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Added 1 hour ago
Senior Manager, Market Data and Analytics (Contract)
Scotiabank
Toronto, ON
…environment that challenges you to lead innovative approaches to risk management in the ever-evolving capital markets landscape? If so, we invite you to join our dynamic risk management…
Added 1 hour ago
Senior Manager, Corporate Card Vendor Programs
Royal Bank of Canada
Toronto, ON
Full-time
Own and optimize RBC's corporate card program portfolio globally, spanning Purchasing Cards, Ghost Cards, and corporate credit programs. Partner with leading card vendors and ensure…
Added 1 hour ago
Branch Manager (Lake Cowichan Branch)
Island Savings
Lake Cowichan, BC
$90,400 to $115,800 USD / year
Full-time
We are currently seeking a Branch Manager to join our team.
Added 2 hours ago
Mortgage Specialist
BMO
Brantford, ON
Full-time
Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite,…
Added 2 hours ago
Mortgage Specialist
BMO
Kitchener, ON
Full-time
Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite,…
Added 2 hours ago
Mortgage Specialist
BMO
Guelph, ON
Full-time
Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite,…
Added 3 hours ago
Relationship Manager In Training - Regional Markets (Grande Prairie)
ATB
Grande Prairie, AB
Full-time
…During this intensive first phase, you will master the art of credit structuring, risk assessment, and financial analysis alongside senior underwriters. By deeply understanding the…
Added 3 hours ago
Credit Realization Manager
ATB
Calgary, AB
Full-time
As ATB’s next Credit Realization Manager (CRM), you will play a pivotal role in managing a portfolio of impaired business and agricultural files. This is an exciting opportunity for a…
Added 3 hours ago
Relationship Manager, Regional Markets - Grande Prairie
ATB
Grande Prairie, AB
Full-time
You effectively manage operational, regulatory & credit risk to ensure ATB’s risk tolerance is adhered to.
Added 4 hours ago
IMA Project Manager
Rose International
Mississauga, ON
Full-time
Working knowledge of Markets business, products, regulatory capital and Market Risk (VaR) or Credit risk
Added 4 hours ago
Discharge Planner -Q DIscharge Coord
Trillium Health Partners
Toronto, ON
Part-time
…Mississauga, West Toronto, and surrounding communities through the Credit Valley Hospital, the Mississauga Hospital, the Queensway Health Centre, the Reactivation care Centre (Church Site)…
Added 4 hours ago
Discharge Planner - Emergency Department
Trillium Health Partners
Mississauga, ON
Part-time
Site: Credit Valley Hospital [primarily], RCC, THP-UHN RCC.
Added 4 hours ago
Discharge Planner -Q DIscharge Coord
Trillium Health Partners
Toronto, ON
Full-time
…Mississauga, West Toronto, and surrounding communities through the Credit Valley Hospital, the Mississauga Hospital, the Queensway Health Centre, the Reactivation care Centre (Church Site)…
Added 4 hours ago
Enrolment Services Advisor
The University of British Columbia
Vancouver, BC
$7,158.42 to $10,292.25 CAD / month
Full-time
…and collection, student records, registration, and transfer credit. With AESAs, ESAs also support up to approximately 25,000 prospective domestic students,…
Added 4 hours ago
Enrolment Services Advisor
The University of British Columbia
Vancouver, BC
$7,158.42 to $10,292.25 CAD / month
Full-time
…and collection, student records, registration, and transfer credit. With AESAs, ESAs also support up to approximately 25,000 prospective domestic students,…
Added 4 hours ago
AMLATF Investigator
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Surrey, BC
Full-time
Responsible for recommending policies/procedures that minimize risk and improve efficiency in money laundering and terrorist financing compliance to the Senior Manager, Financial…
Added 5 hours ago
Senior Underwriter (Real Estate)
Laurentian Bank
Toronto, ON
Full-time
The Senior Underwriter will assist the Senior Manager in the risk management of the financing portfolio. Within the Commercial Banking Group, the candidate will be required to assimilate…
Added 6 hours ago
Recoveries Officer
RBC
Winnipeg, MB · Mississauga, ON · Montreal, QC
Full-time
…balances on Personal Loans and Card Products, utilizing RBC Credit Management & Recoveries methodologies. Analyze all client information available and to assess the maximum recovery…
Added 6 hours ago
Senior Manager, Employee Expenses Category
RBC
Toronto, ON
Full-time
Business Oriented, Business Oriented, Communication, Corporate Travel Management, Credit Card Management, Cross-Functional Teamwork, Customer Journey Management, Data Analytics, Decision…
Added 6 hours ago
Branch Manager (Lake Cowichan Branch)
First West
Lake Cowichan, BC
We are currently seeking a Branch Manager to join our team.
Added 6 hours ago
Procure-to-Pay (P2P) Agent - ASL4
NBCC (New Brunswick Community College)
Moncton, NB
$53,794 to $63,674 CAD / year
Full-time
The Procurement to Pay Agent (P2P), reporting to the Manager, Procure to Pay, is responsible for managing purchasing requests in collaboration with internal stakeholders and suppliers. This…
Added 6 hours ago
Actuarial Manager, Large Accounts Pricing
Aviva Canada
Toronto, ON
Full-time
Develop alternative pricing solutions based on the unique characteristics of the large accounts; evaluate and quantify credit risk for accounts with large retentions
Added 6 hours ago
Actuarial Manager, Large Accounts Pricing
Aviva Canada
Markham, ON
Full-time
Develop alternative pricing solutions based on the unique characteristics of the large accounts; evaluate and quantify credit risk for accounts with large retentions
Added 7 hours ago
Relationship Manager In Training - Regional Markets (Grande Prairie)
ATB Financial
Grande Prairie, AB
Full-time
…During this intensive first phase, you will master the art of credit structuring, risk assessment, and financial analysis alongside senior underwriters. By deeply understanding the…
Added 7 hours ago
Technical PM with Banking/Finance Exp
Themesoft Inc.
Toronto, ON
Contract
We are looking for a Technical Project Manager with experience managing technology projects within the Core Banking domain. The candidate will lead cross-functional teams, manage project…

Underwriter I

Montreal, QC, Canada

Pay: 47 200 $/$47,200 - 66 600 $/$66,600 CAD
Job type: Full-time
Apply by: Oct 9, 2026
Education: Master’s degree
Experience: 1+ years relevant experience
Posting language: English
Posted: Sep 29, 2026

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Original job description

Work Location:

Montréal, Quebec, Canada

Hours:

37.5

Line of Business:

Credit Management

Pay Details:

47 200 $/$47,200 - 66 600 $/$66,600 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

KEY ACCOUNTABILITIES

CUSTOMER

Ensure all credit decisions (approval / decline) within assigned limits are fulfilled on certain credit products efficiently and effectively, meeting service level agreements (SLAs)
Provide credit support / solutions / recommendations when evaluating / analyzing credit applications for decisions in accordance with bank policies and procedures
Ensure customer concerns / issues are handled appropriately and resolved in a timely manner, escalate when required
Positively contribute to the overall customer experience and foster good relationships with internal and external partners
Contribute to the ongoing improvement of the customer experience within the Business Area
Create and/or recognize exceptional customer service through established programs

SHAREHOLDER

Prioritize and manage own daily workload to meet SLA requirements for service and productivity
Accurately decision credit deals within established standards and limits and adjudicate within compliance guidelines
Contribute to the achievement of satisfactory audits by understanding & following audit and process guidelines
Identify areas of risk and escalate as necessary
Follow internal and industry regulations and operating policies when analyzing / completing credit decisions for business partners and customers
Make well rationalized credit decisions that reflect business intentions and are consistent with relevant rules / regulations
Identify areas of risk and escalate as necessary
Understand and apply Bank credit policies and procedures
Identify and recommend opportunities to enhance productivity, effectiveness and operational efficiency
Be knowledgeable of and comply with Bank Code of Conduct

EMPLOYEE / TEAM

Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit
Participate in personal performance management and development activities, including cross training within own team
Keep others informed and up-to-date about the status / progress of projects and / or all relevant or useful
information related to day-to-day activities
Contribute to a fair, positive and equitable environment that supports a diverse workforce
Act as a brand ambassador for your business area/function and the bank, both internally and/or externally

BREADTH & DEPTH

Works autonomously within established procedures focusing on performing credit underwriting /adjudication on a narrow range of simple credit products
Provides authorization required for credit adjudication based on the Bank's Discretionary Lending limits criteria
Sound knowledge on credit products, end-to-end credit processes and systems for own specialized area
Sound knowledge and understanding of the operating environment, business process and procedures, and credit lifecycle for own area (e.g., processing environment, applications, software, hardware, products)
Sound level knowledge with some form of related training and/or related experience or skills
Ability to execute on routine requests
Identifies key operational / reporting / process issues for own area
Provides thorough analysis and/or specialized reporting or operational/process support
Requires general understanding of the overall function and/or businesses supported
Completes work within specifically defined parameters with guidance / direction from management as necessary
Generally reports to Team Manager

EXPERIENCE & EDUCATION

High School diploma / Undergraduate degree
1+ years relevant experience

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Ce poste n’exige pas la maîtrise d’une langue autre que le français.

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More about this job

Responsibilities

The Underwriter I is responsible for making credit decisions on simple credit products while ensuring compliance with bank policies and service level agreements. They also contribute to operational efficiency and provide support to team members to foster a positive and productive work environment.

Requirements

Candidates must possess a High School diploma or an undergraduate degree and at least one year of relevant experience. Strong knowledge of credit products, end-to-end credit processes, and the ability to work autonomously within established procedures are required.

Skills

Credit underwriting
Credit adjudication
Risk identification
Financial analysis
Customer service
Regulatory compliance
Process improvement
Data analysis
Reporting
Communication
Teamwork
Problem solving
Time management
Credit products knowledge

Benefits

Health and well-being benefits
Savings and retirement programs
Paid time off
Banking benefits and discounts
Career development
Reward and recognition programs

Visa sponsorship

Not detected in the job text

Keywords

Credit Management
Underwriting
Adjudication
Credit Products
Risk Management
Compliance
SLA
Financial Services
Banking
Operational Efficiency
Customer Experience
Audit
Credit Lifecycle
Reporting
Process Support

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