Intermediate Life Insurance Underwriter
Location: Remote
The total target compensation (TTC) range, including salary and target bonus, is $64,800 - $100,440. This TTC range is applicable to permanent roles only. The actual base salary offered within this range will be determined by the successful candidate’s skills and experience, as well as internal equity.
Empire Life is looking to hire an Intermediate Underwriter to join our Retail Underwriting team! We are actively seeking candidates to fill a current, open position.
Why pursue this opportunity
Join a transforming business - we are a medium-sized Canadian company in a stable industry that emphasizes the importance of innovation to use industry-leading technology.
The environment - we understand the importance of work-life balance and strive to provide a supportive work environment that allows our employees to achieve both personal and professional goals.
Play an integral role - this is an opportunity that allows for you to grow your skills, while directly contributing to the business unit you are a part of.
What you’ll be working on
Assesses risk in a timely manner to an approval limit of $1,500,000 for individual life and $500,000 for critical illness policies
Develops and maintains strong relationships with potential and current clients
Provides sound risk decisions and related support to the Sales & Marketing and Retail business line teams
Assess the mortality and financial risk for individual life insurance products through an analysis of financial and medical information via paper-based, electronic and telephone underwriting
Provide support to the Sales team in the management of the distribution relationship
Interact with reinsurance providers to spread risk on retention amounts that exceed the Empire Life retention limit
Consult with Senior team members, Medical Directors, or Technical Lead and Senior Management on any questionable situations
Participate as an active team member for assigned projects
Review the work of junior team members and provide coaching as required
What we’re looking for you to have
2+ years work experience as an individual life underwriter
Knowledge of word processing, spreadsheet, email, internet and database computer software
Well-developed knowledge of medical terminology
FLMI / FALU designation or currently working towards
Completion of a university degree in life sciences, nursing or kinesiology
Well-developed analytical and problem resolution skills
Ability to be decisive and show consistently good judgment
Well-developed organizational skills
Clear writing and verbal communication skills
Ability to develop and maintain working relationships
Attention to detail/accuracy
If you are applying for a position which is open to applicants across Canada, unless otherwise indicated in the position, language proficiency in English is required for communicating with customers, advisors, or employees across Canada.
Our hiring process includes AI screening for keywords and minimum qualifications. Recruiters review all results.
Beyond the salary
For permanent full-time positions, Empire Life offers a comprehensive total rewards package that includes:
Hybrid work model
Competitive salaries with annual pay increases
Annual bonus program, which recognizes both strong company performance and individual contributions, for non sales positions
Access to learning & development programs, and education/tuition reimbursement (role dependent), to support your professional growth and career advancement.
Competitive uncapped commission, for sales positions
A comprehensive employer-funded benefits package starting from day one of employment, that includes life insurance, health and dental and a generous health account
Flexible work arrangements and an annual allotment of personal health days.
Four weeks annual vacation from hire date
A defined contribution pension plan with generous employer matching
Top up programs for parental leave and compassionate leave
Employer-sponsored wellness and recognition programs
A cash employee referral program
To learn more about working at Empire Life, visit https://www.empire.ca/workatempire.
Get to know us
Empire life is proud to be an equal opportunity employer. We celebrate diversity, are committed to creating an inclusive environment, and welcome everyone to participate in our application process. We encourage those of all backgrounds and experiences to apply, even if you don't believe you meet each unique qualification outlined. Applicants will receive equal consideration without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, disability, or age.
Empire Life is proud to be an equal opportunity employer, dedicated to building an inclusive and barrier-free workplace. We welcome applications from people with disabilities and are committed to providing accommodations at any stage of the recruitment process. If you require a specific adjustment to help you present your best self, please let us know - we are happy to work with you. If you need this job posting in an alternative format or have any accessibility questions, please contact [email protected].
