established standards and limits and adjudicate within compliance guidelines
Contribute to the achievement of satisfactory audits by understanding & following audit and process guidelines
Identify areas of risk and escalate as necessary
Follow internal and industry regulations and operating policies when analyzing / completing credit decisions for business partners and customers
Make well rationalized credit decisions that reflect business intentions and are consistent with relevant rules / regulations
Identify areas of risk and escalate as necessary
Understand and apply Bank credit policies and procedures
Identify and recommend opportunities to enhance productivity, effectiveness and operational efficiency
Be knowledgeable of and comply with Bank Code of Conduct

Employee / Team:

Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit
Participate in personal performance management and development activities, including cross training within own team
Keep others informed and up-to-date about the status / progress of projects and / or all relevant or useful
information related to day-to-day activities
Contribute to a fair, positive and equitable environment that supports a diverse workforce
Act as a brand ambassador for your business area/function and the bank, both internally and/or externally

Breadth & Depth:

Works autonomously within established procedures focusing on performing credit underwriting /adjudication on a narrow range of simple credit products
Provides authorization required for credit adjudication based on the Bank's Discretionary Lending limits criteria
Sound knowledge on credit products, end-to-end credit processes and systems for own specialized area
Sound knowledge and understanding of the operating environment, business process and procedures, and credit lifecycle for own area (e.g., processing environment, applications, software, hardware, products)
Sound level knowledge with some form of related training and/or related experience or skills
Ability to execute on routine requests
Identifies key operational / reporting / process issues for own area
Provides thorough analysis and/or specialized reporting or operational/process support
Requires general understanding of the overall function and/or businesses supported
Completes work within specifically defined parameters with guidance / direction from management as necessary
Generally reports to Team Manager

Experience & Education:

High School diploma / Undergraduate degree
1+ years relevant experience

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet

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More about this job

Responsibilities

The Underwriter I is responsible for reviewing, analyzing, and evaluating credit applications to authorize credit within established discretionary lending limits. They collaborate with business partners to provide credit solutions while ensuring compliance with bank policies and service level agreements.

Requirements

Candidates must possess a high school diploma or an undergraduate degree and at least one year of relevant experience. Strong knowledge of credit products, end-to-end credit processes, and the ability to work autonomously within defined parameters are required.

Skills

Credit analysis
Credit adjudication
Risk identification
Financial analysis
Customer service
Regulatory compliance
Data analysis
Operational efficiency
Reporting
Teamwork
Communication
Problem solving

Benefits

Health and well-being benefits
Savings and retirement programs
Paid time off
Banking benefits and discounts
Career development
Reward and recognition programs

Visa sponsorship

Not detected in the job text

Keywords

Underwriting
Credit Management
Adjudication
Risk Management
Banking
Financial Services
Compliance
SLA
Credit Products
Operational Support
Process Improvement
Lending Limits
Customer Experience
Audit Guidelines
Bank Code of Conduct

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